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All Journal Jurnal EMT KITA Jurnal Infomedia Ekonis : Jurnal Ekonomi dan Bisnis International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS)
Reynold Herwinsyah
Politeknik Negeri Lhokseumawe
Computer Science & IT Economics, Econometrics & Finance

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Pengaruh Non-Performing Financing, Financing to Deposit Ratio dan Capital Adequacy Ratio Terhadap Pembiayaan Mudharabah Musyarakah pada PT. Bank Syariah Bukopin Haris Al Amin; Reynold Herwinsyah; Syawal Harianto; Triyanda Putri Kharisma
Jurnal EMT KITA Vol 6 No 1 (2022): JANUARY-JUNE 2022
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v6i1.549

Abstract

This research aims to determine whether or not the influence of Non-Performing Financing (NPF), Financing to Deposit Ratio (FDR), and Capital Adequacy Ratio (CAR) on Mudharabah and Musyarakah financing to PT Bank Syariah Bukopin in Indonesia, both simultaneously and partially. This study uses secondary data in the form of quarterly reports and in the quantitative form obtained from the official site with time-series data, namely in the period 2009-2018. The statistical test used is by multiple linear regression analysis using SPSS version 17.0 software by considering the Classical Assumption Test, which is Normality Test, Autocorrelation Test, Heteroscedasticity Test, and Multicollinearity Test. The results of the study state that Non-Performing Financing (NPF), Financing to Deposit Ratio (FDR), and Capital Adequacy Ratio (CAR) simultaneously have a positive and significant effect on Mudharabah and Musyarakah financing. Non-Performing Financing (NPF) partially has a positive and significant effect on Mudharabah and Musyarakah financing because the significance value is smaller than 0.05, which is equal to 0.009. while the Capital Adequacy Ratio (CAR) and Financing to Deposit Ratio (FDR) partially have a negative and significant effect on Mudharabah and Musyarakah financing. The coefficient of determination (R2) in this study is 52.4%, this indicates that the variables of influence of Non-Performing Financing (NPF), Financing to Deposit Ratio (FDR), and Capital Adequacy Ratio (CAR) can explain Mudharabah and Musyarakah financing variables of 52.4% and the remaining 47.6% is explained by other variables outside the research variable.
ANALISIS PENYALURAN DANA INFAQ SEBAGAI UPAYA DALAM MENINGKATKAN PENDAPATAN MUSTAHIQ (Studi Kasus Baitul Mal Aceh Utara) Reynold Herwinsyah; Syakira Zahnia
Ekonis: Jurnal Ekonomi dan Bisnis Vol 18, No 2 (2017): JURNAL EKONOMI DAN BISNIS (EKONIS)
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (542.822 KB) | DOI: 10.30811/.v18i2.403

Abstract

Abstrak : Penelitian ini bertujuan untuk mengetahui penyaluran dana infaq  produktif dalam upaya meningkatan pendapatan mustahiq, dan ada tidaknya pengaruh penyaluran dana infaq produktif terhadap peningkatan pendapatan mustahiq di Baitul Mal Aceh Utara. Metode analisis yang digunakan adalah pendekatan kuantitatif dengan munggunakan metode persamaan regresi sederhana. Pada penelitian ini teknik pengambilan sampel yang digunakan adalah teknik Cluster Random Sampling, adapun sampel penelitian sebanyak 86 responden. Pengumpulan data menggunakan angket kuesioner untuk mengetahui data X dan data Y. Pengolahan data menggunakan alat analisis SPSS versi 18,0 for windows. Hasil penelitian mengungkapkan bahwa pemberian modal infaq dalam bentuk modal usaha berdampak positif dan dapat meningkatkan pendapatan mustahiq di Kabupaten Aceh Utara. Oleh karena itu, pemberian infaq produktif dalam bentuk modal usaha oleh Baitul mal Kabupaten Aceh Utara dapat lanjutkan dan ditingkatkan. Kata kunci : Dana infaq, pendapatan, kesejahteraan
STIMULATING THE MSME PERFORMANCE MONITORING SYSTEM THROUGH IMPROVING PERFORMANCE AND IMPLEMENTING CREATIVE ECONOMICS Zulkarnaini; Zulfikar; Muhammad Arifai; Kheriah; Lakharis Inuzula; Julia Alfianti; Reynold Herwinsyah
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 4 No. 1 (2024): February
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v4i1.1408

Abstract

Micro, Small and Medium Enterprises (MSMEs) are a symbol of the strength of a region that must be developed. To support the development of MSMEs which continue to grow, various strategies are needed, especially how to encourage effective and efficient performance improvement. If these conditions can be implemented well, the development of MSMEs will facilitate the monitoring system for MSME performance by regional governments as an important part of improving regional performance, in this case the Department of Industry, Trade, Cooperatives and MSMEs. Apart from that, the consequences will have a direct impact on increasing regional economic value, especially on the growth of the creative economy which arises from the growth of MSMEs based on local wisdom, namely sharia-based. Therefore, it is very necessary to innovate policies by regional governments as an effort to accelerate regional economic development. This research is empirical research through a conclusive research design, namely by using data analysis using the Confirmatory Factor Analysis (CFA) method with the aim of seeing the advantages or strengths of each dimension of the MSME performance variables and the implementation of a sharia-based creative economy. The population that will be taken is all MSMEs in Lhokseumawe City based on data sources from the Department of Industry, Trade, Cooperatives and UMKM as the authority to supervise or monitor the performance of MSMEs. The sample determination method uses simple random sampling using the Isacc & Michael Table technique . The research results explain that the performance of MSMEs has the greatest contribution when compared to the implementation of a sharia-based creative economy in the Lhokseumawe City area. The results of the research prove that there is a need for regional government policy innovation, in this case the Department of Industry, Trade, Cooperatives and MSMEs, especially regarding monitoring and stimulating the performance of MSMEs through the existence of programs that encourage increasing the application of a creative economy based on local wisdom so that regions have advantages as a basis for implementing sharia Islam in Aceh Province.
Diagnosa Kesehatan Mental Pecandu Game Online Menggunakan Metode Forward Chaining Mahdi Mahdi; Muhammad Rizka; Reynold Herwinsyah; Huzaeni Huzaeni; Mursyidah Mursyidah
Jurnal Infomedia: Teknik Informatika, Multimedia, dan Jaringan Vol 11, No 1 (2026): Jurnal Infomedia
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30811/jim.v11i1.8190

Abstract

Perkembangan teknologi informasi terus meningkat, popularitas game online yang terus berkembang, maka semakin mudah dalam mengakses game online dan menyebabkan lonjakan pemain game online di Indonesia. Ada banyak penyedia game online, baik yang di akses free maupun yang diakses secara berbayar. Apabila dimainkan secara berlebihan maka akan menjadi kecanduan. Sehingga dapat mempengaruhi kesehatan fisik, mental, dan sosial pada pemainnya. Kesehatan mental adalah kondisi emosional, psikologis, dan sosial yang memungkinkan seseorang untuk mengelola stres, membangun hubungan positif, dan membuat keputusan yang baik dalam kehidupan. Kesehatan mental mencakup berbagai aspek, termasuk cara berpikir, merasakan, dan berperilaku, yang sangat penting karena memengaruhi interaksi individu dengan lingkungan, kemampuan menghadapi tantangan, serta kontribusi dalam masyarakat. Dalam konteks ini, sistem pakar dapat berperan penting dalam mendiagnosa gangguan kesehatan mental yang semakin umum di masyarakat. Ada 13 jenis ganguan mental: Gangguan Kecemasan, Gangguan Mood, Skizofernia,Gangguan Psikotik, Gangguan Makan, Obsessive-Compulsive Disorder (Ocd), Gangguan Kepribadian, Sindrom Tourette, Psikomastis, Factitious Disorder, Disosiatif, Post Traumatic Stress Disorder (PTSD ), Depresi, Attention Deficit Hyperactivity Disorder (ADHD. Aplikasi ini, diharapkan dapat membantu masyarakat dalam mendeteksi gangguan kesehatan mental pengguna game online, sehingga intervensi yang tepat dapat dilakukan. Penelitian ini diharapkan dapat memberikan kontribusi pada perkembangan sistem pakar
Co-Authors Haris Al Amin Huzaeni Julia Alfianti Kheriah LAKHARIS INUZULA Mahdi Mahdi Muhammad Arifai Muhammad Rizka Mursyidah . Syakira Zahnia Syawal Harianto Triyanda Putri Kharisma Zulfikar Zulkarnaini