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Kontekstualisasi Pendayagunaan Zakat di Badan Amil Zakat Nasional (BAZNAS) Kota Pekanbaru Berdasarkan Undang-Undang No. 23 Tahun 2011 Tentang Pengelolaan Zakat Yeni Triana; Hasan Basri; Muhammad Azani
Jurnal Hukum Novelty Vol 9, No 1 (2018)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1377.013 KB) | DOI: 10.26555/novelty.v9i1.a7459

Abstract

Article 27 Paragraph (1) and (2)   Law of 23 Year 2011 on management of zakat states that zakat can be empowered for the weak economic community. This article discusses contextualization, contextualization efforts, obstacles and efforts to overcome the constraints of the contextualization of utilization of zakat in Baznas Pekanbaru City based on Law of 23 2011 on Zakat Management. The results showed that the contextualization of utilization of zakat in Baznas Pekanbaru City is ijtihad conducted by amil zakat in an effort to increase the prosperity of mustahik zakat into muzaki. Article 27 Paragraph (1) and Paragraph (2) above make no clear mention of appropriate models, patterns and mechanisms regarding the utilization of zakat in the sense of empowerment, so that the contextualization ijtihad conducted by Baznas Pekanbaru City is very different from the pattern of zakat utilization in the other region. Contextualization effort is an effort to change the mindset of zakat mustahik from consumptive to be productive in accordance with the purpose of substance of zakat. These efforts should be followed with appropriate and appropriate targeted patterns of community empowerment. Contextualization efforts should have a roadmap (roadmap) as a guide for the implementation of zakat utilization. The Strategy conducted by Baznas Pekanbaru City in carrying out the above efforts is to development zakat community based or zakat community development. Obstacles and efforts to be done in overcoming these barriers are, first, the lack of public awareness in zakat, thus, its lack understanding should be overcomed by increasing the socialization of true rule (fiqh) of zakat. Second, the lack of qualified human resources should be overcomed by increasing the well understanding of zakat for amil zakat, its management, and its empowerment. Third, the inadequate barriers about zakat information systems have resulted in unintegrated of the mustahik and muzaki database, that is why, it should be complemented with the updated integration of zakat management information system.
Pemberdayaan Masyarakat dalam Pemahaman Tentang Akad Kafalah Berdasarkan Kompilasi Hukum Ekonomi Syariah (KHES) di Desa Pandau Jaya Kecamatan Siak Hulu Muhammad Azani; Hasan Basri
Wisanggeni : Jurnal Pengabdian Masyarakat Vol.1 No. 1 Juni (2021) Wisanggeni : Jurnal Pengabdian Masyarakat
Publisher : Institut Agama Islam Ma’arif NU (IAIMNU) Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (770.637 KB) | DOI: 10.25217/wisanggeni.v1i1.1453

Abstract

The results of community service in the form of legal counseling in Pandau Jaya Village, Siak Hulu District are as follows: Has increased participants' understanding of the Kafalah contract in the Sharia Economic Law Compilation (KHES). The material presented includes the pillars of the kafalah contract, the terms for the object of the kafalah contract, the types of the kafalah contract, the implementation of the kafalah contract, and the parties who die in the kafalah contract. After delivering the material, participants were asked a number of questions related to the material presented. The distribution of participants' answers after legal counseling can be stated that participants understand the material presented. In general, participants can understand the kafalah contract in KHES. There were 6 (six) questions given, question number 3 about the type of kafalah contract and number 5 about the guarantor who passed away received the highest answers with 84% and 85%. Problems that arise in the form of participant questions are questions about the difference between the kafalah contract and the rahn contract as a guarantee contract and questions about the pillars of the kafalah contract. Kafalah is the equivalent of dhamman, which means guarantee, but in its development, Kafalah is identical to kafalah al-wajhi (personal guarantee, self-guarantee), while dhamman is identical to collateral in the form of goods / assets. This concept is different from akad rahn which means collateral, but collateral from the person in debt. In addition, questions about the pillars of the kafalah contract, the answer refers to Article 22 KHES 335 which states that the pillars of the kafalah contract are the guarantor (Kafil), the guaranteed party (Makful 'Anhu), the indebted party (Makful Lahu), the object (Makful Bihi), and Akad. The kafalah contract in sharia banking activities is used as a form of bank service to guarantee activities or businesses proposed by customers. Guarantee in the form of kafalah can be carried out with the model of asset guarantee (kafalah bi al-mal) and person / institution guarantee (kafalah bi al-nafs). Financially or institutionally, the bank guarantees the party applying for guarantee services.
Pembiayaan Mudarabah di Pt. Bank Muamalat Indonesia Tbk. Cabang Pekanbaru Berdasarkan Hukum Islam Hasan Basri
Perspektif Hukum VOLUME 15 ISSUE 2
Publisher : Faculty of Law Hang Tuah University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30649/ph.v15i2.38

Abstract

The profit-sharing system has advantages with no causing the negative capital spread. The advantages of this system are the main reference for community of PT. Bank Muamalat Indonesia Tbk. (BMI) Branch Pekanbaru in developing the mudarabah financing. In the profit-sharing system, the ratio is determined at the time of making the contract based on the possibility of profit and loss. Data are collected by using interview to the informants in BMI. The collected data are analyzed in inductive method. The results show that the mudarabah financing in BMI Branch Pekanbaru does not fully apply the profit and loss sharing, but rather the revenue sharing. It means that the profit sharing is still based on the assumPT.ion of revenue. It can be illustrated that the bank can assume that someone can produce profits in a certain amount each month. This financing requires valuedly material and immaterial supports to anticipate moral hazard. The losses of mudarabah financing are fully borne by the owners of capital of BMI. Fund providers endure all the losses due to mudarabah. The losses of mudarabah financing are also charged to the customer due to customer negligence.
Asas Keadilan dan Ahli Waris Pengganti dalam Praktik Kewarisan Masyarakat berdasarkan Hukum Islam di Kecamatan Bantan Kabupaten Bengkalis Hasan Basri; Muhammad Azani
Perspektif Hukum VOLUME 17 ISSUE
Publisher : Faculty of Law Hang Tuah University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30649/ph.v17i1.56

Abstract

This article analyzes the inheritance practices carried out by the community in Bantan District, Bengkalis Regency Based on Islamic Law. The research method used is a sociological legal research that discusses the application of positive law regarding the practice of community inheritance in Bantan District, Bengkalis Regency. The results showed: a. The community in Bantan Subdistrict turned out to be wrong in understanding the principle of balanced justice which was considered to be contrary to the sense of justice for the heirs. They understand the principle of balanced justice must be in the same sense. Whereas the meaning of the principle is that each heir, both male and female, has the same rights in obtaining inheritance rights. Men get more rights which do not mean unfair, but in Islamic law it stipulates that men are responsible for the burden of the family; b. The community in Bantan District in understanding radd in Islamic law does not fully refer to the KHI which is a reference in determining the law. They divide radd based only on habits that can be shared with the heirs who want it or the mosque; c. The community in Bantan Subdistrict considers that the heirs who passed away first from the heir, cannot be replaced by the heir's child. Whereas based on Article 185 paragraph (1) the KHI position of the heir can be replaced by the offspring of both male and female.