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MODEL OF POOR SOCIETY EMPOWERMENT THROUGH OPTIMIZING THE POTENTIAL OF ZAKAT: A Case Study in Lampung Province Hayati, Keumala; Caniago, Indra
Journal of Indonesian Economy and Business Vol 27, No 2 (2012): May
Publisher : Journal of Indonesian Economy and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (85.117 KB)

Abstract

Previous research found a large zakat potential in Lampung province that reached Rp 644 billion (opinion 2 percent from GDRP) and Rp1.3 trillions (opinion 4.3 percent fromGDRP). This potential could assist the government in tackling poverty. Based on this potential, further research was to design Model of Poor Empowerment through Optimizingthe Potential of Zakat. The method used is a case study. There were five propositions developed, namely: (1) Optimization of the collection of zakat requires synergy role between LAZ/BAZIS (Zakat Executor Institution), government and society, (2) Empowerment Program of the poor through productive zakat by LAZ could be done by using Community-Based Development, (3) the distribution of zakat in the effort of empowering the poor requires synergy programs between LAZ and the government, (4) the appropriate organizational structure of LAZ is Geographic structure, and (5) Management of collection and distribution of zakat depends on a reliable information system.The result shows that the role of government is as obligatory zakat regulator either to individuals, companies, and government agencies. Furthermore, Muzakki consisting of individuals, corporations and government agencies collected their zakat to LAZ/BAZIS. In the case of zakat distribution, government and LAZ should work together so the governments poverty reduction programs and LAZ empowerment of the poor program will be mutually synergistic and will not overlap each other. LAZ could also run the program of the Community-Based Development. The study also found LAZ should use geographical organizational structure. This structure allows the formation of decentralized LAZ regency/city. Further LAZ works need the support of a reliable information system.Keywords: Empowerment of the poor, zakat potential, synergy between government and LAZ poverty reduction program, Community Based Development.
ZAKAT POTENTIAL AS A MEANS TO OVERCOME POVERTY (A STUDY IN LAMPUNG) Hayati, Keumala; Caniago, Indra
Journal of Indonesian Economy and Business Vol 26, No 2 (2011): May
Publisher : Journal of Indonesian Economy and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (18.048 KB)

Abstract

Zakat is a compulsory service run by the Muslims who are able to implement it. Zakat is a means of income redistribution and also can support development of human resources as well as enhance economic growth in Indonesia, particularly in the Lampung Province. The purposes of this study were to explore the potential of zakat and to analyze the role of zakat in empowering poor communities in Lampung Province. This research result showed that zakat potential in Lampung Province was quite large; Rp644.18 billions with the 2% opinion and Rp1.38 billions with the 4.3% opinion. Meanwhile the Regional Government of Lampung Province in 2007 and 2008, for example, budgeting for social services reached Rp29.15 billions and Rp21.01 billions respectively, including other poverty reduction programs. Therefore, zakat potential should attract the governments attention as one solution to reduce poverty in Indonesia. Zakat is not only the provision of voluntary charity, but it is an obligation that must be paid by Muslims who received the zakat obligation. The results of the analysis showed zakats potential in empowering poorcommunities in each district/city in the province of Lampung. Based on the standards meet the needs of the poor with an income of one dollar per day, from ten districts in Lampungprovince, only two districts were capable of removing the poor families from the poverty line, those are Bandar Lampung and Metro. While the potential zakat of eight otherdistricts had not been able to remove poor families from the poverty line due to the small acquisition of GDRP. This research showed that empowerment of the poor could be done based on the potentials of zakat in each district, the greater the GDRP, the greater the zakat potential that could be obtained. Even if the zakat potential was excessive than the poverty level in the district, it could be used as cross-subsidies with other districts in greater need.Keywords: Zakat Potential, poverty reduction
STRATEGIC HUMAN RESOURCE MANAGEMENT AND FIRM PERFORMANCE: THE MODERATION OF PSYCHOLOGICAL CONTRACT Hayati, Keumala; Caniago, Indra
Jurnal Dinamika Manajemen (Journal of Management Dynamics) Proceeding Madic 2015
Publisher : Department of Management, Faculty of Economics, Semarang State University, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jdm.v0i0.4753

Abstract

Aplikasi Sistem Iformasi Akademik (SIAKAD) Dalam Perspektif Technology Acceptance Model Indra Caniago; M. Rafiq M. Rafiq
Jurnal Ekonomi dan Manajemen Vol. 20 No. 1 (2019): Februari
Publisher : Program Pascasarjana Universitas Gajayana

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Abstract

The purpose of this study is to explore the effect of using the SIAKAD application with the technology acceptance model (TAM) approach. The variables used are perceived ease of use, perceived usefulness, behavioral intention and actual usage of the SIAKAD. The number of respondents in the study is 297 students of IBI Darmajaya. Software Lisrel is used to test the SEM model. The results of the analysis show the perceived ease of use and usefulness of using the SIAKAD application influence the students' behavioral intentions and the actual usage of the SIAKAD application. However, the behavioral intention does not affect the actual usage of the SIAKAD application. The effect of perceived ease of use and usefulness is greater on behavioral intention than the effect on actual usage of the SIAKAD application. The perceived ease of use has the greatest influence on the usefulness of using the SIAKAD application. The TAM model can analyze the technology acceptance behavior well. The TAM model helps prove that the behavioral use of required technology is only influenced by the perceived ease of use and the usefulness of the technology. The behavior of using the technology is not based on the intention of the user.
MODEL OF POOR SOCIETY EMPOWERMENT THROUGH OPTIMIZING THE POTENTIAL OF ZAKAT: A Case Study in Lampung Province Keumala Hayati; Indra Caniago
Journal of Indonesian Economy and Business (JIEB) Vol 27, No 2 (2012): May
Publisher : Faculty of Economics and Business, Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (711.064 KB) | DOI: 10.22146/jieb.6245

Abstract

Previous research found a large zakat potential in Lampung province that reached Rp 644 billion (opinion 2 percent from GDRP) and Rp1.3 trillions (opinion 4.3 percent fromGDRP). This potential could assist the government in tackling poverty. Based on this potential, further research was to design Model of Poor Empowerment through Optimizingthe Potential of Zakat. The method used is a case study. There were five propositions developed, namely: (1) Optimization of the collection of zakat requires synergy role between LAZ/BAZIS (Zakat Executor Institution), government and society, (2) Empowerment Program of the poor through productive zakat by LAZ could be done by using Community-Based Development, (3) the distribution of zakat in the effort of empowering the poor requires synergy programs between LAZ and the government, (4) the appropriate organizational structure of LAZ is Geographic structure, and (5) Management of collection and distribution of zakat depends on a reliable information system.The result shows that the role of government is as obligatory zakat regulator either to individuals, companies, and government agencies. Furthermore, Muzakki consisting of individuals, corporations and government agencies collected their zakat to LAZ/BAZIS. In the case of zakat distribution, government and LAZ should work together so the government's poverty reduction programs and LAZ empowerment of the poor program will be mutually synergistic and will not overlap each other. LAZ could also run the program of the Community-Based Development. The study also found LAZ should use geographical organizational structure. This structure allows the formation of decentralized LAZ regency/city. Further LAZ works need the support of a reliable information system.Keywords: Empowerment of the poor, zakat potential, synergy between government and LAZ poverty reduction program, Community Based Development.
ZAKAT POTENTIAL AS A MEANS TO OVERCOME POVERTY (A STUDY IN LAMPUNG) Keumala Hayati; Indra Caniago
Journal of Indonesian Economy and Business (JIEB) Vol 26, No 2 (2011): May
Publisher : Faculty of Economics and Business, Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (294.075 KB) | DOI: 10.22146/jieb.6270

Abstract

Zakat is a compulsory service run by the Muslims who are able to implement it. Zakat is a means of income redistribution and also can support development of human resources as well as enhance economic growth in Indonesia, particularly in the Lampung Province. The purposes of this study were to explore the potential of zakat and to analyze the role of zakat in empowering poor communities in Lampung Province. This research result showed that zakat potential in Lampung Province was quite large; Rp644.18 billions with the 2% opinion and Rp1.38 billions with the 4.3% opinion. Meanwhile the Regional Government of Lampung Province in 2007 and 2008, for example, budgeting for social services reached Rp29.15 billions and Rp21.01 billions respectively, including other poverty reduction programs. Therefore, zakat potential should attract the government's attention as one solution to reduce poverty in Indonesia. Zakat is not only the provision of voluntary charity, but it is an obligation that must be paid by Muslims who received the zakat obligation. The results of the analysis showed zakat's potential in empowering poorcommunities in each district/city in the province of Lampung. Based on the standards meet the needs of the poor with an income of one dollar per day, from ten districts in Lampungprovince, only two districts were capable of removing the poor families from the poverty line, those are Bandar Lampung and Metro. While the potential zakat of eight otherdistricts had not been able to remove poor families from the poverty line due to the small acquisition of GDRP. This research showed that empowerment of the poor could be done based on the potentials of zakat in each district, the greater the GDRP, the greater the zakat potential that could be obtained. Even if the zakat potential was excessive than the poverty level in the district, it could be used as cross-subsidies with other districts in greater need.Keywords: Zakat Potential, poverty reduction
PELATIHAN DAN PENDAMPINGAN APLIKASI SIAPIK PADA PELAKU UMKM PEMULA DI BANDAR LAMPUNG Indra Caniago; Nolita Yeni Siregar; Reva Meilina
Jurnal Publika Pengabdian Masyarakat Vol 4, No 01 (2022): Jurnal Publika Pengabdian Masyarakat
Publisher : Institut Informatika dan Bisnis Darmajaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (543.381 KB) | DOI: 10.30873/jppm.v4i01.3024

Abstract

Pelaksanaan pengabdian masyarakat ini bertujuan memberikan pengetahuan dan keterampilan bagi pelaku UMKM Pemula untuk  menyusun laporan keuangan Usaha Kecil, Mikro dan Menengah (UMKM) menggunakan aplikasi SIAPIK yang dikeluarkan oleh Bank Indonesia. Langkah-langkah kegiatan pengabdian ini pertama menggunakan  metode tutorial dan workshop untuk menjelaskan secara teori dan praktek cara menyusun laporan keuangan menggunakan aplikasi SIAPIK dalam mencatat transaksi keuangan yang sesuai SAK EMKM. Kedua dilakukan  pendampingan mengenai pencatatan transaksi keuangan melalui penggunaan aplikasi SIAPIK kepada UMKM pemula di Kota Bandar Lampung
THE EFFECT OF ISLAMIC CORPORATE GOVERNANCE, INTELLECTUAL CAPITAL, FINANCING DECISIONS, AND COMPANY SIZE ON SHARIA BANKING FINANCIAL PERFORMANCE 2014-2018 Trispada Sinta; Indra Chaniago; Jaka Darmawan; Yan Aditiya Pratama
Prosiding International conference on Information Technology and Business (ICITB) 2020: INTERNATIONAL CONFERENCE ON INFORMATION TECHNOLOGY AND BUSINESS (ICITB) 6
Publisher : Proceeding International Conference on Information Technology and Business

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Abstract

The purpose of this study was to determine the effect of Islamic corporate governance, intellectual capital, funding decisions, and company size on the financial performance of Islamic banking companies in 2014-2018. The type of study used the associative method with hypothesis testing using Multiple Linear Regression. The results of this study indicated that the Islamic corporate governance variable is measured using (Bahasa: Jumlah Rapat Dewan Komisaris (JRDK)), Islamic corporate governance as measured by (Bahasa: Ukuran Dewan Direksi (UUD)), funding decisions and company size had a significant effect on the financial performance of sharia banking companies in 2014-2018. Meanwhile, the Islamic corporate governance variable measured using (Bahasa: Jumlah Rapat Dewan Pengawas Syariah (JRDPS)), Islamic corporate governance measured using (Bahasa: Ukuran Komite Audit (UKA)), Islamic corporate governance measured using (Bahasa: Ukuran Audit Eksternal (AE)) and intellectual capital variables did not have a significant effect on the financial performance of Islamic banking companies in 2014-2018.Keywords: Islamic Corporate Governance, Intellectual Capital, Funding, Size, Financial Performance
Risk Management and Financial Performance of Indonesia Sharia Banks Delli Maria; Jaka Darmawan; Indra Caniago; M. Sadat Pulungan
Prosiding International conference on Information Technology and Business (ICITB) 2020: INTERNATIONAL CONFERENCE ON INFORMATION TECHNOLOGY AND BUSINESS (ICITB) 6
Publisher : Proceeding International Conference on Information Technology and Business

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Abstract

The purpose of this study was to obtain empirical evidence risk management, including financing risk, operational risk, liquidity risk, market risk, and return risk able to improve the financial performance of Sharia Banks in Indonesia. The sample selection in this study used the purposive sampling technique for Indonesia Sharia Banks in 2017-2019. The results of this study indicated that operational risk and market risk significantly improved the performance of Indonesia Sharia Banks. Meanwhile, financing risk, liquidity risk, and return risk had not significantly improved the financial performance of sharia banks in Indonesia.Keywords : Risk Management, Financial Performance, Sharia Banks
Can Islamic Work Ethics and Ethical Climate Reduce Counterproductive Work Behavior? Hayati, Keumala; Yuningsih, Yuningsih; Caniago, Indra
International Journal of Economics, Business, and Entrepreneurship Vol 1 No 2 (2018): IJEBE July - December 2018
Publisher : FEB - Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (347.384 KB) | DOI: 10.23960/ijebe.v1i2.46

Abstract

This study examines the effect of Islamic Work Ethic (IWE) and Ethical Climate (EC) on Counterproductive Work Behavior (CWB). The sample was 115 employees of Islamic financial institutions in Lampung, Indonesia. The analysis shows that IWE has a negative effect on CWB, EC also has a negative effect on CWB. This finding shows that CWB can be reduced by IWE and EC. EC influence is slightly higher than IWE shows that although IWE plays a good role in reducing CWB, the role of the ethical climate in the organization has slightly greater in reducing CWB.