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All Journal Jurnal Ekonomi EKONOMIKA SYARIAH : Journal of Economic Studies Jurnal Ekonomi dan Bisnis Dharma Andalas AMAR (Andalas Management Review) EKONOMIKA SYARIAH : Journal of Economic Studies Jurnal Point Equilibrium Manajemen dan Akuntansi JEBD
Heru Aulia Azman
Universitas Dharma Andalas
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Engineering Social Sciences

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Pengaruh Persepsi Manfaat dan Kemudahan Terhadap Minat Dalam Menggunakan QRIS (Studi Kasus Mahasiswa S1 Manajemen Universitas Dharma Andalas) Nurhayani Nurhayani; Heru Aulia Azman
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 1 (2025): Juli - September
Publisher : CV. ITTC INDONESIA

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Abstract

This research aims to examine the effect of perceived usefulness and aese of use on students’ intention to use QRIS. The population of this study consists of undergraduate Management students at Dharma Andalas University, Padang, with a sample size of 110 respondents. The data were collected through questionnaires distributed directly to the respondents and were analyzed using SPSS version 25. The findings indicate that both perceived usefulness and aese of use have a significant effect on students’ intention to use QRIS. The coefficient of determination shows that these variables explain 39,1% of the variance in students’ intention to use QRIS, while the remaining 60,9% is influenced by other factors not examined in this study.
Pengaruh Pengetahuan dan Sikap Terhadap Perilaku Memilih Bank Syariah Dengan Faktor Religiusitas Sebagai Moderating Variable Asri Handayani; Heru Aulia Azman; Ismail Ismail
EKONOMIKA SYARIAH : Journal of Economic Studies Vol. 3 No. 1 (2019): Januari-Juni 2019
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v3i1.934

Abstract

This study shows the relationship between knowledge and attitude towards the behavior of choosing Islamic banks with moderated religiosity. The study was conducted on 117 people who became customers of Islamic banks in four sub-districts located in the Agam Regency region which has a sharia bank office network, namely Lubuk Basung District, Baso District, Ampek Angkek Canduang District and Banuhampu District. The results of this study indicate that (1) knowledge has a positive and significant effect on the behavior of choosing Islamic banks with a value of P = 0.01, (2) the attitude has a positive and significant effect on the behavior of choosing Islamic banks with a value of P <0.01, (3) religiosity does not moderate relations between knowledge and behavior of choosing Islamic banks with a value of P = 0.46 this indicates that religiosity is not a moderator of the relationship between attitudes and behavior of choosing Islamic banks. (4) While the effect of moderating religiosity on the relationship between attitude and behavior of choosing Islamic banks is significant with a value of P = 0.03 and this shows that religiosity is able to moderate the relationship between attitudes and behavior of choosing Islamic banks.
Co-Authors Asri Handayani Dendi Kurniawan Ismail Monica Tuti Suryani Nurhayani Nurhayani Puti Embun Sari Riski, Tri Rachmat Riza Warnain Siska Lusia Putri Yesi Elsandra