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Analisis Jangkauan (Outreach) LKMS bagi Rumahtangga Miskin Sektor Pertanian di Perdesaan Bogor, Jawa Barat Yani Mulyaningsih; Nunung Nuryartono; Rina Oktaviani; Carunia Mulya Firdausy
Jurnal Ilmu Pertanian Indonesia Vol. 20 No. 3 (2015): Jurnal Ilmu Pertanian Indonesia
Publisher : Institut Pertanian Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1254.84 KB) | DOI: 10.18343/jipi.20.3.182

Abstract

The Objective of research to acknowledge the hypothesis: outreach islamic microfinance for the poor household of agricultural sector at rural Bogor West Java. The majority of the poor community in Indonesia stay at rural areas. Lack of access credit/financing generally seen as one of the main reasons why many people remain poor. Credit/financing as a powerful instrument to help poor people break out of the vicious cycle because it has the potential to improve income and savings, consequently, enhance capital accumulation, and reinforce high incomes, but providing credit to the poor of agricultural sector in many cases is a very costly activity. Bank isn’t interest to serve it. Hopefully, islamic microfinance institutions reaches to more the poor of agricultural sector. The average loan is the most commonly used to measure the degree of microfinance institutions (MFIs) outreach to poor customer segments, but it is very simple. Using the CGAP (Consultative Group to assist the poorest) method, the poverty multidimension of islamic microfinance outreach was measured. The result of study showed that islamic MFIs didn’t reach the poor household of agricultural sector at rural Bogor West Java.
Pengaruh Earning Per Share, Debt To Equity Ratio dan Price Earning Ratio Terhadap Harga Saham Perusahaan Sektor Makanan dan Minuman yang Terdaftar di Bursa Efek Indonesia Periode 2013 – 2017 Arie Agustinus; Carunia Mulya Firdausy
Jurnal Manajemen Bisnis dan Kewirausahaan Vol 4, No 3 (2020): Jurnal Manajemen Bisnis dan Kewirausahaan
Publisher : Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jmbk.v4i3.7907

Abstract

The purpose of this research is to find out the influence of Earning Per Share, Debt to Equity Ratio, and Price Earning Ratio on the stock price of food and beverage companies listed in the Indonesia Stock Exchange for the period 2013 to 2017. The research sample consists of 12 companies, that were selected by using a purposive technique sampling method for the period of 2013-2017. The method to analyse the research questions was by using the statistical method of multiple linear regression method. The result found that Earning Per Share and Price Earning Ratio partially have significant influences on the stock price. Whilst Debt to Equity Ratio partially doesn’t have a significant influence. However, Earning Per Share, Debt to Equity Ratio, and Price Earning Ratio have joint effects on the stock price of the food and beverage companies. The coefficient determination of this model was found to be about only 21,9%. This suggests that the three independent variables underestimated have a lack of explanatory power of the stock price of food and beverage companies. Hence, further studies to seek other independent variables in the model are suggested to improve the model underestimated.
One Method to Improve the Official Poverty Line in Indonesia Carunia Mulya Firdausy
Journal of Indonesian Social Sciences and Humanities Vol 6, No 1 (2016): General Issue: Indonesian Social Sciences and Humanities
Publisher : Deputy of Social Sciences and Humanities, the Indonesia Institute of Sciences (LIPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (2685.1 KB) | DOI: 10.14203/jissh.v6i1.58

Abstract

Poverty is one of the long standing problems in Indonesia. Using the national absolute poverty line, it was estimated that the proportion of the poor has declined from 40.1% in 1976 to 10.5% in 2014. However,many people claim that the above percentage of the poor is only true in terms of statistics. The poor argue that the amount of rupiah expenditure set as the ofcial poverty line is inadequate to fulfl their basic needs. This paper, based on a feld survey of 360 respondents of the poor and the non-poor in three villages in three different provinces located in the Eastern, Western and Central parts of Indonesia, aims at examining a method to improve the national poverty line and to determine the minimum rupiah expenditure of the poverty line using a subjective approach. The method used to examine this research question is by - using questionnaires, Focus Group Discussion (FGD) and in depth interviews. Sample respondents were asked their perceptions on variables, dimensions and indicators that should be accommodated in formulating the subjective poverty line. They were also questioned about the minimum rupiah expenditure threshold to defne the subjective poverty line. The study found that the ofcial poverty line that has been determined by the government was far below the subjective poverty line that was defned by the respondents. Also, the variables, dimension and indicators that should be accommodated in the national poverty line should not only be food items, but also access to employment, housing, health and education for children. The minimum rupiah expenditure of the poverty line was argued to be more than Rp 500 000 equal to US$40 per capita per month. This minimum rupiah expenditure of the subjective poverty line is almost double that of the ofcial poverty line set at the average ofRp 300 000 or US$24 per capita per month. Therefore, the government not only needs to revise the present poverty line, but also needs to revise policies and programs to eliminate poverty by taking into account the dimension and variables of poverty viewed by the poor and the non-poor. If not, the incidence of poverty will remain with us.
Do Financial Access, Digitalization Adoption, Innovation, and Market Orientation Influence Business Performance of Micro-Small Enterprises? Ida Puspitowati; Carunia Mulya Firdausy; Sarwo Edy Handoyo
Proceeding of The International Conference on Business and Economics Vol. 2 No. 1 (2024): Proceeding of The International Conference on Business and Economics
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/icbeuntagsmg.v2i1.1530

Abstract

The improvement of performance for Micro and Small Enterprises (MSEs) is a must to achieve business performance growth. To achieve business performance successfully, the MSEs partly need to investigate factors that influence it. This study aims to examine whether or not financial access, digitalization adoption, product innovation, and market orientation influence MSEs' business performance. The source of data was obtained by distributing questionnaires to 135 women who engaged in MSEs in Belitung Regency as one of the main locations of women MSEs in Indonesia. These data were then analyzed statistically by applying the Partial Least Square-Structural Equation Modeling (PLS-SEM. The main findings of this research are: (i) the path coefficient of the variables financial access, product innovation, and market orientation has a positive and significant effect, (ii) the path coefficient of digitalization adoption has a positive but not significant effect on MSE business performance. The results of this research provide input for women's MSEs in Belitung Regency to be able to improve their market orientation to overcome marketing obstacles that may be experienced and to improve the business performance of women's MSEs in Belitung Regency.
EMPLOYEE RETENTION IN PHARMACEUTICAL INDUSTRY: ROLE OF LEADERSHIP COMMUNICATION AND TRANSFORMATIONAL LEADERSHIP THROUGH JOB SATISFACTION Felita Yulianti; Carunia Mulya Firdausy
Jurnal Muara Ilmu Ekonomi dan Bisnis Vol. 9 No. 2 (2025): Jurnal Muara Ilmu Ekonomi dan Bisnis
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/yky3dz20

Abstract

Industri farmasi menghadapi tantangan krusial dalam mempertahankan karyawan dengan keahlian tinggi, di mana kompetensi mereka secara langsung memengaruhi pengembangan produk, kepatuhan terhadap regulasi, serta proses validasi. Karena adanya persyaratan sertifikasi khusus dan keterbatasan alih pengetahuan, tingkat turnover karyawan dapat mengganggu jadwal operasional serta meningkatkan biaya perekrutan dan pelatihan ulang. Di wilayah Jabodetabek, persaingan talenta yang ketat dan tingginya mobilitas tenaga kerja semakin memperbesar risiko tersebut. Penelitian ini bertujuan untuk mengkaji pengaruh komunikasi pemimpin dan kepemimpinan transformasional terhadap retensi karyawan, dengan kepuasan kerja terhadap pemimpin sebagai variabel mediasi. Pendekatan kuantitatif digunakan dengan melibatkan 155 karyawan industri farmasi di Jabodetabek yang dipilih melalui teknik purposive sampling, dan data dianalisis menggunakan PLS-SEM dengan bantuan perangkat lunak SmartPLS 4.0. Hasil penelitian menunjukkan bahwa komunikasi pemimpin tidak berpengaruh langsung terhadap retensi karyawan, namun memiliki pengaruh tidak langsung yang signifikan melalui kepuasan kerja terhadap pemimpin. Sementara itu, gaya kepemimpinan transformasional memiliki pengaruh langsung maupun tidak langsung terhadap retensi karyawan, yang mengindikasikan bahwa kepemimpinan yang mampu menginspirasi, memberikan dukungan emosional, dan memotivasi karyawan berkontribusi positif terhadap niat karyawan untuk tetap bertahan dalam organisasi. Selain itu, tingkat kepuasan karyawan terhadap pemimpin berfungsi sebagai jembatan psikologis yang krusial dalam menentukan bagaimana komunikasi pemimpin dan perilaku transformasional diterjemahkan menjadi retensi karyawan yang lebih kuat di sektor farmasi. Oleh karena itu, implikasi penelitian ini menekankan pentingnya bagi perusahaan farmasi untuk meningkatkan kejelasan, empati, dan konsistensi komunikasi para pemimpin, serta menumbuhkan perilaku kepemimpinan transformasional seperti kemampuan menginspirasi, dukungan individual, dan keteladanan sebagai kompetensi inti kepemimpinan guna menjaga stabilitas tenaga kerja di industri yang sangat kompetitif.   The pharmaceutical industry faces a critical challenge in retaining highly skilled employees, whose expertise directly impacts product development, regulatory compliance, and validation processes. Due to specialized certification requirements and limited knowledge transferability, employee turnover can disrupt operational timelines and increase costs for rehiring and retraining. In the Greater Jakarta area (Jabodetabek), intense talent competition and high workforce mobility further amplify this risk. This study examines how leadership communication and transformational leadership influence employee retention, with job satisfaction toward the leader positioned as a mediating variable. A quantitative approach was used, involving 155 pharmaceutical employees in Jabodetabek selected through purposive sampling, and the data were analyzed using PLS-SEM via SmartPLS 4.0. The findings reveal that leader communication does not have a direct effect on employee retention, however, it demonstrates a significant indirect effect through job satisfaction toward the leader. Meanwhile, transformational leadership style has both direct and indirect effects on employee retention, indicating that leadership which inspires, provides emotional support, and motivates employees positively contributes to their intention to remain with the organization. Moreover, employees’ level of satisfaction with their leader functions as a critical psychological bridge that determines how leadership communication and transformational behaviors translate into stronger retention in the pharmaceutical sector. Therefore, the implications point to the need for pharmaceutical companies to improve leaders’ communication clarity, empathy, and consistency, while also cultivating transformational behaviors, such as inspiration, individualized support, and role modeling as core leadership competencies to maintain workforce stability in a highly competitive industry.