Rafiqoh Rafiqoh
Politeknik Negeri Samarinda

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ANALISIS PERBANDINGAN SISTEM DAN PROSEDUR PEMBERIAN KREDIT BANK BRI KONVENSIONAL DAN PEMBIAYAAN MURABAHAH PADA BANK BRI SYARIAH SAMARINDA Sabri Nurdin; Rafiqoh Rafiqoh; Diana Indriyani Lasabuda
Jurnal Eksis Vol 15, No 2 (2019)
Publisher : Politeknik Negeri Samarinda

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Abstract

This study aims to compare the conventional lending of Bank BRI Conventional and murabahah financing at Bank BRI Syariah Samarinda. The result of the research data are arranged, grouped, then interpreted to obtain a clear flowchart description of the system and proceduresfor conventional lending at Bank BRI Conventional Samarinda and Bank BRI Syariah Samarinda, interviews with bank employees and staff.The result showed that comparative analysis of systems and procedures for granting credit to Bank BRI Conventional and Banl BRI Syariah Samarinda showed that there were two differences in the first Customer Service function in conventional banks and the second if customer funds were liquid. Keywords: System and Procedure, Credit, Bank Conventional And Syariah, Flowchart.
ANALISIS LAPORAN KEUANGAN UNTUK MENILAI KINERJA KEUANGAN PT MAYORA INDAH, Tbk MENGGUNAKAN METODE ECONOMIC VALUE ADDED (EVA) PERIODE 2012-2018 Rafiqoh Rafiqoh; Eko Adi Widyanto; Rifka Maulida
Jurnal Eksis Vol 15, No 2 (2019)
Publisher : Politeknik Negeri Samarinda

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Abstract

The Objectives of this research are to determine the financial performance of PT Mayora Indah, Tbk by using the Economic Value Added (EVA) method for the 2012-2018 period. The research method that I use is quantitative descriptive research by analyzing financial statements using quantitative data, namely the statement of financial position and the income statement of PT Mayora Indah, Tbk. The type of data used is secondary data obtained directly from the site www.idx.co.id, www.mayoraindah.co.id, www.finance.yahoo.com and www.bi.go.id. The analytical tool used is the Economic Value Added (EVA) method which consists of: Net Operating After Tax (NOPAT), Weight Average Cost of Capital (WACC), Total Capital Structure, Capital Costs and Economic Value Added (EVA). Based on the results of the analysis and discussion conducted at PT Mayora Indah, Tbk during the 2012-2018 study period using the EVA method, the results showed a positive EVA value. Keywords: Financial Performance, Economic Value Added (EVA)
The Role of Profitability, Company Size, Capital Structure, and Liquidity Risk on Firm Value of Indonesian Banks Fenty Fauziah; Rafiqoh Rafiqoh
Organum: Jurnal Saintifik Manajemen dan Akuntansi Vol 4, No 1 (2021): Organum: Jurnal Saintifik Manajemen dan Akuntansi, June 2021
Publisher : Universitas Winaya Mukti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35138/organum.v4i1.110

Abstract

The main objective of any firm is to maximize shareholder's wealth, which can be seen from firm value.  This study aims to analyze and explain the effect of profitability, company size, capital structure, and liquidity risk on firm value banking companies in Indonesia. The population of this study is all banking companies listed on the Indonesia Stock Exchange, with an observation period of 2017-2018. The sample selection using a purposive sampling method. Data have both cross-section and time variation. Analysis and hypothesis testing were carried out by using a linear regression analysis using Eviews 11. The results showed that investors viewed that the company's overall profits from its business activities could increase its share price. The capital structure owned by the public relatively small, which meant that the company could provide a source of funds from within the company in the form of the owner's capital or retained earnings. Funds obtained from loans, if they were not followed by the ability to manage funds or were not channeled back to the community, would cause interest expenses and destroy profits. This condition results in investors selling their shares. Investors in making investment decisions paid attention to one indicator at a time and paid attention to all the factors that determined the company's value.