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Pengaruh Produk Domestik Bruto (PDB), Jumlah Bagi Hasil dan Jumlah Kantor terhadap Jumlah Deposito Muḍārabah Bank Syariah di Indonesia Periode 2011-2015 Dita Meyliana; Ade Sofyan Mulazid
Economica: Jurnal Ekonomi Islam Vol 8, No 2 (2017)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2017.8.2.1442

Abstract

This study found the influence of Gross Domestic Product (GDP), the amount of profit sharing and the number of offices to the number of muḍārabah deposits of Islamic banks in Indonesia. The data used in this research is quarterly data from 2011-2015 period. The method of analysis used in this research is Data Panel Regression Analysis by using computer program Eviews version 9.0 and Microsoft Excel 2010. The results in this study indicate that partially Gross Domestic Product (GDP), the amount of profit sharing and the number of offices have a significant influence on the amount Muḍārabah deposits. This result is evidenced by a significant value of 0.0000 that is smaller than 0.05 and has a positive direction. So the greater of GDP, number of profit sharing and the number of offices, the greater number of muḍārabah deposits of Islamic banks in Indonesia.Penelitian ini menemukan adanya pengaruh Produk Domestik Bruto (PDB), jumlah bagi hasil dan jumlah kantor terhadap jumlah deposito muḍārabah bank syariah di Indonesia. Data yang digunakan dalam penelitian ini adalah data triwulan periode 2011-2015. Metode analisis yang digunakan dalam penelitian ini adalah Analisis Regresi Data Panel dengan menggunakan program komputer Eviews versi9.0 dan Microsoft Excel 2010. Hasil dalam penelitian ini menunjukkan bahwa secara parsial Produk Domestik Bruto (PDB), jumlah bagi hasil dan jumlah kantor memiliki pengaruh signifikan terhadap jumlah deposito muḍārabah. Hasil ini dibuktikan dengan nilai signifikan sebesar 0.0000 yaitu lebih kecil dari 0.05 dan memiliki arah positif. Sehingga semakin besar PDB, jumlah bagi hasil dan jumlah kantor, maka semakin besar pula jumlah deposito muḍārabah bank syariah di Indonesia.
Analisa Pengaruh Size Perusahaan, Capital Adequacy Ratio (CAR), Non Perfoming Financing (NPF), Return On Asset (ROA), Financing Deposit Ratio (FDR) Terhadap Pengungkapan Corporate Social Responsibility (CSR) Bank Umum Syariah di Indonesia Periode 2012-201 Ade Sofyan Mulazid
HUMAN FALAH: Jurnal Studi Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam | Vol. 4 | No. 1 | 2017
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Abstract This study aimed to analyze the influence SizePerusahaan, Capital Adequacy Ratio (CAR), non performing Financing (NPF), Return on Assets (ROA), Financing to Deposit Ratio (FDR) on the disclosure of Corporate Social Responsibility (CSR) Islamic Banks in Indonesia period 2012- 2015. Corporate Social Responsibility (CSR) is a form of the company in its operations by focusing on economy, society and environment. The sample in this study amounted to 11 public Islamic Bank in this Indonesia.Penelitian panel regression analysis method. The model chosen in this study is the fixed effect model (fixed effect). Based on the analysis that has been done in getting results simultaneously all the independent variables are the size of the Bank, Capital Adequacy Ratio (CAR), non performing Financing (NPF), Return on Assets (ROA), Financing to Deposit Ratio (FDR) which affect the disclosure of CSR. However, the size of the company and Financing to Deposit Ratio (FDR) affect the Bank's CSR disclosure. Capital adequacy ratio (CAR), Non Performing Financing (NPF), return on assets (ROA) has no effect on the disclosure of CSR.  Keyword: Corporate Social Responsibility (CSR), Size, Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), Return On Assets (ROA), Financing to Deposite Ratio (FDR). 
Penyelesaian Sengketa Bisnis Syariah: Penguatan Regulasi untuk Kepastian Hukum Surat Berharga Syariah Negara di Indonesia Ade Sofyan Mulazid
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 5, No 02 (2021): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (277.423 KB) | DOI: 10.30868/ad.v5i02.1680

Abstract

This study aims to determine and analyze the balance of disputes over Sharia Securities (SBSN) as an effort to ensure legal and other regulations that provide opportunities for sharia economic development, especially SBSN. This study uses a normative juridical method with a qualitative approach. The results of the study show that the Supreme Court Regulation Number 14 of 2016 concerning Procedures for Settlement of Sharia Economic Cases and Supreme Court Regulation Number 2 of 2015 concerning Procedures for Simple Lawsuits strongly support the regulation of SBSN legal certainty in Indonesia. Apart from litigation, SBSN disputes can also be pursued through non-litigation channels according to Law Number 30 of 1999 concerning Arbitration and Alternative Dispute Resolution.
The Effect of Marketing Mix, Brand Image, and Service Quality on Customer Loyalty In Bank BNI Syariah Ade Sofyan Mulazid; Ligar Fadilah; Yunia Silvia Sesunan
International Journal of Islamic Business and Economics (IJIBEC) Vol. 2 No. 2 (2018): IJIBEC VOLUME 2 NO. 2 DECEMBER 2018
Publisher : Faculty of Islamic Economics and Business of UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v2i2.1370

Abstract

The objective of research was to find out the effect of marketing mix, brand image, and service quality on customer loyalty in Fatmawati Branch of Bank BNI Syariah. Data employed in this research was primary one; data collection was carried out using questionnaire distributed directly with random sampling method; the object of research was customers of Bank BNI Syariah. This research was expected to contribute to the bank, particularly Fatmawati Branch of Bank BNI Syariah, in order to give good service to their customers. The result of research showed that marketing mix, brand image, and service quality affected positively and significantly the customer loyalty in Fatmawati Branch of Bank BNI Syariah either partially or simultaneously.
Juridical Study of The Development of Islamic Banking Law and Its Implications for Islamic Bank Products Ade Sofyan Mulazid
JURNAL ILMIAH MIZANI: Wacana Hukum, Ekonomi, dan Keagamaan Vol 9, No 2 (2022)
Publisher : Fakultas Syariah UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/mzn.v9i2.7701

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This study aims to analyze the development of Islamic banking law and its implications for the development of Islamic banking products. The researcher examined the significance of changes in laws related to Islamic banking for regulatory development and their implications for the development of Islamic banking institutions and products using a juridical-normative approach. This research includes literature research with a normative approach. The data collection technique used in the study is documentation techniques. Meanwhile, the data analasis technique used is induction technique with a qualitative approach. The results of the study show that changes in the law on Islamic banking have had a significant effect on the development of Islamic banking regulations in Indonesia. The implementation of Law Number 21 of 2008 concerning Sharia Banking is expected to answer some of the problems and doubts regarding the direction of development of Islamic banking in the future, including the direction of legal developments governing Islamic banking activities. With the enactment of Islamic banking regulations spread across sharia banking laws and regulations, the compilation of sharia economic law and fatwa dsn-mui as the legal basis for Islamic banking activities in Indonesia, it is expected to have implications for increasing the market share of Islamic banking and service networks and being able to encourage the development of Islamic banking products. The implications of this research are expected to develop knowledge in the field of legal politics and laws and regulations in the fields of economics and business. In addition, it is hoped that it can be useful for the fulfillment of human life celebrations related to aspects of structuring collective life, including developing an appreciation of legal and unlawful politics. Penelitian ini, bertujuan untuk menganalisis perkembangan hukum perbankan syariah dan implikasinya terhadap pengembangan produk-produk perbankan syariah. Peneliti mengkaji signifikansi perubahan undang-undang terkait perbankan syariah bagi perkembangan regulasi dan implikasinya terhadap pengembangan institusi dan produk-produk perbankan syariah menggunakan pendekatan yuridis-normatif. Penelitian ini termasuk penelitian kepustakaan dengan pendekatan normatif. Tehnik pengumpulan data yang digunakan dalam penelitian adalah tehnik dokumentasi. Sedangkan tehnik analasis data yang digunakan adalah tehnik induksi dengan pendekatan kualitatif. Hasil dari penelitian menunjukkan bahwa perubahan undang-undang tentang perbankan syariah, telah berpengaruh secara signifikan bagi perkembangan regulasi perbankan syariah di Indonesia. Implementasi Undang-Undang Nomor 21 Tahun 2008 tentang Perbankan Syariah, diharapkan dapat menjawab sebagian persoalan dan keragu-raguan mengenai arah perkembangan perbankan syariah ke depan, termasuk arah perkembangan hukum yang mengatur kegiatan perbankan syariah. Dengan diberlakukannya regulasi perbankan syariah yang tersebar dalam Peraturan Perundang-undangan Perbankan Syariah, Kompilasi Hukum Ekonomi Syariah dan Fatwa DSN-MUI sebagai landasan hukum bagi kegiatan perbankan syariah di Indonesia, diharapkan dapat berimplikasi terhadap peningkatkan pangsa pasar perbankan syariah dan jaringan pelayanan serta mampu mendorong perkembangan produk perbankan syariah. Implikasi penelitian ini, diharapkan dapat mengembangkan pengetahuan di bidang politik hukum dan peraturan perundang-undangan dalam bidang ekonomi dan bisnis. Selain itu, diharapkan dapat berguna bagi pemenuhan hajat hidup manusia berkenaan dengan aspek penataan kehidupan kolektif termasuk mengembangkan apresiasi terhadap politik hukum dan peraturan perundang-undangan, khususnya perbankan syariah.
PERAN STRATEGIS KEMENTERIAN SOSIAL BAGI PENGUATAN PROGRAM BANTUAN PANGAN NON-TUNAI PASCA COVID-19 Fatmawati Fatmawati; Ade Sofyan Mulazid
EMPATI: Jurnal Ilmu Kesejahteraan Sosial Vol 13, No 1 (2024): Empati Edisi Juni 2024
Publisher : Social Welfare Study Program

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/empati.v13i1.38166

Abstract

Abstract. This research aims to evaluate the implementation of the post-COVID-19 non-cash food assistance (BPNT) policy and analyze whether the distribution process carried out by the Ministry of Social Affairs is running according to procedures. Apart from that, the inhibiting and supporting factors for the BPNT distribution process were also analyzed. This research uses qualitative descriptive. Research informants consisted of bureaucrats, policy makers and beneficiary communities. The research results show that the government through the Ministry of Social Affairs has a strategic role in dealing with social problems, including the family hope program, financial support, direct financial support to village treasuries, social support to fulfil basic needs in the Jabodetabek area, pre-employment cards, basic food cards, and electricity subsidies. Policy implementers fail to comply with policy standards and objectives by intentionally violating procedures that benefit certain individuals for personal gain. The obstacles to this program are that policy implementation does not run smoothly, because several names of beneficiaries are not included in the Integrated Social Welfare Data (DTKS), incorrect redistribution of benefits, and inappropriate benefits and use of aid. funds are inaccurate. not used to buy necessities. This program is supported by strict monitoring and evaluation by the government so that it can minimize problems in the beneficiary communities. The theoretical implications of this research will contribute to the development of literature to examine the strategic role of the Ministry of Social Affairs and the implementation of the BPNT program to explain preventive and supportive factors after COVID-19. In practice, it can also provide consideration to the Ministry of Social Affairs, especially the Director General of Social Protection and Security when preparing a strategy for implementing the BPNT program.Keywords: Strategic Role, Food Assistance, Economic Recovery, COVID-19 Pandemic. Abstrak. Penelitian ini bertujuan untuk mengevaluasi implementasi kebijakan bantuan pangan non-tunai (BPNT) pasca COVID-19 dan menganalisis proses penyaluran yang dilakukan Kementerian Sosial apakah berjalan sesuai prosedur. Selain itu juga dianalisis faktor penghambat dan pendukung proses penyaluran BPNT. Penelitian ini, menggunakan deskriptif kualitatif. Informan penelitian ini terdiri dari birokrat, pengambil kebijakan, dan masyarakat penerima manfaat. Hasil penelitian menunjukkan bahwa pemerintah melalui Kementerian Sosial mempunyai peran strategis dalam menangani permasalahan sosial antara lain program keluarga harapan, dukungan dana, dukungan keuangan langsung ke kas desa, dukungan sosial pemenuhan kebutuhan dasar di wilayah Jabodetabek, kartu prakerja, kartu sembako, dan subsidi listrik. Pelaksana kebijakan gagal mematuhi standar dan tujuan kebijakan dengan sengaja melanggar prosedur yang menguntungkan individu tertentu demi keuntungan pribadi. Hambatan program ini adalah implementasi kebijakan tidak berjalan lancar, karena beberapa nama penerima manfaat tidak terdapat dalam Data Terpadu Kesejahteraan Sosial (DTKS), redistribusi manfaat yang tidak tepat, dan manfaat serta penggunaan bantuan yang tidak tepat. dana tidak akurat. tidak digunakan membeli kebutuhan pokok. Program tersebut didukung dengan monitoring dan evaluasi yang ketat oleh pemerintah sehingga dapat meminimalisir permasalahan masyarakat penerima manfaat. Implikasi penelitian ini secara teoritis akan memberikan kontribusi terhadap pengembangan literatur untuk mengkaji peran strategis Kementerian Sosial dan pelaksanaan program BPNT untuk menjelaskan faktor preventif dan supportif pasca COVID-19. Dalam praktiknya juga bisa memberikan pertimbangan kepada Kementerian Sosial, khususnya Dirjen Perlindungan dan Jaminan Sosial ketika menyiapkan strategi implementasi program BPNT.Kata Kunci: Peran Strategis, Bantuan Pangan, Pemulihan Ekonomi, Pandemi COVID-19.