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All Journal Jurnal Pendidikan Akuntansi (JPAK) SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan JURNAL PENGABDIAN KEPADA MASYARAKAT Jurnal Karinov Budimas : Jurnal Pengabdian Masyarakat Jurnal Litbang Provinsi Jawa Tengah Jumat Informatika: Jurnal Pengabdian Masyarakat Jumat Pertanian: Jurnal Pengabdian Masyarakat Arkus Jurnal Pengabdian Mandiri Journal of International Conference Proceedings
Miranti Puspaningtyas
Universitas Negeri Malang
Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Peningkatan literasi keuangan rumah tangga guna meningkatkan kesejahteraan masyarakat Desa Ngijo, Malang Rizky Firmansyah; Miranti Puspaningtyas; Nabilla Carissa Ratnadeawati; Nisha Alia Ramadhani; Muhammad Rafi
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 9, No 2 (2025): March
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jpmb.v9i2.27797

Abstract

AbstrakLiterasi keuangan berperan penting dalam pengelolaan keuangan rumah tangga, terutama di daerah pedesaan seperti Desa Ngijo, yang menghadapi tantangan dalam merencanakan anggaran dan investasi guna mencapai kesejahteraan ekonomi. Program pengabdian masyarakat ini dilakukan melalui sosialisasi interaktif dan diskusi dengan ibu rumah tangga, yang mengungkap permasalahan utama berupa kurangnya pemahaman dalam menentukan prioritas keuangan serta alokasi dana untuk tabungan dan investasi. Sebagai solusi, tim pengabdian memberikan edukasi mengenai penyusunan skala prioritas keuangan dan strategi investasi jangka panjang. Hasilnya menunjukkan peningkatan signifikan dalam literasi keuangan, dengan skor pre-test sebesar 49% meningkat menjadi 74,67% setelah pelatihan. Kesadaran ibu rumah tangga mengenai pengelolaan keuangan yang baik semakin meningkat. Program ini diharapkan dapat menjadi fondasi ketahanan finansial keluarga serta mendorong pertumbuhan ekonomi dan peningkatan kualitas sumber daya manusia di Desa Ngijo. Kata kunci: literasi keuangan; rumah tangga; pengelolaan keuangan; kesejahteraan ekonomi. AbstractFinancial literacy plays a crucial role in household financial management, particularly in rural areas such as Ngijo Village, where challenges in budgeting and investment planning hinder economic well-being. This community service program was conducted through interactive socialization and discussions with housewives, revealing key issues such as a lack of understanding in setting financial priorities and allocating funds for savings and investments. As a solution, the program provided education on financial prioritization and long-term investment strategies. The results demonstrated a significant improvement in financial literacy, with pre-test scores increasing from 49% to 74.67% after the training. Participants’ awareness of effective financial management improved considerably. This program is expected to serve as a foundation for household financial resilience while fostering economic growth and enhancing human resource quality in Ngijo Village. Keywords: financial literacy; households; financial management; economic welfare.
Co-Authors Dhika Maha Putri Dina Ayu Rahma Etik Yulia Fatimatul Zahro Fika Tri Azizah Fitroh Rismy Farazila Herman P Didakus Ranggus Iin Ahdhika Qomariyah Iva Khoiril Mala Mohammad Danang Bahtiar Muhammad Rafi Nabilla Carissa Ratnadeawati Nisha Alia Ramadhani Rizky Firmansyah Setiaji, Yongky Sulastri Sulastri Sulastri