RAHMAN HELMI
FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN ANTASARI

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ANALSISIS FAKTOR-FAKTOR YANG MEMPENGARUHI MASYARAKAT KALIMANTAN SELATAN TERHADAP PENGGUNAAN PEMBAYARAN NON TUNAI RAHMAN HELMI; ZAKI MUBARAK
At-Taradhi Jurnal Studi Ekonomi Vol 5, No 1 (2014)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v5i1.80

Abstract

Economic growth in Indonesia can not be separated from a strategic role in the payment system to support economic activities. Strategic role of the payment system in economic activities, especially to ensure the implementation of various payment transactions, is made by the public and business. The development of innovations in the payment system is a logical consequence of the growing community needs for existence of instruments and payment mechanisms that are practical, efficient, safe and comfortable. Development of Card Payment Through in South Kalimantan are still very limited in the use of ATM cards, credit cards, and debit cards. The amount of public transactions using credit cards is also relatively very small and generally only in Banjarmasin and Banjarbaru. Card payment through low usage rate is not out of the involvement of the community in adopting card payment, so it is necessary to do research on the characteristics of the community. Characteristics of the community in South Kalimantan that different from other areas will be the research target. It is because people are consumers that determine the development of non-cash payments later. This community preferences will affect the use of non-cash payment instrument towards a cashless society.
FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN KONSUMEN BERBELANJADI HYPERMART DUTA MALL BANJARMASIN RAHMAN HELMI
At-Taradhi Jurnal Studi Ekonomi Vol 6, No 2 (2015)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v6i2.719

Abstract

Abstract: The purpose of this study was to determine the effect of simultaneous cultural, social, personal, and the psychology of the consumer's decision to shop at Hypermart Duta Mall Banjarmasin, and to determine the dominant influence between the cultural, social, personal, and the psychology of the consumer's decision to shop at HypermartDuta Mall Banjarmasin.The analytical method used is multiple linear regression with SPSS.The results of the multiple linear regression analysis showed there are significant cultural, social, personal and psychological simultaneously to the consumer's decision to shop at Hypermart Duta Mall Banjarmasin, seen from the sig value obtained was 0,000.Partially there are three factors that influence the consumer's decision to shop at Hypermart Duta Mall Banjarmasin, namely, social factors, personal, and psychology.The dominant psychological factors influence the decision of consumers to shop at Hypermart Duta Mall Banjarmasin.