Mochammad Chabachib
Jurusan Manajemen Fakultas Ekonomika Dan Bisnis Universitas Diponegoro

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Exploring the Nexus of Company Size, Debt Levels, Liquidity, and Profitability: Implications for Firm Value in the Indonesian Manufacturing Sector Okadasa, J’Hazkel Victora; Chabachib, Mochammad
Diponegoro Journal of Management Volume 13, Nomor 2, Tahun 2024
Publisher : Faculty of Economics and Business Diponegoro University

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Abstract

This study investigates the relationship between company size, debt levels, liquidity, profitability, and the value of companies in the Indonesian manufacturing sector. Using regression analysis on data from 95 manufacturing firms listed on the Indonesia Stock Exchange from 2018 to 2022, the research explores how these variables interact. Total assets, Debt-to-Equity Ratio (DER), and Cash Ratio are considered as independent variables, while Return on Investment (ROI) serves as the mediating variable, and Priceto-Book Value (PBV) as the measure of company value. The findings reveal that company size does not significantly impact company value, while debt levels and profitability positively influence it. However, liquidity, although negatively related, does not significantly affect company value. Furthermore, the study shows that company size, debt levels, and liquidity indirectly influence company value through profitability. These insights contribute to understanding the dynamics of the Indonesian manufacturing sector, providing stakeholders with valuable information for formulating effective policies and strategies in a rapidly changing business environment
The Impact of Mass Media News, Social Media Content, Consumer Complaints, Risk-Based Capital, and Claim Expense Ratio on Premium Revenue of Unit-Linked Products in Indonesian Life Insurance Companies Ardiansyah, Dody; Chabachib, Mochammad
International Journal of Economics Development Research (IJEDR) Vol. 5 No. 6 (2024): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v5i6.5503

Abstract

This research aims to analyze the impact of mass media coverage, social media content, consumer complaints, Risk Based Capital (RBC), and the ratio of claim expenses to life insurance premium income in Indonesia. The findings show that mass media coverage has no significant effect, while social media content with negative sentiment has a significant negative impact on premium income. Consumer complaints have no effect, but RBC has a positive effect and the claims expense ratio has a negative effect on revenue. In conclusion, even though mass media coverage is not significant, social media content has a big impact. High RBC levels and efficient claims management are important to maintain the stability of an insurance company's financial performance. Practical implications, insurance companies must strengthen communication strategies, especially on social media, as well as improve risk and claims management to maintain stable financial performance.
ANALYSIS OF INCREASING CREDIT ACCOUNTS, DPK AND BANKING FRAUD ON E-KYC PROVIDER BUSINESS GROWTH: OJK REGULATORY SANDBOX AS MODERATION Kamaluddin, Achmad Irfan; Chabachib, Mochammad
Jurnal Apresiasi Ekonomi Vol 13, No 2 (2025)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31846/jae.v13i2.832

Abstract

Following the issuance of OJK Regulation (POJK) Number 13 of 2018 concerning Digital Financial Innovation in the Financial Services Sector, Digital Financial Innovation (IKD) has continued to increase since 2018. To strengthen IKD, OJK issued SEOJK No. 21/SEOJK.02/2019 concerning Implementation of the Regulatory Sandbox for Digital Financial Innovation Organizers.This research aims to analyze the influence of the development of the banking industry, which is proxied through an increase in the number of credit accounts and third party funds (DPK), as well as an increase in fraud cases, on the business growth of E -KYC (electronic-know-your-customer) providers in the 2019-2023. Through a causality approach and multiple linear regression analysis, this study produces empirical findings about the factors that influence E-KYC business growth. Furthermore, this research also explores the role of the OJK regulatory sandbox as a moderating variable in this relationship.The research results found that the growth of credit accounts, the growth of Third Party Fund (DPK) accounts had a positive effect on the business growth of E-KYC providers and the regulatory sandbox as a moderating variable strengthened the positive effect.Keywords: Electronic Know Your Customer, Credit Accounts, Third-Party Funds, Banking Fraud, Regulatory Sandbox
ANALYSIS OF FINANCIAL RATIO (CAR, NPL, NIM, LDR) AND INDEPENDENT COMMISSIONERS ON PROFITABILITY IN BANKING ON THE INDONESIAN STOCK EXCHANGE Siagian, Togi Hendrik; Chabachib, Mochammad
Jurnal Apresiasi Ekonomi Vol 13, No 2 (2025)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31846/jae.v13i2.833

Abstract

This study aims to analyze the effect of Capital Adequate Ratio (CAR), Non Performing Loan (NPL), Net Interest Margin (NIM), Loan to Deposit Ratio (LDR) and Independent Commissioner on Return on Assets (ROA) in banks listed on the Indonesia Stock Exchange (IDX) during the 2019-2023 period.The research method used is a quantitative approach with testing using the Partial Least Squares Structural Equation Modeling (PLS-SEM) method. The data source comes from annual reports that have been audited and submitted to the Financial Services Authority. The type of data used is secondary data based on bank financial statements.The results show that CAR and LDR have no significant effect on ROA, while NPL has a negative and significant effect on ROA, but NIM and Independent Commissioner have a positive and significant effect on ROA. This study suggests that adopting a better strategy in managing credit risk management through capital optimization, strengthening governance and can add other ratios as part of the tool to measure bank profitability performance. Keywords: Capital Adequate Ratio, Non Performing Loan, Net Interest Margin, Loan to Deposit Ratio and Independent Commissioner