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All Journal An-Nawa : Jurnal Studi Islam Kartika: Jurnal Studi Keislaman
Hari Widiyanto
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Religion Economics, Econometrics & Finance Education

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APLIKASI PEMBIAYAAN MUDHARABAH DAN PENGELOLAAN RISIKO BMT Hari Widiyanto
Indonesia Vol 1 No 1 (2019): An-Nawa: Jurnal Studi Islam
Publisher : Rumah Jurnal Sekolah Tinggi Agama Islam An-Nawawi Purworejo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37758/annawa.v1i1.113

Abstract

BMT termasuk salah satu dari LKS yang sedang berkembang di kalangan masyarakat menengah ke bawah bahkan pada golongan masyarakat menengah ke atas. Layanan/jasa BMT seringkali digunakan dan banyak diakses oleh masyarakat kecil yang membutuhkan dana untuk menjalankan suatu usaha (modal kerja), di mana BMT berperan sebagai mitra usaha dengan pembagian bagi hasil atau margin atau mark-up yang proporsional. Di dalam proses melakuakan pembiayaan mudharabah terdapat resiko-risiko yang harus ditangani oleh BMT AN-Nawawi Berjan Purworejo diantaranya adalah bussines risk, unusual bussines risk, disaster risk. Padahal BMT An-Nawawi Berjan Purworejo produk mudharabah adalah produk unggulan, hal ini dapat diatasi dengan jalan menentukan syarat-syarat tertentu yang harus dipenuhi oleh nasabah sebagai pengelola dana mudharabah. Pembiayaan bermasalah merupakan salah satu risiko besar yang ada di setiap dunia perbankan baik pada bank umum, bank syariah maupun pada BMT sekalipun tidak dapat terhindar dari risiko pembiayaan bermasalah. BMT An-Nawawi Berjan Purworejo tetap bisa mampu meyelesaikan masalah. Kerja sama, baik dalam Mudharabah adalah sesuatu yang sangat dianjurkan dalam Islam agar kita dapat saling membantu dalam menanggung risiko usaha tentu yang sesuai dengan syariah. Mudharabah yang termasuk salah satu jenis Kerjasama, yang saat ini memiliki banyak kendala dalam perkembangannya sehingga shahibul mal/bank enggan memakai skema kontrak ini.
Legitimasi Yuridis Putusan Hakim Tentang Pernikahan Dalam Masa Syibhul Iddah: Analisis Perkara Nomor: 274/Pdt.P/2024/PA.Wsb Nur Febriyanti, Salsabila; Hari Widiyanto; Waluyo Sudarmaji
Kartika: Jurnal Studi Keislaman Vol. 6 No. 1 (2026): Kartika: Jurnal Studi Keislaman (Februari)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v6i1.422

Abstract

Divorce in Indonesian law and Islamic law raises issues concerning the iddah period and syibhul iddah, which often create tension between normative legal provisions, the protection of women’s rights, and social realities in the Religious Courts. Judicial decisions permitting former husbands to remarry during the syibhul iddah period, such as in Case No. 274/Pdt.P/2024/PA.Wsb, highlight the importance of examining the legal basis, judicial reasoning, and their conformity with Islamic legal principles and positive law. This study aims to analyze the legal foundations and the use of judicial discretion in granting permission to marry during syibhul iddah, assess its conformity with maqāṣid al-sharī‘ah and positive law, and examine its contribution to legal certainty, public benefit, and the development of contemporary Islamic family law. This research employs a qualitative library research method using a document study approach. The findings indicate that the approval of marriage permission in this case has a strong basis in both positive law and shar‘ī principles, as there is no normative prohibition for men to marry during the syibhul iddah period. Moreover, the decision aligns with maqāṣid al-sharī‘ah by safeguarding nasab, honor, religion, and public welfare
Analisis Pertimbangan Hakim Pengadilan Agama terhadap Penetapan Asal Usul Anak dari Perkawinan Siri: Studi Kasus Putusan No. 340/Pdt.P/2025/PA.Wsb Aulia Fitriani, Rahmi; Hari Widiyanto; Septian Fiktor Riyantoro
Kartika: Jurnal Studi Keislaman Vol. 6 No. 1 (2026): Kartika: Jurnal Studi Keislaman (Februari)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v6i1.425

Abstract

Unregistered (siri) marriages conducted without state registration lack formal legal force and create legal uncertainty regarding a child’s status, particularly in relation to identity, lineage, and civil relations with the father. This condition may undermine the fulfillment of the child’s civil rights and population administration requirements. This study examines the role of the Religious Court and the legal considerations of judges in determining a child’s origin from a siri marriage through a case study of the Decision of the Wonosobo Religious Court Number 340/Pdt.P/2025/PA.Wsb. The research employs a normative legal method with a case study approach. The findings indicate that the Religious Court plays a significant role in providing legal certainty and protecting children’s rights by basing its decision on the principle of the best interests of the child. The determination enables the inclusion of the father’s identity on the child’s birth certificate, supports orderly population administration, and prevents discrimination against the child, without conferring legal validity on the siri marriage under state law.
Co-Authors Aulia Fitriani, Rahmi Az Zahra Jasmine Yustisio Lunaraisah MUHAJIR Nur Febriyanti, Salsabila Septian Fiktor Riyantoro Waluyo Sudarmaji