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Analisis Penerimaan Masyarakat Muslim Boyolali Terhadap Financial Technology Sebagai Alat Transaksi Elektronik Armi , Pradita Luci; Piliyanti, Indah
Journal of Economics and Business Research (JUEBIR) Vol. 2 No. 2 (2023): December 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/juebir.v2i2.7865

Abstract

Financial technology (fintech) is a technological development in the financial sector since industrial revolution 4.0 begun. Fintech models is ranging from crowdfunding, peer to peer lending, investment management, payment, market aggregator. The paper argue that finctech is becoming daily lifestyle in urban area. The paper is tested acceptance of fintech as a payment method of 400 rural respondents Boyolali. By united theory of acceptance and use of technology, the study revealed that the variable values of performance expectations, social factors, facilitating conditions show an alpha value of less than 0.05 and the significance value indicates an adequate category, so the results show a relationship with user acceptance, while the effort expectation variable shows an alpha value of more than 0.05 and the significance value is included in the very weak category so that there is no effect on user acceptance. In the test results the moderating variable of experience can strengthen the relationship between social factor variables and conditions that facilitate user acceptance, but the moderating variable cannot strengthen the business expectation variable
PENDIDIKAN EKONOMI ISLAM DI INDONESIA: PENGALAMAN PESANTREN SIDOGIRI PASURUAN JAWA TIMUR Indah Piliyanti
Jurnal Hukum Islam Vol 10 No 2 (2012)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/jhi.v10i2.566

Abstract

The development of Islamic financial industries, especially Islamic Banking in Indonesia, needs the contribution of educational institution in creating professional in the field. There are two categories of education in Indonesia, formal and non-formal education. In formal education, Islamic economics education taught in higher education since 1990s followed by primary and secondary education who pioneered by Tasikmalaya’s government in West Java since 2006. In non-formal education, Islamic economics education taught in Pesantren since 16 centuries in the old fashion called fiqh muamalah. However, this study find that Pesantren Sidogiri, the oldest non-formal and traditional Islamic educational institution in East Java has launced in Islamic Economics program since 2005 in the new fashion but still maintaining old tradition eg. teaching materials from kitab kuning, and others. Pesantren Sidogiri creating new educational program called “muamalah program”. In this program, santri trains in modern economic sistem called Islamic economics. The choise of developing education program is based on the need of the community where the pesantren operates. The curriculum developed by Pesantren based own initiative under supervision of tarbiayah wa taklim madrasiy board where subjects are different and not follow the national curriculum as public schools in Indonesia.
Enhancing Contribution of Islamic Higher Education to The Halal Industry in Indonesia: A SWOT Analysis Waluyo Waluyo; Indah Piliyanti; Taufiq Wijaya
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8435

Abstract

The halal industry is one of the ecosystems in the current development of the global Islamic economy. However, unfortunately, the micro and small enterprises in Indonesia is facing obstacles to enter this industry cause of halal certification. In line with the “Tridarma Perguruan Tinggi” of higher education in Indonesia, Islamic higher education can contribute toward the micro small and medium enterprises to enter the halal market by halal certification process. The paper describes how Islamic higher education in Surakarta identifying strengths, weakness, opportunity and overcoming threats to support the growth of the halal industry. The implication of the study give recommendation by considering strength and opportunity of the institution to take a step by establishing a halal study center first to assist the micro small enterprises around the campus to get halal certification before expanding into a halal inspection agency.
Does Islamic Attributes Matters? Empirical Study on Halal Tourism in Surakarta Nisa, Ulin; Indah Piliyanti
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 05 (2025): JIEI : Vol. 11, No. 05, 2025
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Surakarta has a very diverse tourist potential. As a Muslim-majority country, Islamic attributes are thought to be influential in increasing tourist visits. Therefore, this study aims to explain how Islamic attributes, quality of service, destination image and tourist loyalty influence tourism in Surakarta. The type of research used is quantitative research with a random sample of 200 respondents from a population using simple random sampling techniques. The data collection was carried out using questionnaires that were distributed directly at some tourist points in Surakarta. Data analyzed using the Smart Partial Least Square model. In addition, Islamic attributes directly influence the image of tourist destinations in Surakarta with a t-statistic of 4,586 and a p-value of 0,000. The quality of service from tourism has a direct influence on the picture of the tourist destination in the city of Surakarta, with a statistic of 7,278 and p- value of 0.000. Furthermore, the Islamic Attribute directly influences the loyalty of tourists who have visited it with the statistic t-values of 4,072 and 0,000, and the quality of the service directly affects tourist loyalty so that tourists want to make a return visit with the t-static value of 3,236 and the p- value of 0.001. The Islamic destination attribute frequently seen and heard by the public in connection with tourism in Surakarta directly influenced tourists' loyalty with statistical values of 3,567 and p - value of 0,000. This study successfully proved that destination image variables, Islamic attributes, quality of service, and loyalty of tourists play an important role in halal tourism of the city of Surakarta as well as tourists who will visit or tourists that will make repeated visits.
Community-Based Research in Culinary Tourism: The Case of the International Fried Duck Festival Kartasura Rohimat, Asep Maulana; Arifin, Mohammad Rahmawan; Piliyanti, Indah; Ali, Ichsanul Ibad; Mahmudulhasan, Mahmudulhasan
BISNIS Vol 13, No 2 (2025): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Universitas Islam Negeri Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v13i2.34350

Abstract

This study explores the development of Kartasura as a culinary tourism destination through the 2023 International Fried Duck Festival, using a Community-Based Participatory Research (CBPR) approach. The festival emerged from the collaboration between FEBI UIN Raden Mas Said, the Kartasura District Government, the Pawartos community, and the Fried Duck Vendors Association. CBPR methodology facilitated active participation of stakeholders throughout the planning and implementation stages. The findings reveal that the festival successfully engaged local SMEs, distributed 3,000 free portions of fried duck rice, and introduced Kartasura’s culinary identity to an international audience, including representatives from five countries. Nevertheless, the study highlights a critical limitation in terms of sustainability, as the festival has not yet evolved into an annual agenda. More sustainable practices are observed in routine events such as Kartasura’s Car Free Day and the Ambal Warsa Kartasura anniversary celebration. These findings underscore the need for strategic integration and continuous evaluation to strengthen Kartasura’s position as an emerging international culinary destination.
Entrepreneurship Practicum Learning and Entrepreneurial Intention amongUniversity Students: The Sequential Mediating Roles of EntrepreneurialMindset and Self-Efficacy Yudi Siyamto; Indah Piliyanti; Mochamad Rofik
International Journal of Islamic Business and Economics (IJIBEC) Vol 10 No 1 (2026): Volume 10 Nomor 1 Tahun 2026
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/e2yc4602

Abstract

This study aims to examine the effect of entrepreneurship practicum learning on entrepreneurial intention through entrepreneurial mindset and entrepreneurial self-efficacy as serial mediators. Although entrepreneurship practicum learning has increasingly been implemented in higher education, the psychological mechanisms that explain how this type of learning shapes entrepreneurial intention remain relatively underexplored. The study employed a quantitative explanatory design involving 157 students participating in entrepreneurship practicum courses. Data were collected using a structured questionnaire and analyzed using Partial Least Squares-Structural Equation Modeling (PLS-SEM). The findings indicate that entrepreneurship practicum learning positively affects entrepreneurial intention and entrepreneurial mindset. An entrepreneurial mindset was also found to positively influence entrepreneurial self-efficacy, while entrepreneurial self-efficacy significantly affected entrepreneurial intention. In addition, entrepreneurial mindset and entrepreneurial self-efficacy sequentially mediated the relationship between entrepreneurship practicum learning and entrepreneurial intention. These findings suggest that entrepreneurship practicum learning contributes to entrepreneurial intention through interconnected psychological mechanisms involving entrepreneurial mindset and entrepreneurial self-efficacy. The study extends entrepreneurship education literature by highlighting the complementary roles of Experiential Learning Theory, Social Cognitive Theory, and the Theory of Planned Behavior in explaining entrepreneurial intention among university students.
Innovative Qurbani Marketing for Greater Social Impact: Evidence From Indonesia Indah Piliyanti
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 12, No 1 (2026): JUNI 2026
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v12i1.19813

Abstract

This study aims to analyze the landscape of marketing innovations for qurbani by the BAZNAS (Badan Amil Zakat Nasional) and LAZ (Lembaga Amil Zakat) in Indonesia during the 2021–2025 period, including a comparison of segmentation, targeting, positioning, and 4P marketing mix strategies, as well as an evaluation of their social impact through the perspective of maqasid al-shariah. This research employs a qualitative comparative case study approach involving 67 Islamic philanthropic institutions consisting of 34 provincial BAZNAS offices and 33 national LAZ. Data were collected through document analysis of annual reports, official websites, institutional publications, regulations, audited financial reports, and academic literature. The findings reveal that qurbani marketing innovations are concentrated in product development, digital promotion, distribution systems, and strategic partnerships. LAZ demonstrates greater adaptability in product innovation, strategic flexibility, and transparency-based promotion, while BAZNAS excels in institutional legitimacy, national coordination, and distribution reach. Programs such as Superqurban, digital qurbani tracking, and livestock empowerment indicate that qurbani management has transformed into a sustainable socio-economic ecosystem emphasizing social impact, transparency, and distributive justice. The study finds an integrative model of qurbani marketing that links marketing strategies, sharia values, and institutional accountability. The findings is a prove that from religious tradition of qurbani transforms to innovation of Islamic philanthropic organization in Indonesia.
Peran Mediasi Literasi Keuangan pada Pengaruh Konformitas dan Status Sosial Ekonomi Orang Tua terhadap Perilaku Konsumtif Mahasiswa Muslim di Surakarta Nisa Maulida Shifauna; Indah Piliyanti
Syarikat: Jurnal Rumpun Ekonomi Syariah Vol. 9 No. 1 (2026): Syarikat : Jurnal Rumpun Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Fakultas Agama Islam Universitas Islam Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/syarikat.2026.vol9(1).27981

Abstract

Penelitian ini bertujuan menganalisis pengaruh konformitas dan status sosial ekonomi orang tua terhadap perilaku konsumtif mahasiswa Muslim dengan literasi keuangan sebagai variabel moderasi. Penelitian dilakukan pada mahasiswa Muslim Program Studi Ekonomi di berbagai perguruan tinggi di Surakarta. Penelitian ini menggunakan pendekatan kuantitatif dengan populasi berupa seluruh mahasiswa Muslim pada fakultas ekonomi dan bisnis di perguruan tinggi di Kota Surakarta. Sampel penelitian berjumlah 174 responden yang dipilih menggunakan teknik accidental sampling. Data dikumpulkan melalui penyebaran kuesioner secara daring menggunakan Google Forms. Analisis data dilakukan menggunakan statistik deskriptif dan Structural Equation Modeling–Partial Least Squares (SEM-PLS) untuk menguji hubungan langsung maupun efek moderasi antar variabel. Hasil penelitian menunjukkan bahwa konformitas, status sosial ekonomi orang tua, dan literasi keuangan berpengaruh signifikan terhadap perilaku konsumtif mahasiswa Muslim dia Surakarta. Namun, literasi keuangan tidak terbukti mampu memoderasi pengaruh konformitas maupun status sosial ekonomi orang tua terhadap perilaku konsumtif. Temuan ini mengindikasikan bahwa meskipun tingkat literasi keuangan berkontribusi dalam membentuk perilaku konsumtif, literasi keuangan belum dapat memperkuat atau memperlemah pengaruh faktor sosial yang berasal dari lingkungan pergaulan maupun kondisi sosial ekonomi keluarga. Penelitian ini memberikan implikasi bahwa upaya pengendalian perilaku konsumtif mahasiswa tidak cukup hanya melalui peningkatan literasi keuangan, tetapi juga perlu mempertimbangkan pengaruh lingkungan sosial dan latar belakang keluarga.
ETHICAL CLIMATE AS GOVERNANCE: EVIDENCE FROM ISLAMIC PHILANTHROPY IN INDONESIA Moh Rifqi Khairul Umam; Indah Piliyanti; Arian Agung Prasetiyawan
EL DINAR: Jurnal Keuangan dan Perbankan Syariah Vol 14, No 1 (2026): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v14i1.37192

Abstract

Lack of empirical understanding about the concept of ethical climate in faith-based non-profit organizations constraints the development of a better understanding of the governance system in Islamic philanthropic organizations. To address this issue, the present study aims at examining the ethical climate in Indonesian Zakat Management Organizations (henceforth LAZs) and identifying ways to overcome ethical challenges related to the process of managing zakat and other religious funds in these institutions. In particular, a quantitative survey research method was used where data from 117 respondents employed in administrative positions in national-, provincial-, and regency-level LAZs in Surakarta municipality were collected through a non-probability criterion-based sampling technique. For data collection, the modified Ethical Climate Questionnaire was utilized. In terms of data analysis, the authors employed IBM SPSS Amos software to perform the confirmatory factor analysis. The results of data analysis presented five types of ethical climate, including caring, law and code, rules, instrumental, and independence, that show the coexistence of collective orientation and individual interests among managers of LAZs. Thus, it can be stated that orientations towards both welfare and regulation as well as self-interest coexist within LAZs. The validated model developed by this study serves as a basis for further analyses concerning the effect of ethical climate on managerial decisions and organizational behaviour.
The Theory of Planned Behavior for Predicting Muslim in Choosing the Qurban-Rendangmu Program Wiwit Widhi Setiyawan; Indah Piliyanti
Journal of Management and Islamic Finance Vol. 6 No. 1 (2026): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v6i1.12988

Abstract

The purpose of this study was to examine the constructs of the Theory of Planned Behavior in the context of community behavior toward the qurban-rendangmu program.This study employs a quantitative research design. Data were collected through questionnaires distributed to 220 respondents, with measurement instruments using a five-point Likert scale. The data were analyzed using SmartPLS 3 software through Structural Equation Modeling (SEM) with the Partial Least Squares (PLS) method. The findings of this study indicate that attitude does not have a significant effect on the intention to perform qurban, but subjective norms and perceived behavioral control have a significant effect on the intention to perform qurban. These findings imply that strengthening social campaigns, involving community and persyarikatan leaders, and facilitating easy participation are more effective strategies than merely promoting individual attitudes toward the program.