Article Per Year (5 Year)
p-Index From 2020 - 2025
0.444
P-Index
This Author published in this journals
All Journal Maslahah: Jurnal Pengabdian Masyarakat Proceeding International Seminar of Islamic Studies
Fachrizal Lubis
Unknown Affiliation
Religion Arts Humanities Astronomy Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Mathematics Physics Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Analisis Pembiayaan Musyarakah Di Bank Syariah Fachrizal Lubis; Safira Mandasari Sri Rezeki Sinuhaji; Melisa Melisa
Maslahah: Jurnal Pengabdian Masyarakat Vol 1, No 1 (2020)
Publisher : Maslahah: Jurnal Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Adanya perkembangan pola pikir masyarakat untuk berbisnis, menimbulkan pihak bank bersaing dalam menawarkan kerjasama  dalam  usaha  berbisnis. Kerjasama dalam bentuk pembiayaan musyarakahini  pasti  memberikan keuntungan bagi pihak bank dan nasabah. Pendapatan dari pembiayaan investasi dan modal kerja ini akan digunakan untuk pengembalian modal bank.Tujuan dari penelitian  ini  adalah  untuk  menganalisis data empiristentang pengaruh musyarakah, murabahah dan ijarah terhadap profitabilitas(ROE).Penelitian ini menggunakan hubungan kausal penelitian kuantitatif. Sampel penelitian diambil dari laporan keuangan Bank BNI Syariah per bulan  pada  2012-2014.  Teknik pengumpulan data  yang digunakan adalah studi pustaka    dan dokumentasi. Data sekunder  diambil  dari  data  laporan keuangan Bank BNI Syariah yang dapat diakses melalui situs resmi Bank Indonesia, www.bi.go.id.     Metode     statistikyangAbstrak: The development of the mindset of the community to do business, causing the bank to compete in offering cooperation in business ventures. Cooperation in the form of musyarakahini financing will definitely benefit the banks and customers. The income from investment financing and working capital will be used for bank capital  return.  The  purpose  of  this study is to analyze empirical data about the influence of musharaka, murabahah and ijarah on profitability (ROE). This study uses a causal relationship of quantitative research. The research sample   was   taken   from   the   BNI Syariah Bank's financial statements per month in 2012-2014. Data collection techniques used are literature study and documentation.  Secondary  data  is taken    from    BNI    Syariah    Bank'spenelitian ini adalah tes multiple regresi. Hasil statistik menunjukkan bahwa musyarakah, murabahah dan ijarah berpengaruh signifikan terhadap profitabilitas (ROE) secara bersamaan. 
THE INFLUENCE OF CUSTOMERS INTERNAL AND EXTERNAL FACTORS IN CHOOSING FINANCING (CASE STUDY AT BPRS GEBU PRIMA MEDAN) Aidil Qontas Hamzah Lubis; Syahrul Amsari; Fachrizal Lubis
Proceeding International Seminar of Islamic Studies INSIS 3 (February 2022)
Publisher : Proceeding International Seminar of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research was conducted with the aim of analyzing the factors that influence the customer's decision to choose mudharabah financing at PT. BPRS Gebu Prima Medan. The research method used in this research is quantitative research and data collection techniques in this study using a questionnaire. The data analysis used in this research is data quality test, classical assumption test, multiple linear regression test, and hypothesis testing. Based on the results of the study indicate that internal factors (X) have a positive and significant influence on mudharabah financing decisions (Y), and external factors (X) do not have a positive and significant influence on mudharabah financing decisions (Y). The results of the t-test (partial) obtained a sig value of 0.004 0.05, therefore the provisions of the t-test (partial) can be concluded that the hypothesis Ho is rejected and Ha is accepted, which means that partially internal factors (X) affect the decision on mudharabah financing (Y).
Co-Authors Aidil Qontas Hamzah Lubis Melisa Melisa Safira Mandasari Sri Rezeki Sinuhaji Syahrul Amsari