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All Journal JRAK: Jurnal Riset Akuntansi dan Komputerisasi Akuntansi TELKOMNIKA (Telecommunication Computing Electronics and Control) Jurnal Informatika Universitas Pamulang JURNAL ILMIAH AKUNTANSI UNIVERSITAS PAMULANG Jurnal Loyalitas Sosial: Journal of Community Service in Humanities and Social Sciences Ekalaya: Jurnal Pengabdian Kepada Masyarakat Indonesia Madani Syari'ah: Jurnal Pemikiran Perbankan Syariah.
Zaldy Suhatman
Universitas Pamulang
Humanities Computer Science & IT Economics, Econometrics & Finance Education Social Sciences Other

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Measurement of information technology governance capability level: a case study of PT Bank BBS Punto Widharto; Zaldy Suhatman; Rizal Fathoni Aji
TELKOMNIKA (Telecommunication Computing Electronics and Control) Vol 20, No 2: April 2022
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/telkomnika.v20i2.21668

Abstract

The very close involvement of technology in the banking industry makes almost all banking activities and products currently dependent on information technology (IT). PT BPRS Bhakti Sumekar (PT BBS Bank) is one of the banks that realizes the importance of IT in the digital era and has included IT as part of the company's strategic plan. The company states that compliance with regulations, best practices, and standards is key to a successful IT implementation. In this study, the measurement of the capability level of corporate IT governance was conducted to determine what IT priorities were based on the company's strategic objectives and what recommendations could be given based on best practices to improve IT services in support of the company's strategic goals. The framework to be used is control objective for information and related technology (COBIT); the most widely used framework suitable for service-oriented organizations. The results of research using COBIT 2019 show how IT governance is needed by the company and what should be prioritized. The measurement results found that there is still a gap between management's expectations and the current level of capability and provide recommendations on what companies need to improve performance in order to meet expectations.
Pelatihan Literasi Keuangan Syariah Melalui Metode Getok Tular (Word Of Mouth Communication) Zaldy Suhatman; Sahlan Hasbi
Jurnal Loyalitas Sosial: Journal of Community Service in Humanities and Social Sciences Jurnal Loyalitas Sosial Vol.1 No.2 September 2019
Publisher : Fakultas Keguruan dan Ilmu Pendidikan Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/JLS.v1i2.p82-91

Abstract

Based on the national survey data of the Financial Services Authority, the conventional Financial literacy index in Indonesia reaches 29.1% while the Sharia financial literacy index is only 8.1% or lower than 30 percent conventional financial literacy. This condition shows the lack of public understanding of the product features and activities of sharia finance institutions considering that the terms used are generally a new term for Indonesian society. Since the year 2018 United Cooperative Relatives of Pulo Kambing converted into a Shariah cooperative. But from 33 managers and managers of active cooperatives, only 12.1% or only 4 people) who have participated in the training of sharia cooperatives. The solutions offered to solve the problem of knowledge gaps of managers, managers, and members of sharia cooperatives, the sharia financial literacy is done by Getok Tular (Word Of Mouth Communication) method which aims to Give birth to change agents who are ready to transmit his knowledge about sharia-urban.  Based on the results of devotion, there is increased post-training knowledge. Based on the results of pretests and posttest there is a hike of 35 points so that it can be concluded that there is an increase in participants about the sharia cooperative and can be categorized that the trainees have fulfilled the criteria as an agent Infanteer tular (Word Of Mouth Communication strategy).
Closed-Loop Knowledge Risk Management in IT Company Ardijan Handijono; Zaldy Suhatman
Jurnal Informatika Universitas Pamulang Vol 6, No 2 (2021): JURNAL INFORMATIKA UNIVERSITAS PAMULANG
Publisher : Teknik Informatika Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/informatika.v6i2.10479

Abstract

Today, organizations are surrounded by a volatile environment, which may change at any time and can be a new risk. Therefore, organizations must arm themselves with comprehensive knowledge to be able to deal with the risks posed by an unstable environment. In order for organizations to obtain comprehensive risk information, Knowledge Risk Management (KRM) is needed, which is the intersection of two previously separate fields, namely Risk Management (RM) and Knowledge Management (KM). How can KM reduce risk leading to better risk management? how can the KM process increase RM? and what is the mutually reinforcing integration between RM and KM? To address these questions, the researcher conducted a systematic literature review (SLR) of 42 relevant empirical studies. In order to improve the efficiency of the RM process using the KM process, a knowledge-based risk management (KBRM) process will be used. Utilization of KRM can significantly support the achievement and maintenance of competitive advantage and bring several benefits to software development.
PERANCANGAN DAN IMPLEMENTASI SISTEM INFORMASI AKUNTANSI PADA SISTEM MANAJEMEN KOPERASI BRISYARIAH Zaldy Suhatman
Jurnal Ilmiah Akuntansi Universitas Pamulang Vol 5, No 2 (2017): Jurnal Ilmiah Akuntansi Universitas Pamulang
Publisher : Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1023.663 KB) | DOI: 10.32493/jiaup.v5i2.903

Abstract

Koperasi Karyawan BRISyariah was established in 2009 has several business units and members scattered throughout the work area of BRISyariah, For convenience accounting information system was made for Koperasi Karyawan  BRISyariah with web-based system using open source applications, applications used are PHP, Mysql And Apache. The author performs the design of Data Flow Diagram, database design, and also the interface design for cooperative members, administrators, cooperative staff to the chairman and manager, with this application is expected Koperasi Karaywan BRISyariah will be better again because reducing manual process like paper. In addition, there is also a reconstruction feature to compare data between Koperasi Karyawan BRISyariah with  human capital BRISyariah data.
ANALISIS STRATEGI PEMASARAN KPR DI BNI SYARIAH KANTOR CABANG BSD Zaldy Suhatman; Khotimatus Sa'diyah; Wiwik Hasbiyah
Madani Syari'ah: Jurnal Pemikiran Perbankan Syariah Vol 4 No 2 (2021): Madani Syari'ah
Publisher : Institut Binamadani Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Strategi pemasaran yang dilakukan BNI syariah dalam memasarkan KPR syariah dan akad yang di pakai dalam KPR Syariah dan pertumbuhannya dari tahun 2016-2020 adalah : Akad yang dipakai dalam KPR Syaiah yaitu Murabah dan MMQ. Dalam Strategi Pemasarannya melalui direct selling dan strategic partnership dengan developer. Kendala dan tantangan yaitu banyaknya persaingan dengan bank-bank syariah maupun konvensional untuk menjaring konsumen KPR dan Developer telah kerjasama dengan lebih dari 2 bank sehingga untuk mengatasi dan menghadapi tantangan tersebut BNI syraiah melakukan strategi. Solusi menghadapi tantangan dan kendala yang di alami oleh BNI Syariah dalam memasarkan produk KPR Syariah di BSD. Persyaratan DP KPR Syariah yang dimana beberapa calon nasabah tidak mampu memenuhi, Marketing Aktif Melakukan pendekatan ke developer agar merekomendasikan BNisyariah kapan calon konsumen developer tersebut ke BNI Syariah, Menyediakan Program Fee Marketing yang dikhususkan untuk para marketing perumahan apabila mampu merekomendasikan konsumen yang berkualitas untuk KPR di BNISyariah BSD.
ANALISIS STRATEGI PEMASARAN SYARIAH DI BANK BSI KC CIPUTAT Khotimatus Sadiyah; Wiwik Hasbiyah; Zaldy Suhatman
Madani Syari'ah: Jurnal Pemikiran Perbankan Syariah Vol 5 No 2 (2022): Madani Syari'ah
Publisher : Institut Binamadani Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51476/madanisyariah.v5i2.374

Abstract

Penelitian ini bertujuan untuk menganalisis strategi pemasaran syariah di bank BSI KC Ciputat sehingga dapat mempercepat perkembangan perbankan syariah di Indonesia khususnya di daerah Ciputat Tangerang Selatan. Fenomena yang terjadi di BSI KC Ciputat yaitu BSI memiliki tingkat bagi hasil yang lumayan tinggi.Selain itu,mayoritas di daerah Tangsel khususnya di Ciputat memeluk agama islam namun, masih banyak nasabah yang belum berminat dengan sistem bagi hasil dan lebih memilih menyimpan dananya di bank konvensional.Selain itu BSI menggunakan bauran pemasaran 4P,yaitu strategi produk,harga,tempat, dan promosi.Dalam Fenomena tersebut,maka bagaimana menggunakan strategi pemasaran yang paling tepat untuk diterapkan.Penelitian ini merupakan penelitian kualitatif melalui metode deskriptif analisis menggunakan data primer dalam bentuk wawancara dan observasi langsung di BSI KC Ciputat,dan data sekunder melalui studi kepustakaan berupa buku refrensi,jurnal,laporan penelitian,surat kabar maupun website.Hasil pembahasan menunjukan bahwa Akad yang biasa diterapkan BSI terdapat 2 skema, diantaranya:1)Skema funding(penghimpunan dana) 2)Skema Landing(penyaluran dana).Untuk penyaluran dana nasabah BSI menggunakan akad diantaranya: akad Murabahah, Ijarah, Mudharabah,dan Musyarakah.Teknologi marketing BSI melalui pemanfaatan media elektronik dan media sosial serta tidak jarang marketing mendatangi nasabah dan mempromosikan secara langsung untuk bekerja sama.Marketing strategy BSI dengan pendekatan kepada nasabah yang belum menggunakan jasa BSI,memberikan pelayanan terbaik, memfasilitasi dengan teknologi terkini contohnya e-banking,serta yang terutama adalah tidak mengecewakan nasabah.Melalui kajian SWOT BSI berada pada level tumbuh dan berkembang didukung strategi yang agresif.Pada level tersebut pengembangan pasar,produk dan penetrasi pasar dapat menopang penyebarluasan sistem dan produk BSI.BSI juga didukung sebuah peluang dimana strategi agresif yang didukung oleh keunggulan biaya dan strategi diferensiasi menjadi alternatif untuk diterapkan.
Pengelolaan dan Penyajian Laporan Keuangan Pesantren Berbasis Akuntansi Syariah : Analisis Kritis Pedoman Akuntansi Pesantren Ifa hanifia senjiati; ira siti rohmah maulida; zaldy Suhatman; itsnaina lathifah ridwan
JRAK: Journal of Accounting Research and Computerized Accounting Vol 11 No 1 (2020): JRAK: Jurnal RIset Akuntansi dan Komputerisasi Akuntansi
Publisher : Jurusan Akuntansi Fakultas Ekonomi Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/jrak.v11i1.1849

Abstract

The potential of managing pesantren, especially in West Java, reaches 8342 pesantren with 453,981 students. Then it needs improvement in financial management because there are still many pesantren that have not been as good as Nurul Hijrah Islamic Boarding School in East Jakarta. During this time, the pesantren presents financial reports based on PSAK 45 and PSAK Entities without a Public Accountant (ETAP). However, some pesantren have not carried out financial reporting as in the related PSAK. The research method used is qualitative with a descriptive approach. Stages of research include literature review, formulation of research problems, preparation of research methods and instruments, data analysis, and concluding. Data collection techniques through surveys of pesantren in Depok City. Data analysis uses narrative analysis. The results of the study are that pesantren financial managers generally do not have an accounting or financial education background, financial management is manually systemized or an excel application, and there is no internet connection. The financial management of pesantren in Depok is decentralized and centralized. Islamic boarding school-based financial management is the presentation of financial statements prepared based on PSAK 45 related to non-profit organizations, PSAK ETAP, and PSAK Syariah from PSAK 101 to PSAK 112 about Waqf. So some accounts are added such as murabahah, salam, and istishna accounts; mudharabah and musyarakah investments; ijarah assets; endowments; receipt of zakat, infaq, and shodaqoh; qard receivables; musyarakah mutanaqisoh investment and temporary syirkah funds.
PENINGKATAN PEMAHAMAN QRIS BAGI PELAKU UMKM MELALUI WEBINAR EDUKASI PEMBAYARAN DIGITAL DALAM MENDUKUNG TRANSFORMASI KEUANGAN Arif Budi Sulistyo; Rudiyanto Rudiyanto; Sev Rahmiyanti; Maman Suryaman; Hartadi Wijaya; Nur Hidayanti; Zaldy Suhatman; Dadang Romansyah; Dika Putri Meidiana; Duwi Cahyati
Ekalaya: Jurnal Pengabdian Kepada Masyarakat Indonesia Vol. 5 No. 2 (2026): Ekalaya Journal
Publisher : Nindikayla Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57254/eka.v5i2.163

Abstract

The development of the digital economy encourages MSME actors to adapt to various technological innovations, including the use of digital payment systems. However, the results of initial observations show that some MSME actors still have limited understanding of digital payments and the use of the Quick Response Indonesian Standard (QRIS), and still rely on cash transactions in their business activities. This Community Service (PkM) activity aims to increase participants' understanding of digital payment systems, introduce QRIS as a national standard for digital payments, provide an understanding of the benefits and security of QRIS, and encourage the use of digital transactions in supporting the financial transformation of MSMEs. The activity was carried out in the form of an online webinar organized by the Indonesian Institute of Accountants of the Banten Region with the theme "Getting to Know QRIS Closer: Fast, Modern, and Secure Digital Payment Strategies". The implementation method includes participant registration, material delivery, discussion and question and answer, and evaluation of activities. The participants of the activity totaled 33 people consisting of students, MSME actors, and the general public. The material presented included the evolution of payment systems, QRIS standardization, the advantages of QRIS, QRIS transaction mechanisms, types of QRIS, digital transaction security, QRIS and accounting transformation, as well as opportunities to utilize QRIS for MSMEs and the younger generation. The results of the activity showed that participants obtained information about the concept of QRIS, the benefits of digital payments, the security of digital transactions, the implementation of QRIS in business activities, and the use of QRIS in supporting the financial transformation of MSMEs. In addition, participants assessed that the material presented was relevant to current needs, easy to understand, and useful in supporting business management and adaptation to the development of the digital economy. This activity also resulted in a follow-up plan in the form of the dissemination of digital educational materials, assistance in the implementation of QRIS, monitoring the use of digital payments, and holding follow-up webinars. Thus, the webinar program has become an educational tool that supports the improvement of digital payment literacy and understanding of the use of QRIS in supporting the financial transformation of MSMEs in the digital economy era.
Co-Authors Ardijan Handijono Dadang Romansyah Dika Putri Meidiana Duwi Cahyati Hartadi Wijaya ifa hanifia senjiati Itsnaina Lathifah Ridwan Khotimatus Sa'diyah Khotimatus Sadiyah Maman Suryaman Maulida, Ira Siti Rohmah Nur Hidayanti Punto Widharto Rizal Fathoni Aji Rudiyanto Rudiyanto Sahlan Hasbi Sev Rahmiyanti Wiwik Hasbiyah Wiwik Hasbiyah