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All Journal Jurnal Ilmiah Universitas Batanghari Jambi Dinasti International Journal of Education Management and Social Science Dinasti International Journal of Economics, Finance & Accounting (DIJEFA)
Sumantri Sumantri
Lecturer At STIE Graha Karya Muara Bulian, Jambi, Indonesia
Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice

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Analisa Faktor-Faktor yang Mempengaruhi Keputusan Nasabah Menggunakan Produk Perbankan (Studi Kasus Nasabah Bank Syariah Indonesia Kantor Cabang Pembantu Muara Bulian) Sumantri Sumantri; Diyah Diyah; Albetris Albetris
Jurnal Ilmiah Universitas Batanghari Jambi Vol 21, No 2 (2021): Juli
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jiubj.v21i2.1533

Abstract

This research aims to determine the influence of services, bank characteristics, knowledge, location on customer decisions using Bank Syariah Indonesia (Case Study of Muara Bulian Central Branch Office). This study used sampling techniques with a sample of 100 customers of Bank Syariah Indonesia Muara Bulian Sub-Branch Office. This research method is to use qualitative research method with the help of SPSS application as a data calculation tool that has been able to. This study uses 4 variables, namely service, bank characteristics, knowledge, location. The results of this study show that partially the Characteristics of the Bank are very influential to customer decisions by 4.87, and become the most dominant factor, the Service affects customer decisions by 4.11, Knowledge is quite influential on customer decisions by 3.4, and Location affects customer decisions by 3.9.
Efektivitas dan Kontribusi Pajak Perhotelan terhadap Pendapatan Asli Daerah Kabupaten Indragiri Hulu Tahun 2013-2019 Aris Triyono; Albetris Albetris; Sumantri Sumantri; Etty Siswati
Jurnal Ilmiah Universitas Batanghari Jambi Vol 21, No 2 (2021): Juli
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jiubj.v21i2.1530

Abstract

The research was conducted at the Regional Revenue Agency of Indragiri Hulu Regency. The purpose of this study is to analyze and find out how much effect the Effectiveness and contribution of Hospitality tax to the Original Revenue of Indragiri Hulu Regency both simultaneously and partially with the research period is 5 years from 2013 to 2019. This type of research is quantitative research using secondary data. The Research Method used is quantitative method with multiple linear regression equations, while the Equation is Y = 45712635725,406 - 19524572,193 X1 + 25765555,817 X2. From the results of data processing SPSS is known simultaneously known if the effectiveness and contribution of hospitality tax receipts have a significant effect on the original revenue of the region. From the SPSS results, it is known that there is partially no significant influence between effectiveness to the original revenue of the region and partially there is a significant influence between the contribution of hotel tax receipts partially to the original revenue of the region.
FINANCIAL PERFORMANCE ANALYSIS AT PT. MANDIRI SYARIAH BANK Akhmadi Akhmadi; Sumantri Sumantri; Albetris Albetris
Dinasti International Journal of Education Management and Social Science Vol. 2 No. 2 (2020): Dinasti International Journal of Education Management and Social Science (Decem
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/dijemss.v2i2.667

Abstract

Analysis of the Growth of the Liquidity Ratio, Solvency, and Profitability, the objectives are, namely, the first is to determine the condition of the Growth of the Liquidity Ratio of PT. Bank Syariah Mandiri Indonesia for the period 2014-2018. The second is to determine the condition of the Growth of the Solvency Ratio of PT. Bank Syariah Mandiri Indonesia for the period 2014-2018. The third is to determine the Growth of the profitability ratio at PT. Bank Syariah Mandiri Indonesia for the period 2014-2018. And lastly, to determine the condition of the Growth of the Liquidity Ratio, Solvency, and Profitability with a financial performance at PT. Bank Syariah Mandiri Indonesia for the period 2014-2018. Based on the results of research conducted at PT. Bank Syariah Mandiri Indonesia it can be concluded that the average growth Liquidity Ratio 2014-2018 period be seen from the Current Ratio approach amounted to 1, 32 %. seen from the average Growth of the Solvency Ratio for the 2014-2018 period of (1) %. And the Growth of the Profitability Ratio for the 2014-2018 period is seen from the average Growth of Net Profit Margin of 140, 04 %. Return On Investment. For an average Growth of 208, 02 %. Return On Equity has an average Growth value of 192, 48 %.
ANALYSIS OF WORKING CAPITAL AND FINANCIAL PERFORMANCE OF SHARIA BANKING INDUSTRY INMANDIRI SYARIAH BANK JAMBI Sumantri Sumantri; Albetris Albetris
Dinasti International Journal of Economics, Finance & Accounting Vol. 1 No. 5 (2020): Dinasti International Journal of Economics, Finance & Accounting (November - De
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v1i5.609

Abstract

The purpose of this study is to find out working capital in an independent Islamic bank, the financial performance of an independent Islamic bank in Jambi by using a liquidity ratio analysis tool (current ratio, cash ratio) and profitability ratio (profit margin) and there is also a significant relationship between current ratio cash ratios and profit margins with working capital at the Islamic bank Mandiri jambi. The analytical tool used is multiple linear regression. Study the significant relationship between current ratio (X1), cash ratio (X2) profit margin (X3) as the independent variable and working capital as the dependent variable. The results of working capital analysis at the jambi independent Islamic bank have fixed assets and current assets with a total average current assets from 2016 to 2019 of Rp 88,919,015.5 and for average fixed assets from 2016 to 2019 of IDR 856,841.06. Analysis results Financial performance through liquidity ratios namely current ratio and cash ratio obtained an average current ratio from 2016 to 2019 of 115.67%, and obtained an average cash ratio from 2016 to 2019 of 1.55%. For profitability ratios namely profit margins can be obtained an average profit margin from 2016 to 2019 of 72.82% with very good criteria because it exceeds the maximum limit of the standard ratio. The test results on the relationship of the current ratio, cash ratio and profit margin with working capital obtained a person correlation current ratio of 1,000 means perfect correlation and there is a relationship between the current ratio with working capital. For cash ratio with a person correlation value of cash ratio of 1,000 means perfect correlation and there is a relationship between cash ratio and working capital. For the value of person correlation margin of 1,000 means that it means perfect correlation and there is a relationship between profit margin and working capital. It can be concluded that working capital influences the current ratio, cash ratio and profit margin.
Co-Authors Akhmadi Akhmadi Albetris Diyah Diyah Etty Siswati Triyono, Aris