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Journal : Riset Manajemen dan Akuntansi

PENGARUH TINGKAT SUKU BUNGA DAN KUALITAS PELAYANAN TERHADAP KEPUTUSAN PENGAMBILAN KREDIT PEMILIKAN RUMAH NASABAH DI PT. BANK TABUNGAN NEGARA KANTOR CABANG SOLO Dian Wulan Sari; Kasidin Kasidin
Riset Manajemen dan Akuntansi Vol 11, No 1 (2020): Riset Manajemen Dan Akuntansi Volume 11 Nomor 1 Mei 2020
Publisher : STIE Atma Bhakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36600/rma.v11i1.109

Abstract

The research purposes were 1) determined the effect of the interest rate on the decision to take homeownership loans at PT. Bank Tabungan Negara Solo Branch Office; and 2) determined the effect of service quality on the decision to take the homeownership loans at PT. Bank Tabungan Negara Solo Branch Office. The research population is customers of PT. Bank BTN Solo Branch Office that takes non-subsidized BTN homeownership loans. Samples were 70 respondents. The questionnaire used in the study used a Likert scale with intervals of 1 to 5. The test equipment was used a reliability test used Cronbach's Alpha and a validity test was used Product Moment Pearson correlation. Data analysis was used multiple linear regression to determine the effect of interest rates and service quality on the decision making to take homeownership loans at BTN Solo. The results showed that the variable interest rate had a significant positive result, while service quality had a negative result on the purchase decision to take homeownership loans at PT. Bank BTN Solo Branch Office.
PENGARUH GAYA KEPEMIMPINAN, KOMPENSASI, MOTIVASI DAN, DISIPLIN KERJA TERHADAP PRODUKTIVITAS KARYAWAN PT. BANK TABUNGAN NEGARA (PERSERO) TBK KANTOR CABANG SURAKARTA Muhammad Maulana DA; Kasidin Kasidin
Riset Manajemen dan Akuntansi Vol 10, No 2 (2019): Article-in-Press
Publisher : STIE Atma Bhakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36600/rma.v10i2.100

Abstract

The research purposes was determined the effect of leadership style, compensation, motivation, and work discipline on the productivity of the employees of PT. Bank Tabungan Negara (Persero) Tbk Surakarta Branch Office. This research was used descriptive method and the sample used 60 respondents with a sampling technique used the accidental sampling method. Data collection methods are questionnaires, observations, interviews and literature study. The research instrument was used the linkert scale method with 5 answer criteria. Hypothesis test results consisting of the results of the analysis of multiple linear regression equations shown the value of beta (β) of each variables of leadership style, compensation, motivation and work discipline shows a positive number. The results of the t test analysis showed that each variable has a value of tcount > t table and has a significance value