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Analysis of Student Financial Literation Levels Hamzanwadi University and Its Affecting Factors Pahrudin, Pahrudin; Hakim, Irma Wahyuni; Shollina, Shollina
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 2, No 2 (2018): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (30.507 KB) | DOI: 10.29408/jpek.v2i2.1069

Abstract

The purpose of this study was to determine the description of financial literacy level, to determine whether financial behavior variables influence financial literacy to determine whether financial management variables influence financial literacy and to find out whether Behavior variables and financial management have a simultaneous influence on hamzanwadi university student financial literacy rates. The methodology used in this study is the Research Descriptive Survey and Explanatory Survey. The subject of this study was students of Hamzanwadi University. Analytical techniques used with descriptive analysis and multiple linear regression with t-test. The results showed that the level of student financial literacy is at a low level, namely the results of the descriptive statistics average of 36.93 or the value is in the low category because the value is less than 60. The results showed that financial behavior variables did not affect financial literacy, variables financial management has an effect on financial literacy and behavioral and financial management variables have a simultant effect on student financial literacy. The importance of the results of this study as a form of recommendation that to improve financial literacy among students, it is time to encourage socialization of personal finance education programs into the academic as part of the education system at the University to increase the level of student financial literacy. 
Analysis of Student Financial Literation Levels Hamzanwadi University and Its Affecting Factors Pahrudin Pahrudin; Irma Wahyuni Hakim; Shollina Shollina
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 2, No 2 (2018): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v2i2.1069

Abstract

The purpose of this study was to determine the description of financial literacy level, to determine whether financial behavior variables influence financial literacy to determine whether financial management variables influence financial literacy and to find out whether Behavior variables and financial management have a simultaneous influence on hamzanwadi university student financial literacy rates. The methodology used in this study is the Research Descriptive Survey and Explanatory Survey. The subject of this study was students of Hamzanwadi University. Analytical techniques used with descriptive analysis and multiple linear regression with t-test. The results showed that the level of student financial literacy is at a low level, namely the results of the descriptive statistics average of 36.93 or the value is in the low category because the value is less than 60. The results showed that financial behavior variables did not affect financial literacy, variables financial management has an effect on financial literacy and behavioral and financial management variables have a simultant effect on student financial literacy. The importance of the results of this study as a form of recommendation that to improve financial literacy among students, it is time to encourage socialization of personal finance education programs into the academic as part of the education system at the University to increase the level of student financial literacy. 
Addressing the Impact of COVID-19 and Non-Pharmaceutical for Perception Tourism Using Frequentist PLS-SEMs Pahrudin Pahrudin; Li-Wei Liu; Shao-Yu Li; Didy Ika Supryadi
Emerging Science Journal Vol 5 (2021): Special Issue "COVID-19: Emerging Research"
Publisher : Ital Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28991/esj-2021-SPER-15

Abstract

The pandemic Covid-19 has been changing tourist behavior to visit a tourism destination. This study aims to investigate tourist’ visit intention after Covid-19 pandemic period in Indonesia by addressing the Covid-19 phenomenon, health consciousness and theory planned behavior framework. To answer hypotheses in this study, Confirmatory Factor Analysis-Structure Equation Model is used with quantitative approach. The research model is examined by SEM-PLS, using SmartPLS-3 software to analyze research framework. The results show that Covid-19 perception had not significantly impacted attitude, subjective norm, perceived behavioral control and intention. However, the perception of Covid-19 has a significant impact on non-pharmaceutical intervention, which in turn delivers a significant impact on attitude, subjective norm, perceived behavior control and visit intention. The hypothesis presumes that attitude, subjective norm, and perceived behavior control all have significant impact on intention to visit. In contrast, variable of health consciousness works less impact on intention to visit. This study makes significant contribution to the tourism literature by considering health issue and tourist visit behavior after Covid-19 period in Indonesia. Doi: 10.28991/esj-2021-SPER-15 Full Text: PDF
Kolaborasi Pentahelix Dalam Membangun Desa Wisata Berbasis Masyarakat Antoni Hidayatullah; Muhamad Ali; Pahrudin Pahrudin
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 7 No 1 (2023): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v7i1.15085

Abstract

A tourist village is a form of integration between attractions, accommodation and supporting facilities presented in a structure of community life that is integrated with prevailing procedures and traditions. In developing a tourism village, the Petahelix collaboration is needed which is a very important collaboration because it can provide advantages and benefits to the community and the environment. With good integration, quality activities, facilities, services, and tourism experiences and benefits can be created. This study aims to find out how the pentahelix concept collaborates in building community-based tourism villages. This type of research includes qualitative research with data obtained directly through observation and interviews in Tourism Villages (Pringgasela Selatan and Labuhan Haji). The interviews in this study were conducted by determining informants consisting of five Pentahelix actors including government, academics, business/private businesses, mass media and the community who played a role in the development of Pringgasela Selatan Tourism Village and Labuhan Haji. The research results obtained indicate that it is necessary to increase the coordination and collaboration of pentahelix actors to be implemented in the Pringgasela Selatan and Labuhan Haji Tourism villages. Good coordination between pentahelix actors can help improve infrastructure, improve the quality of tourism products and develop more effective programs. With good collaboration, the community and the surrounding environment can experience significant benefits from sustainable tourism and have a positive impact on the local economy.
Factors Influencing Tourists’ Decision In VisitingTourist Areas Muh Fahrurrozi; Pahrudin; Danang Prio Utomo
Journal of Management Entrepreneurship and Tourism Vol. 1 No. 1 (2023): July, Journal of Management Entrepreneurship and Tourism
Publisher : Sumber Belajar Sejahtera

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61277/jmet.v1i1.18

Abstract

This study aims to determine the price, location, and facilities jointly affect the decision of tourists in visiting the tourist attraction Park Pusuk Sembalun. This type of research is quantitative research with descriptive correlation method. The sample in this study were 40 samples in the tourist attraction of Puskesmas Sembalun Park in Sembalun Bumbung Village, Sembalun Subdistrict. Methods of data collection using observation, interviews, documentation and questionnaires. Data analysis techniques used are test instruments (validity and reliability), multiple linear regression analysis, classical assumption tests and hypothesis testing. From the results of simultaneous testing shows the variables of factors that influence the visiting of tourists (price, location and facilities) together have a significant influence on the decision of tourists in visiting the tourist attraction park pusuk sembalun. This is evidenced by the acquisition of a calculated F value of 10.345 with a significant level of 0,000 while the degree of freedom value is 3 and 36, so that in F table the value is 2.87. Thus the F value counts 10.345 ˃ F table value (significant). While the partial testing of the price variable has an influence on tourist visiting decisions as much as 0.493 with a t-count of 0.05 and a significant level of 0.002. while location variables and facilities do not have a significant effect. This is evidenced by the value of the location variable of 0.143 with a t-count of 0.05 and a significant level of 0.357 and a variable value of 0.242 with a t-count of 0.05 and a significant level of 0.067.
Driving performance insights into business strategies at raja ahmad tabib regional hospital riau islands province Mohd. Syahril Hafizh; Mahjus Ekananda Sitompul; Faizal Madya; Pahrudin Pahrudin
International Journal on Social Science, Economics and Art Vol. 14 No. 1 (2024): May: Social Science, Economics
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/ijosea.v14i1.498

Abstract

A well-prepared abstract enables the reader to identify the basic content of a document quickly and accurately, to determine its relevance to their interests, and thus to decide whether to read the document in its entirety. The Abstract should be informative and completely self-explanatory, provide a clear statement of the problem, the proposed approach or solution, and point out major findings and conclusions. The Abstract should be 100 to 200 words in length. The abstract should be written in the past tense. Standard nomenclature should be used and abbreviations should be avoided. No literature should be cited. The keyword list provides the opportunity to add keywords, used by the indexing and abstracting services, in addition to those already present in the title. Judicious use of keywords may increase the ease with which interested parties can locate our article
How Do Economic Development Indicators Affect the Poverty Level? Evidence from West Nusa Tenggara Ali, Muhamad; Agustina, Laila Karina; Pahrudin, Pahrudin
Jurnal Economia Vol. 20 No. 2 (2024): June 2024
Publisher : Faculty of Economics and Business, Universitas Negeri Yogyakarta in collaboration with the Institute for

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/economia.v20i2.67760

Abstract

AbstractThis study aims to determine the effect of GRDP, HDI, Economic Growth, and Unemployment Rate on poverty levels in West Nusa Tenggara Province. The method used the Random Effect Model as the selected model through a series of model selection tests and classical assumption tests. Regression results using the selected model show that of the four variables that cause poverty rates, only the HDI variable negatively and significantly affects poverty rates. Meanwhile, the other three variables (GRDP, economic growth, and unemployment rate) do not significantly affect poverty. The result suggests that the West Nusa Tenggara government should increase the HDI through stimulus programs in terms of education and health to provide more human resources, create more jobs for the lower and middle class to overcome unemployment and reduce poverty level, and expand the scope of GRDP and development in the economic structure sector to reduce the poverty level.  Keywords:GRDP, HDI, panel data, random effects models
Strategies for Convection Industry toward Competitive Advantage: A SWOT Approach Susilawati, Susilawati; Pahrudin, Pahrudin; Zain, Rohaeniyah; Sholihah, Isfi; Agustina, Gina
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 8 No 3 (2024): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v8i3.29079

Abstract

This study aims to analyse business development strategies in increasing revenue in the convection industry of UP. Busana Butik. In an effort to compete in a dynamic market and face various challenges such as fluctuations in raw material prices, intense competition, and rapid changes in fashion trends, companies need to implement effective and efficient strategies. The research method used was qualitative with a descriptive approach carried out through observation, interviews and documentation to explain the research object directly. The steps in this study were carried out systematically through the SWOT analysis method to identify the strengths, weaknesses, opportunities, and threats faced by the company. Data was collected through interviews with the person in charge, head of production division and employees, as well as direct observation in the field. Based on internal and external analysis confirmed through SWOT analysis, UP Butik Fashion is in quadrant I, which indicates an aggressive position where the company can use its opportunities and strengths to attract more customers and increase revenue to maintain this aggressive position. UP. Butik Fashion can improve the quality of its products to produce durable and high-quality goods, expand promotional strategies to reach a wider audience, follow rapidly increasing demand, improve operational efficiency and reduce production costs through cooperation with the supply chain, continue to conduct market research and follow the latest trends, and provide job opportunities for experts in the field of convection. Thus, these strategies are expected to help UP. Butik Fashion achieve more significant growth in the convection industry
ANALYSIS OF THE IMPLEMENTATION OF COMMUNITY-BASED TOURISM IN SUPPORTING HALAL TOURISM IN NORTH LOMBOK REGENCY: ANALYSIS OF THE IMPLEMENTATION OF COMMUNITY-BASED TOURISM IN SUPPORTING HALAL TOURISM IN NORTH LOMBOK REGENCY Abdurrahman, Abdurrahman; Mujahid Dakwah, Muhammad; Najib Roodhi, Mohammad; Handayani Rinuastuti, Baiq; Pahrudin, Pahrudin
Journal of Institution and Sharia Finance Vol. 7 No. 2 (2024): DESEMBER
Publisher : Program Studi Perbankan Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/joins.v7i2.6059

Abstract

This study aims to analyze the application of community-based tourism in supporting the development of halal tourism in North Lombok. The research method used is a qualitative method with a case study approach. Data collection was carried out through in-depth interviews, observations, and documentation studies. The results of the study show that the implementation of community-based tourism has had a positive impact on the development of halal tourism in North Lombok. The local community is actively involved in the planning, management, and supervision of tourist destinations, so that they can meet the needs and preferences of Muslim tourists. In addition, community-based tourism has also improved the economic welfare of local communities through business opportunities and employment in the tourism sector. However, there are still several challenges in the implementation of community-based tourism, such as limited resources, coordination between stakeholders (local governments), and the capacity of local communities. Therefore, more comprehensive efforts are needed to optimize the implementation of community-based tourism in supporting the development of halal tourism in North Lombok.
Strategi E-Marketing Destinasi Wisata Sebagai Daya Untuk Meningkatkan Kunjungan Pasca Pandemi Utomo, Danang Prio; Pahrudin, Pahrudin; Sari, Lidya Maya
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 7 No 2 (2023): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v7i2.14847

Abstract

The purpose of this study was to determine e-marketing strategies for tourist destinations in East Lombok, especially the Sembalun tourist attraction. The research method used is qualitative research using primary data obtained through observation and interviews. Data analysis using SWOT analysis. The results of the study show that there are several weaknesses in Sembalun tourism, namely that e-marketing is not maximized because the majority of management is still personal. Strengthening e-marketing needs to be improved where this tour has a good opportunity to be visited by tourists again through digital promotional activities. Strengthening this e-marketing strategy can be done by training human resources who are actors in the tourism sector so that they can utilize social media and online platforms in creating promotional content to expand the reach of promotions to people in various regions. Promotions carried out on social media are the most effective alternative to implement because of the speed and ease of delivering information. It can be concluded from this research that in increasing tourist visits, the e-marketing strategy is an appropriate alternative to be implemented and understood by Sembalun tourism managers.
Co-Authors Abdurahman Abdurrahman Afandi, Muhammad Rosyad Agustina, Gina Agustina, Laila Karina Aini, Qurratul Aisyia Azzahara Al Furkan Ami Muhamad Guntur Antoni Hidayatullah Baiq Maysi Dwi Alvioni3 Danang Prio Utomo Dedi Kurniawan Dian Milvita Didy Ika Supryadi Faizal Madya Faizal Madya Farhana Muhammad Febriansyah, Dimas Raga Gina Agustina Hafizh, Mohd. Syahril Hak, Muhamad Bai'ul Hakim, Irma Wahyuni Handayani Rinuastuti, Baiq Irma Wahyuni Hakim Isfi Sholihah Izzah, Bidayatul Lalu Ardi Marta Wijaya Li-Wei Liu Lita Bela Ariana Mahjus Ekananda Masloka, Michael Jonathan Mido Masardi Mispandi Mohammad Najib Roodhi Mohd. Syahril Hafizh Muh. Fahrurrozi Muhamad Ali Muhamad Bai'ul Hak Muhamad Bai'ul Hak Muhammad Dzul Fadlli Muhammad Mujahid Dakwah Nurul Arma Rohayanti Pina Ania Putri Putra, Danu Eka Putri, Irma Apriliana Qurratul Aini Rahmatullah Rahmatullah Rindu Sefira Riski Yatul Fitri Rodi Al-Farizi Rohaeniyah Zain Rusmin Nuryadin Salman Al Farizi Saprini Hamdiani Saprini Hamdiani Saprizal Hadisaputra Sari, Lidya Maya Sartika Sartika Selina Farhiyani Septian Revy Ananda Septin Anggun Taranita Shao-Yu Li Shollina Shollina Shollina, Shollina Silva, Shelly Melsyan Sitompul, Mahjus Ekananda Sofian Hadi Solihun As'ari Ahyan Suhardi, Rizal M. Sukresna, I Nengah Agus Taqiyyah Ja’izah Tidiane Guindo Tidiane Guindo Trihandayani, Baiq Nisrina Wahyudi Wahyudi Wanda Desta Arlina Wardani, Arifta Kusuma Widia Widia Widiya Selfiyana Windi Rohmawati Yasa, I Komang Permana Yuhaniza Nahdhiyah Yuni Artika Zain, Rohaeniyah Zul Hidayatullah