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All Journal E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Indonesian Journal of Business and Entrepreneurship (IJBE) Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri SEIKO : Journal of Management & Business PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat JMK Jurnal Manajemen dan Kewirausahaan BUDGETING : Journal of Business, Management and Accounting Jurnal At-Tamwil: Kajian Ekonomi Syariah International Journal of Business, Economics, and Social Development Arkus Jurnal Minfo Polgan (JMP) East Asian Journal of Multidisciplinary Research (EAJMR) Indonesian Journal of Business Analytics (IJBA) BULETIN BISNIS & MANAJEMEN (BBM) Formosa Journal of Applied Sciences (FJAS) Dinamika Prosiding Seminar Nasional Pengabdian Kepada Masyarakat Journal of Finance and Business Digital (JFBD) Qawanin: Journal of Economic Syaria Law Journal of Management and Social Sciences Digital Bisnis: Jurnal Publikasi Ilmu Manajemen Dan E-commerce Innovative: Journal Of Social Science Research Jurnal Manajemen dan Ekonomi Kreatif Jurnal Manajemen Kreatif dan Inovasi Jurnal Riset dan Inovasi Manajemen Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Dalwa Islamic Economic Studies: Jurnal Ekonomi Syariah Jurnal Inovasi Manajemen, Kewirausahaan, Bisnis dan Digital Jurnal Bisnis Kreatif dan Inovatif Nusantara Economics and Entrepreneurships Journals Jurnal Strategi Bisnis Teknologi International Journal of Technology and Education Research International Journal Business, Management and Innovation Review Jurnal At-Tamwil: Kajian Ekonomi Syariah Sosaintek: Jurnal Ilmu Sosial Sains dan Teknologi
Iva Khoiril Mala
Universitas Negeri Malang
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Neuroscience Public Health Social Sciences Transportation Other

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SANTRIPRENEURSHIP: INTERNALIZING THE VALUES OF INDEPENDENCE IN THE DIGITAL ERA (CASE OF PONDOK PESANTREN IN MALANG RAYA) Iva Khoiril Mala; Heri Pratikto; Agung Winarno
Indonesian Journal of Business and Entrepreneurship (IJBE) Vol. 6 No. 3 (2020): IJBE, Vol. 6 No. 3, September 2020
Publisher : School of Business, IPB University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/ijbe.6.3.282

Abstract

This study aimed to reveal the process of internalizing the self-reliance values of santri in the digital era at pondok pesantren Malang Raya, East Java. The approach of this study was descriptive and qualitative. The data were collected through in-depth interviews and observations with the respondents consisting of three kiai, five board of pondok pesantren, three teachers, and eight students. The data analysis used a simultaneous stage model consisting of approach, extracting, deepening, matching, interpretation, and presentation. The results showed that the character values implanted were the values of independence, namely not depending on others and not oriented to the company/employee organization. The value cultivation system was carried out using the kiai's teachings through learning based on the available ulama books and practical assignments to assist trading businesses, product processing, and services in pondok pesantren's cooperative. Utilization and understanding of the use of internet technology is very appropriate in the context of reducing the character ordering morality. Keywords: digital era, obedience to kiai, santri, values of independence
E-Government: Efektivitas Pelayanan Aplikasi Pegadaian Digital Service Syariah Di Pegadaian Cabang Malang Iva Khoiril Mala
Jurnal At-Tamwil: Kajian Ekonomi Syariah Vol. 3 No. 2 (2021): Jurnal At Tamwil, September 2021
Publisher : Institut Agama Islam Tribakti Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/at.v2i3.1459

Abstract

Di era teknologi seperti sekarang ini PT. Pegadaian Syariah selalu melakukan inovasi, yaitu sebagai solusi keuangan menghadirkan ragam produk dan layanan yang tidak hanya menyediakan kebutuhan nasabah akan dana, akan tetapi juga kenyamanan dan kecepatan pelayanan. PDSS adalah inovasi yang dibuat guna menghadapi serbuan financial technologi (fintech) yang makin merangsek ke masyarakat. Namun, seberapa efektifitas pelayanan publik aplikasi PDSS untuk peningkatan kualitas pelayanan terhadap kepuasan konsumen serta kualitas pelayanan nasabah dalam penggunaan aplikasi tersebut. jenis penelitian deskriptif dengan pendekatan kualitatif. Hasil Penelitian menunjukkan adanya sistem online yang diberikan oleh pegadaian dirasa cukup efektif untuk para nasabah yang ingin melakukan transaksi dimana saja. Namun, sistem pegadaian digital kurang berjalan dengan baik dikarenakan kurangnya sosialisasi dari pihak pegadaian terhadap sistem pelayanan yang baru yaitu pelayanan secara online yang bisa diakses dengan mudah, gratis dan di download melalui appstore maupun playstore. Dapat ditarik kesimpulan komparatif kualitas pelayanan pengguna aplikasi ini dan manual untuk kualitas pelayanan nasabah sama-sama puas dalam bertransaksi namun nasabah lebih memilih melakukan transaksi secara online karena cukup menghemat waktu.
PARATE EKSEKUSI: IMPLEMENTASI EKSEKUSI JAMINAN FIDUSIA BERDASARKAN UNDANG-UNDANG NO. 42 TAHUN 1999 TENTANG JAMINAN FIDUSIA (EXECUTION PARATE: IMPLEMENTATION OF THE EXECUTION OF FIDUCIARY GUARANTEE BASED ON LAW NO. 42 YEAR 1999 ABOUT FIDUCIARY GUARANTEE) Hanisa Ulfa; Devi Luviyanti; Alqarana Pitra Adhitiya; Intan Febbellia Rizqy; Iva Khoiril Mala
Qawanin: Jurnal of Economic Syaria Law Vol 5 No 2 (2021): Desember
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (681.166 KB) | DOI: 10.30762/qawanin.v5i2.3537

Abstract

Salah satu lembaga yang memberikan Kredit Fidusia Penjaminan melalui Program KREASI adalah PT. Pegadaian (Persero). Penelitian ini menjelaskan bagaimana Pelaksanaan Pelaksanaan Jaminan Fidusia dan sasaran dari Jaminan Fidusia serta Eksekusi dan upaya yang dilakukan PT.Pegadaian (Persero) dalam solusi pemenangan dalam pelaksanaan jaminan fidusia di Cabang PT.Pegadaian (Persero) Cabang Kota Malang menurut Pasal 30 Undang-Undang Nomor. 42 Tahun 1999 Tentang Fidusia. Penelitian ini menggunakan pendekatan yuridis sosiologis, sumber data primer dari hasil dan data sekunder dari dokumentasi dan perundang-undangan. Teknik dalam penelitian ini menggunakan observasi dan wawancara. Hasil Penelitian ini implementasi yang digunakan adalah teori efektifitas hukum menurut Soerjono Soekanto yang dianalisis melalui 4 faktor. Kendalanya program pencairan dana KREASI agak terlambat dikarenakan masih banyak pelanggan yang terlambat membayar cicilan, nasabh menolak untuk dilaksanakan, hal-hal yang tidak terpenuhi dari faktor hukum, badan hukum, masyarakat dan budaya faktor-faktor yangmenjadi kendala adalah terjaminnya barang bergerak serta terjamin barangnya di waktu akan dieksekusi tidak ada tempat. upaya yang dilakukan oleh PT.Pegadaian (Persero) Cabang Kota Malang meningkatkan kinerja dari segi pengawasan barang menjadi lebih tegas agar nasabah lebih rajin mengaggsur kredit. Saran, peningkatan kualitas tenaga kerja lapangan, dan evaluasi kerja dibidang retribusi bulanan untuk memahami masalah apa yang muncul dalam biaya. One of the institutions that provide Fiduciary Guarantee Credit through the KREASI Program is PT. Pegadaian (Persero). This study explains how the Implementation of the Fiduciary Guarantee and the objectives of the Fiduciary Guarantee as well as the execution and efforts made by PT. Pegadaian (Persero) in winning solutions in the implementation of fiduciary guarantees at theBranch of PT. Pegadaian (Persero) Malang City Branch according to Article 30 of Law Number . 42 of 1999 concerning Fiduciary. This study uses a sociological juridical approach, primary data sources from results and secondary data from documentation and legislation. The technique in this study uses observation and interviews. The results of this study are the implementation of the theory of legal effectiveness according to Soerjono Soekanto which is analyzed through 4 factors. The problem with the KREASI fund disbursement program is that it is a bit late because there are still many customers who are late in paying their installments, customers refuse to implement it, things that are not fulfilled from legal factors, legal entities, society and culture. at time will be executed no place. efforts made by PT. Pegadaian (Persero) Malang City Branch to improve performance in terms of supervision of goods to be more assertive so that customers are more diligent in repaying loans. Suggestions, improving the quality of field workers, and evaluating work in the field of monthly retribution to understand what problems arise in costs.
The Role of Emotional Intelligence on the Development of Critical Thinking: A Study of Department of Accounting Students, Universitas Negeri Malang, Indonesia Sulastri; Miranti Puspaningtyas; Iva Khoiril Mala
Arkus Vol. 9 No. 1 (2023): Arkus
Publisher : HM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37275/arkus.v9i1.281

Abstract

The accounting learning process requires students to have critical thinking skills. Critical thinking is called the process of making judgments based on analysis, interpretation, evaluation, inference, explanation, and reflection. Many factors influence critical thinking, one of which is emotional intelligence. Another factor that can influence critical thinking is conflict management. This study aimed to determine the role of emotional intelligence and the ability to manage conflict from students that affect critical thinking skills in learning activities. This study was an analytic observational study and used primary data obtained from interviews with respondents. A total of 75 respondents were included in this study. Data analysis was performed with the help of SPSS using multiple linear regression. Emotional intelligence has a positive and significant effect on critical thinking. This means that the higher the emotional intelligence of students, the higher their ability to think critically. Conflict management has no effect on critical thinking. This shows that even though students have good conflict management skills, this cannot affect students' critical thinking.
MSME Strategy the Impact of Financial Literacy,Self-Efficacy,and Financial Attitudes in improving MSME Business Performance in Indonesia Erna Retno Rahadjeng; Imam Mukhlis; Danardana Murwani; Iva Khoiril Mala
Journal of Finance and Business Digital Vol. 2 No. 1 (2023): March 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jfbd.v2i1.3465

Abstract

Indonesia is still said to be minimal for the process of managing business performance. It is proven that financial management is still inconsistent and even not according to plan. The purpose of this study looks at the strategies used by MSME actors to improve their business performance through the finance department by involving sharing factors that fall into the category of financial system management. Judging from the factors of financial literacy, self-efficacy and financial attitude. This type of research uses bibliometric analysis. The results of the analysis looked at many MSME strategies in the financial system, researchers found that there were factors that had not been widely associated with financial attitudes. It was found that the existence of a financial attitude on business performance can shape knowledge and foster self-confidence to be able to provide financial system plans both from the past and the future. With the understanding and adjustment of the situation, it makes the financial system efficient and stable.
Experiential Marketing Strategy in increasing MSME OnlineShop Customer Loyalty : Overley Visualization Bibliometric Analysis Iva Khoiril Mala; Sudarmiatin
Formosa Journal of Applied Sciences Vol. 2 No. 3 (2023): March 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjas.v2i3.3321

Abstract

The purpose of this research Explaining progress in the field of online shop by MSME actors is now a necessity that plays an important role in all circles of society. In the mindset of an increasingly modern society due to the many globalization competitions shown by the world, the creation of marketing strategies is rapid. This type of research uses bibliometrics using the VosViewer application. Application of experiential marketing through angles online shop conducted by MSMEs is very good and can be felt by consumer. The value of influence satisfaction on consumer loyalty is considered low which can also be due to the fact that new consumers are low loyal to one sales product in the UMKM online business means only old consumers who remain loyal to the product or service process offered. As a basic online shop MSME actor, it is mandatory to classify which ones are consumers who are already at the loyal level or are still in a satisfied state .
What Factors Influence a Firm Value? Optimistic Financial Performance Harnovinsah Harnovinsah; Ana Sopanah; Yayan Hadijah; Hanif Rani Iswari; Iva Khoiril Mala; lina saptaria
JMK (Jurnal Manajemen dan Kewirausahaan) Vol 8 No 2 (2023): May
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/jmk.v8i2.3476

Abstract

Company value is formed in various performance factors. In this study the capital structure, profitability, size and type of company are investigated in its role in building company value. The company that is the object of research is a food and beverage consumer goods company listed on the Indonesia Stock Exchange in 2015-2019. This research is a quantitative research. The research sample was 13 subsectors of food and beverage consumption goods listed on the Indonesia Stock Exchange. Regent analysis is used in gathering panel data in this study. There are several diverse research results, namely partially capital structure (DER), profitability (ROA) has a positive significant effect on company value (PBV). While the company's size has a negative effect on the company value (PBV) and company growth has no effect on the company's value (PBV). The implications of this study provide contributing to further research and are able to provide knowledge to company decision making related to efforts to increase company value.Keywords: firm size, price to book value, debt-equity ratio, return on assets, company growth,
Benchmarking as a Marketing Strategy Promotion for Increasing Tourism: Case Study of SMEs in Kediri City Square Iva Khoiril Mala; Puji Handayati; Arief Noviarakhman Zagladi
East Asian Journal of Multidisciplinary Research Vol. 2 No. 10 (2023): October 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/eajmr.v2i10.6313

Abstract

This research discusses strategies to increase the number of visitors to the SME square in Kediri through benchmarking and collaboration between related parties. Kediri Square has undergone significant revitalization and facial changes to increase its appeal. Apart from being a tourist spot, Kediri Square is also used as an educational place. This research also highlights the importance of internal marketing strategies effective promotion, integration of local culture, and cooperation with related parties. The research method used is qualitative with a case study approach to alun-alun SMEs Kediri city with observation and interviews. The research results show that developing attractive facilities, effective promotions, increasing security and comfort, and collaborating with related parties can increase the number of visitors. In addition, combining educational activities and promotion of local culture can also be an effective strategy. In its conclusion, this research emphasizes the importance of cooperation between local government, tourism actors and local communities in increasing the number of visitors to Kediri Square.
The Effect of Social Media Marketing, E-WoM on Purchase Intention Mediated by Brand Image and Brand Trust: Halal Product FnB MSMEs in Malang City Iva Khoiril Mala; Sudarmiatin; Ludi Wishnu Wardana
Indonesian Journal of Business Analytics Vol. 3 No. 5 (2023): October 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijba.v3i5.6358

Abstract

The aim of this research is to evaluate the most popular internet activity among Indonesian internet users, namely social networking. Social media that is currently popular among people is Instagram, Tiktok, Twittwer, Facebook, etc. This research uses quantitative methods with an explanatory research approach. The analysis technique for this research is purposive sampling. The research population is all Halal FnB MSMEs in the city of Malang and the research sample is 380 Instagram followers. Data analysis using SEM-PLS with SmartPLS 3.0. The research results show that hypotheses 1 to hypothesis 12 are that social media marketing and E-WoM have a positive and significant effect on purchasing decisions mediated by brand trust and brand image.
Kontribusi Jconnect Sipandai dalam Meningkatkan Kualitas Pelayanan Nasabah (Studi Pada Bank Jatim Syariah Kota Kediri) Putri Dwi Endah Muliyani; Sutantri Sutantri; Iva Khoiril Mala
Jurnal Minfo Polgan Vol. 12 No. 2 (2023): Artikel Penelitian 2023
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/jmp.v12i2.13327

Abstract

Perubahan era digital juga mengakibatkan adanya perubahan di dunia perbankan yang dibuktikan dengan peraturan otoritas jasa keuangan (POJK) Nomor 12/POJK.03/2018terkait penyelenggaraan layanan digital (otoritas jasa keuangan, 2018), POJK Nomor 19/POJK.03/2014 tentang layanan keuangan tanpa kantor dalam rangka keuangan inklusif. Dan SEOJK Nomor 6/SEOJK.03/2015 tentang layanan keuangan tanpa kantor dalam rangka keuangan inklusif oleh bank. Jconnet si pandai adalah salah satu e channel yang memungkinkan nasabah dalam melaksanakan transaksi perbankan tanpa harus datang ke kantor layanan bank jatim syari’ah melalui perantara agen si pandai. Bank jatim si pandai merupakan layanan keuangan tanpa kantor dalam rangka keuangan inklusif yang disediakan oleh bank jatim melalui agen laku pandai yang telah ditunjuk oleh bank jatim dalam memberikan layanan perbankan sebagai perwakilan bank jatim. Di bank jatim juga ada aplikasi bernama jconnet sipandai yang mana itu adalah sebuah branding digital banking layanan perbankan berbasis teknologi digital yang merupakan wujud transformasi digital bank jatim syariah yang bertujuan untuk mengkoneksikan seluruh kebutuhan serta kemudahan dalam mengakses layanan perbankan. Berdasarkan fokus penelitian, metode Penelitian ini menggunakan studi kepustakaan (Library research) dengan pengumpulan data yang dilakukan dengan menggunakan aplikasi publish or purish dengan memilih artikel jurnal. selain mengumpulkan artikel jurnal penelitian ini juga bersumber pada buku primer maupun sekunder yang diperoleh dari perpustakaan offline maupun perpustakaan online. Data yang dikumpulkan berupa data kualitatif,[1]yang artinya data tersebut merupakan hasil penelitian orang lain yang dijadikan rujukan dalam penelitian ini. Analisis data yang di gunakan dalam penelitian ini adalah memilih uraian penting kemudian disajikan secara singkat, lalu ditarik sebuah kesimpulan dari penelitian ini.
Co-Authors Adelia Rahma Adi Masliardi Agung Winarno Ahmad Syamsudin Alqarana Pitra Adhitiya Alqarana Pitra Adhitiya Ana Sopanah, Ana Anam, Hoirul ANNISA RAHMAWATI Arief Noviarakhman Zagladi Ariefin, Mesra Surya Aulia Maharani Aysa, Imma Rokhmatul Bagus Setiawan Chiya Ratul Umah Choirul Anam Choirul Anam AM Diponegoro Danardana Murwani Devi Luviyanti Devi Luviyanti Dewi Ayu Intan Lestari Dewi Zahro Pertiwi Dhea Isti Riyana EDWIN AGUS BUNIARTO Effendi, Marwan Erna Retno Rahadjeng Falencia Sally Marcella Dermawan Fasluki, Risa Bella Fattah, Fuad Abdul Florinda Putri Feriana Fulgentius Danardana Murwani Guruh Suksmono Aji Hanif Rani Iswari Hanisa Ulfa Hanisa Ulfa Harnovinsah Harnovinsah Hasanah, Putri Imroatul Hasnidar Heri Pratikto Husna, Murni Iin Kurniasari Imam Mukhlis Imania, Ekklesia Intan Febbellia Rizqy Intan Febellia Rizqy Istikomah Istikomah Laela Hasmia Lestari, Dewi Ayu Intan Ludi Wishnu Wardana Luluk Anggraeny Suryandari Ma'rifah, Selah Nurul Maharani, Luviana Maria Oktarina Martha, Jefry Aulia Maulidiya, Siti Rohmatul Miranti Puspaningtyas Mohammad Hari Mohammad Hari, Mohammad Muhammad Rizki Armanda Muhammad, Naufal Dzakwana Nasrulloh, Andryan Isa Naswan Suharsono Ningrum, Prissiani Andi Pratiwi, Maheswary Sekar Pratiwi, Titania Putri Puji Handayati Putri Dwi Endah Muliyani Rachmad Hidayat Raisa Fitri Romadhon, Bagus Safitri, Frestina Maya Saptaria, Lina Saptaria, Lina Saputra, Priangga Eko Shidiq, Abdan Sudarmiatin Sulastri Sutantri Sutantri Sutantri Sutantri Sutantri Wardani, Eka Muda Yayan Hadijah