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All Journal Jurnal EMT KITA Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Ilman: Jurnal Ilmu Manajemen
Thasrif Murhadi
Politeknik Kutaraja
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Public Health Social Sciences

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Analisis Kredit UMKM di Provinsi Aceh: Analisis Empiris Vector Error Correction Model (VECM) Hamdani Hamdani; Ismail Ismail; Thasrif Murhadi
Jurnal EMT KITA Vol 4 No 2 (2020): JULY-DECEMBER 2020
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v4i2.129

Abstract

The purpose of this study was to determine the effect of regional gross domestic product, non-performing loans, and loan interest rates on credit absorption by SMEs in Aceh province in the long term. The data used is secondary data in the form of a quarter 1st quarter 1995 to third quarter 2015. The model used in this study is a model of Vector Error Correction Model (VECM) to find out the results of short-term estimates, and using Johansen cointegration test to determine the relationship long-term between variables. The data used in this study has been tested with Augmented Dickey Fuller (ADF) to determine the stationary data. Based on this study it was found that in the long term there is a cointegration relationship between the variables studied. In the short term, the variables affecting the gross regional domestic product and has a one-way relationship with SME loans while variable interest rates have a causal relationship with SME loans in Aceh province, while the NPL variable does not have a causal relationship with SME loans.
PEMBERDAYAAN PELAKU USAHA PENGOLAHAN PERIKANAN MENUJU UMKM NAIK KELAS Hamdani Hamdani; Desy Puspita; Josi Farmiati; Thasrif Murhadi; Rahmat Arfan; Heppy Heppy
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 1 No. 3 (2020): Volume 1 Nomor 3 Tahun 2020
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v1i3.917

Abstract

Pelaku Usaha Mikro Kecil dan Menengah (UMKM) sektor pengolahan dan pemasaran hasil perikanan di Aceh Besar memiliki peranan strategis dalam mendukung pertumbuhan ekonomi daerah dan menciptakan lapangan kerja bagi masyarakat. Namun selama 10 tahun terakhir keberadaan UMKM tersebut termarginalkan oleh kebijakan perbankan dalam membuka akses permodalan usaha melalui Kredit Usaha Rakyat. Data Bank Indonesia menunjukkan tingkat Non Performing Loan (NPL) pada usaha sub sektor kelautan dan perikanan mencapai 20 persen.Kegiatan Pengabdian kepada Masyarakat (PkM) ini penting dilakukan dalam rangka memberikan pendampingan dan advokasi kepada kelompok UMKM untuk menjembatani kesenjangan dengan perbankan. Metode PkM yang dilakukan adalah pendampingan UMKM terintegrasi dan advokasi. Hasil yang dicapai dari kegiatan PkM ini yaitu peningkatan kapasitas pelaku usaha dalam mengelola usaha, kemampuan membuat proposal kredit, memahami prosedur kredit dan usaha menjadi bankable.
PELATIHAN PENCATATAN KEUANGAN MENGGUNAKAN APLIKASI SiAPIK PADA UD BITATA FOOD BANDA ACEH Hamdani Hamdani; Thasrif Murhadi; Saiful Bahgia
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 2 No. 2 (2021): Volume 2 Nomor 2 Tahun 2021
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v2i2.1851

Abstract

Community Service Activities (PkM) which are oriented towards achieving output to increase the capacity of UD Bitata Food Banda Aceh's MSMEs in the financial aspect have shown satisfactory results. The problem of financial statements has long been a classic problem for MSMEs and has even placed it as the main problem for MSMEs. The purpose of this service is that universities are scientific institutions and educational services to provide the widest possible benefits to the community by increasing the capacity of the subjects of service. The method applied to this service is training. This method was chosen based on the needs, abilities, and academic considerations of dedication to create the solutions expected by UD Bitata Food. As a result of the training, participants have gained basic knowledge about business finance which has never been prepared according to standards. The knowledge of the trainees was measured by the results of post-training interviews. In addition, the subject has also been able to register his business to get a SiApik account which is used for recording business finances on an ongoing basis. Meanwhile, participants who were trained to become SiApik account operators have been able to input data according to the menu provided, just like compiling a business financial report. Although this service has achieved satisfactory results for both parties, the sustainability of this program is still continued with a pattern of mentoring and mentoring.
Pengaruh Ekuitas Merek terhadap Keputusan Pembelian LintasartaNet di Kota Banda Aceh Thasrif Murhadi
Jurnal Ilman: Jurnal Ilmu Manajemen Vol. 7 No. 1 (2019)
Publisher : Jurnal Ilman: Jurnal Ilmu Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (156.678 KB)

Abstract

Persaingan usaha yang semakin ketat membuat perusahaan penyedia jasa teknologi informatika ini terus meningkatkan ekuitas merek dengan berbagai strategi unggulan. Sejak awalLintasarta yang berdiri tahun 1988, telah memperlihatkan langkah-langkah yang progresif dalam menyediakan jasa telekomunikasi dan sistem informasi yang berkualitas dengan dukungan kebijakan pemasaran yang efektif, dan dengan seluruh aktivitas dan kebijakan yang telah dilakukan tersebut perusahaan dapat mengangkat citra merek. Tujuan penelitian adalahuntuk mengetahui pengaruh ekuitas merek terhadap keputusan pembelian LintasartaNet oleh konsumen di Kota Banda Aceh. Populasi penelitian adalah seluruh pelanggan Korporasi Lintasarta di Kota Banda Aceh sebanyak 210 perusahaan, penetapan sampel menggunakan rumus Slovin diperoleh sebanyak 68 perusahaan sampel. Berdasarkan 4 (empat) variabel ekuitas merek LintasartaNet, kesan kualitas merupakan variabel yang sangat kuat dalam ekuitas merek dengan nilai mean tertinggi. Sementara variabel loyalitas merek menjadi variabel yang kurang kuat dengan nilai mean terkecil. Secara Simultan, variabel Pengenalan Merek, Pemahaman Merek, Kesan Kualitas dan Loyaliats Merek secara serempak berpengaruh terhadap Keputusan Pembelian Produk Lintasarta.
Co-Authors Desy Puspita Hamdani Hamdani Heppy Heppy Ismail Ismail Josi Farmiati Rahmat Arfan Saiful Bahgia