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Journal : International Journal of Engineering, Science and Information Technology

Empirical Study of E-Learning on Financial Literacy and Lifestyle: A Millenial Urban Generations Cased Study Muhamad Ferdy Firmansyah; Haikal Zulian Maulana
International Journal of Engineering, Science and Information Technology Vol 1, No 3 (2021)
Publisher : Master Program of Information Technology, Universitas Malikussaleh, Aceh Utara, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (785.645 KB) | DOI: 10.52088/ijesty.v1i3.99

Abstract

Technological developments have an influence on education, one of which is the development of online learning or more commonly known as e-learning. Technological developments in e-learning have long developed but significant developments occurred during the current Covid-19 pandemic where the education sector carried out online learning. This causes the existence of e-learning in both formal and non-formal education to be an important factor in the success of educational attainment. People in this era of globalization still have inconsistent attitudes in financial management individually, this causes the financial literacy of each individual to be different. This   difference in financial literacy is one of the factors caused by different lifestyles. This study aims to see patterns of financial literacy in the development of e-learning where access to financial literacy learning is more developed in online channels. In addition to assumptions in financial literacy that are currently starting to develop online, this study also aims to determine the extent to which lifestyle will affect financial literacy. This study uses primary data and quantitative research methods approach using Confirmatory Factor Analysis (CFA). The results show that in e-learning, financial literacy is currently running and lifestyle has a significant effect on financial literacy. One of these lifestyle changes is the existence of E-Learning which shifts the lifestyle pattern of face-to-face learning to online learning. This can provide novelty in educational technology in the application of E-learning, especially in the case of financial literacy. In addition, e-learning can still support the achievement of education in financial literacy. Repair and improvement of e-learning facilities as the main learning media must be carried out. It is hoped that with this research, e-learning can be used in financial literacy learning, both through formal and non-formal education in the community and public web seminars during the Covid-19 pandemic.
The Effect of Information and Communication Technology on Poverty Reduction Muhammad Ihsaan Rizqulloh; Muhamad Ferdy Firmansyah
International Journal of Engineering, Science and Information Technology Vol 1, No 3 (2021)
Publisher : Master Program of Information Technology, Universitas Malikussaleh, Aceh Utara, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (623.913 KB) | DOI: 10.52088/ijesty.v1i3.116

Abstract

Poverty is a problem that must be faced every year by the government. The government has made various efforts to overcome poverty. The field of information and communication technology has emerged as one of the factors that can influence poverty alleviation in this era of globalization. The development of information and communication technology in a country will impact the direction of people's behavior in various aspects. The development of information and communication technology has brought many changes for the better in human life worldwide. This study uses secondary data obtained from the Central Bureau of Statistics of Indonesia, the International    Telecommunications Union, and other relevant sources in this study. This study aims to determine and analyze the effect of information and communication technology on poverty alleviation with case studies conducted in 34 provinces in Indonesia. This study uses a quantitative descriptive method using panel data regression analysis method using the OLS (Ordinary Least Square) with Fixed Effect Model approach. The partial test (t statistical test) with a 95% confidence level shows that information and communication technology significantly affect poverty alleviation in 34 provinces in Indonesia. Therefore, in this case, the government needs to make efforts to increase the sub-index for the formation of the information and communication technology development index such as public infrastructure facilities in the information and communication technology sector as a means of supporting community activities, as well as community expertise in utilizing technology that the government can do to reduce poverty in 34 provinces in Indonesia.