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Faktor - Faktor Yang Mempengaruhi Literasi Keuangan : Studi Kasus UMKM Kota Tangerang Selatan Baiq Fitri Arianti; Khoirunnisa Azzahra
Jurnal Manajemen dan Keuangan Vol 9 No 2 (2020): JURNAL MANAJEMEN DAN KEUANGAN
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jmk.v9i2.2635

Abstract

Penelitian ini bertujuan dapat memberikan kontribusi bagi bidang manajemen keuangan terutama terkait keberlanjutan usaha dalam hal pengelolaan keuangan usaha melalui peningkatan literasi keuangan yang dapat dilihat dari pendapatan, investasi, perilaku keuangan, tingkat pendidikan dan pengalaman kerja. Jumlah sampel sebanyak 100 pelaku UMKM dengan metode simple random sampling. Sumber data yang digunakan berupa data primer dan data sekunder. Metode analisis data yang di gunakan yaitu regresi berganda dengan SPSS. Ditemukan hasil penelitian bahwa pendapatan, investasi, perilaku keuangan, tingkat pendidikan dan pengalaman kerja secara parsial memiliki pengaruh positif dan signifikan terhadap literasi keuangan. Dan secara simultan pendapatan, investasi, perilaku keuangan, tingkat pendidikan dan pengalaman kerja memiliki pengaruh signifikan terhadap tingkat literasi keuangan. Implikasi dalam penelitian ini adalah dapat memberikan informasi tentang pengelolaan keuangan yang baik sehingga akan membantu masyarakat terutama pelaku UMKM dalam perencanaan keuangan jangka pendek maupun jangka panjang serta memiliki pengetahuan dan wawasan yang lebih luas.
MEMAHAMI PENGGUNAAN FINANCIAL TECHNOLOGY di ERA SOCIETY 5.0 Baiq Fitri Arianti; Khoirunnisa Azzahra; Siti Chaerunisa Prastiani; Anngun Putri Romadhina; Henni Rahayu Handayani
JURNAL PENGABDIAN MASYARAKAT JAMAK Vol 4, No 1 (2021)
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jpmj.v4i1.675

Abstract

Kegiatan pengabdian kepada masyarakat bertujuan untuk memberikan penyuluhan dan sosialisasi mengenai pemahaman penggunaan fintech di era society 5.0. Metode yang di gunakan dalam melakasanakan kegiatan ini adalah dengan menggunakan metode ceramah dan tanya jawab melalui google meet yang terkait penggunaan financial technology di era society 5.0. Hasil yang dicapai dari program pengabdian kepada masyarakat (PKM) ini adalah meningkatnya pemahaman para pemuda karang taruna perumahan Villa Mellia mengenai penggunaan fintech di era society 5.0.
THE INFLUENCE OF INTELLECTUAL CAPITAL AND SHARIA COMPLIANCE TO THE BANKING FINANCIAL PERFORMANCE IN INDONESIA Khoirunnisa Azzahra
JARES (Journal of Academic Research and Sciences) Vol 5 No 1 (2020): March 2020
Publisher : Universitas Islam Balitar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (747.562 KB) | DOI: 10.35457/jares.v5i1.900

Abstract

This study aims to analyze the effect of intellectual capital and Sharia Compliance on Financial Performance. This study also uses several variables that are identified as factors that affect Financial Performance including intellectual capital as measured by using Value Added Intellectual Coefficient (VAIC), and sharia compliance as measured by using Islamic Income Ratio (IsIR) proxy. The research method used is quantitative descriptive by using multiple linear regression test models. Sampling was carried out using a purposive sampling method so that 7 Islamic banks in Indonesia were obtained with 42 researched data used as research samples and hypothesis testing was performed using simultaneous significant tests (F test) and partial significant tests (t test) with ɑ = 5%. F Test results show that intellectual capital, and sharia compliance together have a significant positive effect on financial performance. T test results show that intellectual capital and Sharia Compliance have a significant positive effect on financial performance.
THE INFLUENCE OF INTELLECTUAL CAPITAL AND CORPORATE SOCIAL RESPONSIBILITY TO THE FINANCIAL PERFORMANCE OF PROFERTY AND REAL ESTATE COMPANIES IN INDONESIA Endah Dwi Rahayu; Khoirunnisa Azzahra
JIM UPB (Jurnal Ilmiah Manajemen Universitas Putera Batam) Vol 9 No 2 (2021): JIM UPB Volume 9 No 2 2021
Publisher : Universitas Putera Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33884/jimupb.v9i2.3704

Abstract

In Indonesia there are more and more companies engaged in the property and real estate sector, this indicates a growing economy. This reseach purposes to analyze the effect of intellectual capital and non-performing financing on financial performance. The research was conducted on the property and real estate sub-sector companies listed on the Indonesia Stock Exchange in 2015-2019. By using a purposive sampling technique. The population used in this study is the property and real estate sub-sector listed on the Indonesia Stock Exchange in 2015-2019. The sample of this research is 65 data from 13 companies using purpose sampling technique. The data collected in this research is quantitative data. The data analysis method used is descriptive statistical test, classical assumption test, multiple regression analysis test, determination coefficient test (R2) and hypothesis test with the help of statistical product and service solution (SPSS) software version 24. Based on the results of the t and F test of this study shows that intellectual capital and corporate social responsibility have an effect on the company's financial performance. This research can be used as a benchmark for companies to improve their financial performance through the components of Intellectual Capital (IC) and Corporate Social Responsibility
PENGARUH PERTUMBUHAN ASET DAN PERTUMBUHAN PENJUALAN TERHADAP STRUKTUR MODAL PERUSAHAAN SEKTOR KONSUMSI PRIMER Khoirunnisa Azzahra
Jurnal Ilmiah Raflesia Akuntansi Vol 8 No 2 (2022): Jurnal Ilmiah Raflesia Akuntansi
Publisher : Politeknik Raflesia Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53494/jira.v8i2.177

Abstract

Capital structure is an important factor to be analyzed by investors as a material consideration in making investment decisions in order to obtain the expected return. This study aims to analyze and obtain empirical evidence of the effect of asset growth and sales growth on the capital structure of primary consumer companies listed on the Indonesia Stock Exchange in 2016-2020. This research is a quantitative study using a descriptive method, the data used is secondary data in the form of financial statements that contain numbers are then tested and describe or provide an overview of these results. The sample selection in this study used a purposive sampling technique. The data analysis method used is panel data regression processed using Eviews version 9. The population used in this study are primary consumer companies listed on the Indonesia Stock Exchange in 2016 – 2020. The samples obtained were 51 companies with 5 years of research, the total research data obtained is 255. The results of this study indicate that asset growth has no effect on capital structure and sales growth has an influence on capital structure. Simultaneously the variables of asset growth and sales growth have an influence on capital structure.