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“Is The Banking Industry The Right Choice To Invest?” (Analisis Laporan Keuangan PT. Bank Central Asia, PT. Bank Rakyat Indonesia, PT. Bank Nasional Indonesia, PT. May Bank dan PT. Bank Permata Periode 2013-2017) Silmi Silmi; Kevry Ramdany; Yudi Mufti Prawira
Jurnal Ilmiah Universitas Batanghari Jambi Vol 20, No 2 (2020): Juli
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jiubj.v20i2.987

Abstract

Financial statements are one of the analytical tools that contain information that can be used by potential investors to make investment decisions. Prospective investors need a capable and trusted analysis to analyze the financial statements of the industry in the Bank, to determine which banks need funds for short-term investors and long-term prospective investors involve investing their capital through the purchase of shares, explained to the Bank that provides funds as expected investment returns by potential investors even more. There are 5 banks that submit comparisons and assess their ratios and performance in this study so that potential investors can invest appropriately, expecting: PT. Bank Central Asia, PT. Bank Rakyat Indonesia, PT. Bank Nasional Indonesia, PT. May Bank and PT. Bank Permata, for 5 years analysis time period. From the results of research and analysis conducted, Bank BCA is the right choice for investors for short-term investors and BRI is the right choice for potential investors for long-term investment.
KLASTERISASI MENGGUNAKAN ALGORITMA K-MEANS CLUSTERING DENGAN MENGGUNAKAN INDIKATOR TOTAL DEBT TO TOTAL EQUITY RATIO, CURRENT RATIO DAN RETURN ON ASSETS UNTUK MENGETAHUI DAMPAK COVID-19 PADA 10 INDUSTRI DI BURSA EFEK INDONESIA Kevry Ramdany; Jerry Heikal
Ensiklopedia of Journal Vol 4, No 2 (2022): Vol 4 No. 2 Edisi 1 Januari 2022
Publisher : Lembaga Penelitian dan Penerbitan Hasil Penelitian Ensiklopedia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (115.443 KB) | DOI: 10.33559/eoj.v4i2.1013

Abstract

Clustering data is a data grouping method. This is a part of Data Mining, which is pattern extraction that interested of the big data. Clustering usually use in business intelligence, image pattern recognition, web search, field of biological sciences, and for security. Clustering is a process grouping data into clusters so that data in one cluster have the same maximum. Object in one cluster have the same characteristic between each others and different with other cluster. This research using K-means Clustering to grouping company in some industries based on available data in yahoo finance. Grouping aim to know about which good company to invest in during this pandemic. Data source financial statement in 2020 that available in yahoo finance. Analysis method using K-means clustering with software SPSS version 20. The result is 3 clusters, which is cluster 1 severely affected by covid, cluster 2 mildly affected by covid and cluster 3 moderately affected by covid. Result of analysis there is 7 companies in cluster 1, 1 companies in cluster 2, and 2 companies in cluster 3. Based on analysis result using K-means Clustering then suggested to invest on company that include in cluster 2 is Unilever Indonesia Tbk.
PENINGKATAN PENGAWASAN TERHADAP PROSEDUR PEMBERIAN PEMBIAYAAN MODAL USAHA PADA KOPERASI JASA KEUANGAN SYARI’AH (KJKS) AL-ANSHARI BUKITTINGGI Kevry Ramdany
Ensiklopedia of Journal Vol 2, No 3 (2020): Vol 2 No 3 Edisi 2 April 2020
Publisher : Lembaga Penelitian dan Penerbitan Hasil Penelitian Ensiklopedia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (218.624 KB) | DOI: 10.33559/eoj.v2i3.513

Abstract

The study on "Improving Oversight of Procedures for the Provision of Business Capital Financing in Sharia Financial Services Cooperatives (KJKS) Al-Anshari Bukittinggi" was carried out from February 22 to April 31, 2012, with the aim of obtaining an overview of the supervision of procedures for providing capital financing business in KJKS Al-Anshari Bukittinggi located on Jalan Jenderal Sudirman No. 27-29 Bukittinggi. The research method used in this research is descriptive method, the data is taken through a survey technique using a list of questions (questionnaire) and interviews relating to increased supervision of the provision of business capital financing procedures that have been prepared, then proceed with field studies, library studies and analysis . From the research conducted, it was obtained that the increase in supervision over the procedures for providing business capital financing carried out by KJKS Al-Anshari Bukittinggi in general had been going well according to the terms and conditions in force.
EFEK MODERASI GENDER DAN USIA PADA PENGARUH LITERASI KEUANGAN TERHADAP PENGELOLAAN KEUANGAN PRIBADI PEGAWAI DI UNIVERSITAS MUHAMMADIYAH SUMATERA BARAT Kevry Ramdany; Anne Putri
Ensiklopedia of Journal Vol 4, No 4 (2022): Vol 4 No. 4 Edisi 2 Juli 2022
Publisher : Lembaga Penelitian dan Penerbitan Hasil Penelitian Ensiklopedia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (427.809 KB) | DOI: 10.33559/eoj.v4i4.1228

Abstract

This study aims to empirically examine the effect of financial literacy on employees' personal financial management. In addition, to empirically examine the moderating effect of gender and age on the effect of financial literacy on employees' personal financial management. To answer this goal, each variable will be processed using WarpPLS (Partial Least Square) software version 6.0. The results showed that financial literacy had a positive effect on personal financial management behavior, gender of men moderated the effect of financial literacy on personal financial management more than gender of women and older age groups moderated the effect of financial literacy on personal financial management than young people. Good financial literacy is one of the important factors in making a person's personal financial management decisions. The better financial literacy a person has, the better decision making in managing his personal finances will be.
EFEK MODERASI GENDER PADA PENGARUH INDEPENDENSI TERHADAP KUALITAS AUDIT Silmi, Silmi; Yurniwati, Yurniwati; Oktavia, Fitriyeni; Ramdany, Kevry; Komalasari, Sanda Patrisia; Fajri, Aulia; Aulia, Siti
Ensiklopedia of Journal Vol 6, No 1 (2023): Vol. 6 No. 1 Edisi 3 Oktober 2023
Publisher : Lembaga Penelitian dan Penerbitan Hasil Penelitian Ensiklopedia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33559/eoj.v6i1.2022

Abstract

This research aims to reveal the moderating effect of gender on the influence of independence on audit quality. This type of research is descriptive and associative research. The sample in this research is State Civil Apparatus (SCA) as internal auditors who work at the Bukittinggi City Inspectorate Office. The sample was selected using a random sampling method of 30 respondents. The data source for this research is primary data from a questionnaire that was announced to respondents with closed questions and secondary data from documentation. The data analysis technique used in this research is quantitative analysis using the Structural Equation Model (SEM) or variant-based Structural Equation Model which can simultaneously test the measurement model as well as test the structural model. The research results reveal that independence has a positive effect on audit quality and female gender is more likely to moderate the influence of independence on audit quality than male gender.
PEMBERDAYAAN BUMNAG SAIYO SAKATO MENUJU NAIK KELAS MELALUI DIGITALISASI KEUANGAN DAN INOVASI PENGEMASAN PRODUK Silmi, Silmi; Fithri, Prima; Ramdany, Kevry; Furqan, Yasmin Ananta
Ensiklopedia of Journal Vol 7, No 2 (2025): Vol. 7 No. 2 Edisi 1 Januari 2025
Publisher : Lembaga Penelitian dan Penerbitan Hasil Penelitian Ensiklopedia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33559/eoj.v7i2.2858

Abstract

Activities of this community service aims to enhance the capacity of BUMNAG managers in preparing digital-based financial reports. Financial digitalization has become a critical necessity in the modern era to improve transparency, accuracy, and efficiency in financial management. The methods employed in this program included interactive training, simulations of the SIAPIK application, and direct technical mentoring. The results of the activity demonstrated an improvement in participants' understanding and skills in operating the SIAPIK application for recording daily transactions and preparing monthly financial reports. Additionally, the application's effectiveness was evident in shorter recording times and easier real-time access to financial data. Participants also provided positive feedback regarding the application's features, which support their operational needs. In conclusion, this training and mentoring program successfully enhanced the financial digitalization capacity of BUMNAG Saiyo Sakato. Recommendations from this activity include the need for advanced training to deepen the utilization of SIAPIK's advanced features and integrate this application with other management systems. This is expected to support more professional and competitive BUMNAG governance.Keywords: Financial Digitalization, SIAPIK, BUMNAG, Digital Transformation, Financial Reporting
Leverage, Profitabilitas dan Likuiditas Dalam Mempengaruhi Volintary Disclosure Wahyuliza, Suci; Ramdany, Kevry
INVEST : Jurnal Inovasi Bisnis dan Akuntansi Vol. 1 No. 2 (2020): INVEST : Jurnal Inovasi Bisnis dan Akuntansi
Publisher : Lembaga Riset dan Inovasi Al-Matani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55583/invest.v1i2.62

Abstract

Abstrak Penelitian ini bertujuan untuk mengetahui Pengaruh leverage, Profitabilitas dan likuiditas terhadap voluntary disclosure. Populasi dalam penelitian ini adalah perusahaan manufaktur yang terdaftar di Bursa Efek Indonesia periode 2016-2018. Sampel ditentukan berdasarkan metode purposive sampling, sehingga berjumlah 43 perusahaan.Data yang digunakan dalam penelitian ini berupa data sekunder. Teknik pengumpulan data dengan metode dokumentasi pada (www.idx.com). Teknik analisis data yang digunakan adalah regresi linear berganda. Hasil penelitian menunjukkan bahwa Leverage berpengaruh signifikan negatif terhadap voluntary disclosure. Profitabilitas berpengaruh signifikan positif terhadap voluntary disclosure,Likuiditas berpengaruh signifikan negatif terhadap voluntary disclosure. Keyword : Leverage, Profitabilitas, Likuiditas dan Voluntary Disclosure
Digital Transformation in Higher Education through the Implementation of Enterprise Resource Planning Ramdany, Kevry; Bahari, Asniati
JOURNAL OF APPLIED MANAGERIAL ACCOUNTING Vol. 8 No. 2 (2024): JOURNAL OF APPLIED MANAGERIAL ACCOUNTING
Publisher : Pusat P2M Politeknik Negeri Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30871/jama.v8i2.8454

Abstract

Digital transformation through the implementation of Enterprise Resource Planning (ERP) is a strategic step for universities in improving operational efficiency and the quality of academic services. ERP integrates administrative and academic functions into a unified platform, enabling more effective and efficient information management. However, the ERP implementation process is faced with various challenges, including resistance to change, budget constraints, and a lack of technical skills among users. This research aims to analyze the process and key factors for the success of ERP implementation in higher education, focusing on a case study in one of the private universities in West Sumatra. Qualitative methods were used with in-depth interview techniques, observation, and documentation to gain in-depth insight into the experiences and challenges of ERP implementation. The research results show that ERP implementation at universities involves planning, preparation, and gradual stages, which include needs assessment, module selection, socialization, and technical training. This phased approach helps manage risk and ensure the success of each phase. The implementation process has had a significant positive impact on operational efficiency and service quality at the university. Process automation, data integration, and faster access to information provide immediate benefits for administrative staff and students. A well-planned and coordinated ERP implementation is key to maximizing the benefits of the new system and improving the university's overall operational efficiency. This research provides valuable insights for other educational institutions planning to carry out digital transformation through ERP implementation.
PENDAMPINGAN UMKM ROTI KUKUS OH MY SHARGA BREAD DALAM PENGUATAN LEGALITAS, STRATEGI PEMASARAN, DAN TATA KELOLA KEUANGAN: Empowerment Of Oh My Sharga Bread Steamed Bread Msme Through Strengthening Business Legality, Digital Marketing Strategy, And Financial Management Based On SAK EMKM Silmi, Silmi; Yurniwati, Yurniwati; Juita, Verni; Kurniawan, Rahmat; Oktavia, Fitriyeni; Ramdany, Kevry; Nasha, Nadya Putri; Ardhani, Alya Azilah; Febiansyah, Naufal Dwi
BULETIN ILMIAH NAGARI MEMBANGUN Vol. 8 No. 3 (2025)
Publisher : LPPM (Institute for Research and Community Services) Universitas Andalas Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25077/bina.v8i3.788

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a strategic role in supporting national economic growth; however, many business actors still face challenges related to legality, marketing, and financial management, which affect their competitiveness. One MSME experiencing such issues is “Oh My Sharga Bread” steamed bread. This community service program aims to strengthen business legality, improve digital marketing strategies, and organize financial reporting based on the Micro, Small, and Medium Entity Accounting Standards (SAK EMKM). The mentoring activities included problem identification, technical guidance, facilitation of Business Identification Number (NIB) registration and halal certification, training in financial recording using the SIAPIK application, digital marketing assistance, and redesigning product packaging and logos. The results showed significant achievements: business legality was obtained, financial reports became more structured, and digital marketing expanded market reach. Sales turnover increased by 30%, the number of customers grew by 50 people, and social media engagement rose by 45%. The new packaging and logo design enhanced product image and consumer appeal. The impact of this program goes beyond solving technical problems; it also builds the partner’s capacity to compete in broader and sustainable markets. This activity contributes to achieving the Sustainable Development Goals (SDGs), particularly Goal 8 on decent work and economic growth. Therefore, this mentoring program effectively improves MSME competitiveness and serves as a participatory empowerment model that can be replicated.