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All Journal Prosiding Seminar Nasional IPTEK Terapan (SENIT) 2016 Pengembangan Sumber Daya Lokal Berbasis IPTEK Monex: Journal of Accounting Research JURNAL AKUNTANSI, EKONOMI dan MANAJEMEN BISNIS Jurnal Abdimas PHB : Jurnal Pengabdian Masyarakat Progresif Humanis Brainstorming Account : Jurnal Akuntansi, Keuangan dan Perbankan Journal of Public Accounting (JPA) Pena Dimas: Jurnal Pengabdian Masyarakat Jurnal Portofolio: Jurnal Manajemen dan Bisnis
Nurul Mahmudah
Politeknik Harapan Bersama
Religion Automotive Engineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Mechanical Engineering Public Health Social Sciences

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Implementasi Akad Murabahah Pada Akad Pembiayaan Griya iB Hasanah Pada PT. Bank BNI Syariah KCPS Tegal Fitri Setiyawati; Sunandar Sunandar; Nurul Mahmudah
JPA : Journal of Public Accounting Vol 1, No 1 (2021): Journal of Public Accounting Vol.1 No.1, Juni 2021
Publisher : Politeknik Harapan Bersama

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (232.447 KB) | DOI: 10.30591/jpa.v1i1.2765

Abstract

Akad murabahah adalah akad jual beli barang yang menyatakan dengan jelas barang yang diperjual belikan, serta penjual menyebutkan harga pembelian kepada pembeli, kemudian penjual menentukan keuntungan margin atas kesepakatan antara penjual dan pembeli. Akad yang digunakan dalam pembiayaan Griya iB Hasanah di PT. Bank BNI Syariah KCPS Tegal adalah akad murabahah. Tujuan penelitian ini untuk mengetahui bagaimana implementasi akad murabahah pada akad pembiayaan Griya iB Hasanah pada PT. Bank BNI Syariah KCPS Tegal. Teknik pengumpulan data yang digunakan adalah observasi, wawancara, dan studi pustaka, teknik analisis data yang digunakan adalah Deskriptif Kualitatif. Hasil penelitian yang dilakukan menunjukan bahwa Fatwa DSN MUI No 4/DSN-MUI/IV/2000 tentang Murabahah telah menjamin keabsahan dan diperbolehkannya transaksi murabahah, termasuk dalam hal ini pembiayaan rumah di bank Syariah. Dalam bank konvensional, riba ditemui ketika nasabah meminjam uang untuk membeli rumah. Sedangkan pada bank syariah tidak meminjamkan uang tetapi menjual rumah tersebut kepada nasabah. Akad yang dipakai adalah jual dan beli. Kesimpulan penerapan akad murabahah pada pembiayaan Griya iB Hasanah di PT. Bank BNI Syariah KCPS Tegal dalam pelaksanaanya telah memenuhi rukun dan syarat murabahah serta terhindar dari transaksi ribawi sesuai dengan prinsip syariah.
TRANSFORMASI PENGELOLAAN BUMDES: PELATIHAN FORECASTING BAGI GENERASI Z Ghea Dwi Rahmadiane; Nurul Mahmudah; Yusri Anis Faidah; Tsalis Kholifatin Adil Mutamimmah; Nizar Fahrezi Majid
PENA DIMAS: Jurnal Pengabdian Masyarakat Vol 2, No 1 (2023): Pena Dimas: Jurnal Pengabdian Masyarakat
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33474/penadimas.v2i1.22648

Abstract

The role of teenagers is expected to accelerate the effectiveness and efficiency of BUMDes management because the phenomenon that occurs is that several BUMDes in Brebes Regency are not running optimally, one of which is because BUMDes managers are mostly from older people whose roles are more strategic and already have other activities so they lack management skills. and technically they need help from teenagers, one of which is in projecting their business units. The aims of this activity was to increase new skill and insight regarding optimizing BUMDes management using forecasting methods, increase the body of knowledge, and can become a reference for other parties who wish to carry out activities with a similar theme. The forms of activity include training on optimizing BUMDes management by delivering lectures, discussions and CBL or students can solve a case using the method that has been presented using the Forecasting Method. The implementation stages used are preparation, socialization, counseling, training and also evaluation. This article show results of succeeded increased the participants' skills and knowledge regarding managing Bumdes using the forecasting method with very good post-test results compared to the previous pre-test.
Evaluasi Pengelolaan Dana Desa Dalam Meningkatkan Pembangunan Fisik Desa Banjaranyar Kecamatan Brebes Kabupaten Brebes Nurul Mahmudah; Yusri Anis Faidah
Jurnal Portofolio : Jurnal Manajemen dan Bisnis Vol. 2 No. 2 (2023): Perilaku Organisasi dan Efektivitas Kerja
Publisher : Prisani Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The capacity of village officials as policy implementers is a supporting factor for the successful implementation of programs financed by the Village Fund. The abilities and skills of the village apparatus as implementers of policies are the basis of governance implementation. The competence of human resources in implementing the Village Fund policy is felt to be inadequate. This condition has an impact on the lack of effectiveness of program implementation, then other problems such as village officials who do not understand budget planning and execution, the disbursement process is too long and the accountability report process is complicated so that it has an impact on the incompatibility of priorities and non-priority planning of work programs made by Programs development programs originating from the Village Fund that focus on physical development have been running and have physical evidence, for example the construction of Normalization of canals and widening of farm roads, but these developments are felt to have no impact on all village communities. On the other hand, the problem that arises is the lack of outreach the Village Fund policy so that it does not touch the community which is the direct executor of the various programs funded. Lack of socialization has an impact on the lack of community participation to provide suggestions about what programs are urgent, as well as the low knowledge of village communities about village programs.
Co-Authors Anita Karunia Arifia Yasmin Dewi Sulistiyowati Elisa Purwitasari Fitri Setiyawati Ghea Dwi Rahmadiane Ghea Dwi Rahmadiane Hetika Hetika I Gusti Ayu Normaya Sari Ida Farida Krisdiyawati Krisdiyawati Musyafa Al Farizi Musyafa alfarizi Nizar Fahrezi Majid Ririh Sri Harjanti Sunandar Sunandar Tsalis Kholifatin Adil Mutamimmah Wiwit Ayu Agustina Yusri Anis Faidah