Claim Missing Document
Check
Articles

Found 4 Documents
Search

Etika Kegiatan Produksi: Perspektif Etika Bisnis Islam Ahmad Suminto
Islamic Economics Journal Vol 6, No 1 (2020)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (296.817 KB) | DOI: 10.21111/iej.v6i1.4387

Abstract

In principle, production activities are bound to the level of Islamic moral and technical values, especially on the quality aspects of products. The values cover all activities during organizing production factors, choosing materials for production, production processes, quality assurance (quality), marketing, service and customer care. This guidance is not only for obeying the commands and prohibitions of Allah and His Messenger but also improving a better understanding throughout practising these moral values. This research uses a library research method with a descriptive-analytic qualitative approach, which explains and illustrates the object of research and then analyses it from the perspective of business ethics in Islam. The analysis technique is the content analysis method which contains the methods of induction, deduction, and comparison. This study aims to uncover the Ethics of Production in Islam: Perspective of Islamic Business Ethics with various case studies and information on events that the author gets. The results show that Muslim producers should consider two principles as an ethical foundation in production activities and to be in harmony with maqasid shariah. First: producing in halal circles, Islam firmly classifies goods (sil’ah) or commodities into two categories. The goods are called al-Qur’an with tayyibat, i.e. goods that are legally halal consumed and produced. Khaba'ith, i.e. goods that are legally haram consumed and produced. Second, the protection of natural resources without damaging the environment.
Muslim Entrepreneur Business Strategy in the Covid-19 Pandemic Era Nur Kasanah; Ahmad Suminto
Journal of Islamic Economics (JoIE) Vol 2, No 2 (2022)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v2i2.5108

Abstract

The Covid-19 pandemic that has hit the whole world, including Indonesia, has changed people's habits and lifestyles. The implementation of social distancing, which requires people to maintain a safe distance, has a significant impact on business transactions both on a large industrial scale and entrepreneurial businesses. Many shopping centers are closed, market demand is declining, and business activities are no longer operating as usual. Indonesia, as a country with a majority Muslim population, needs Muslim entrepreneurs' role. In this situation, Muslim entrepreneurs need to rack their brains so that the business remains stable when demand declines. This article aims to analyze the business strategies carried out by Muslim entrepreneurs to survive and grow during this Covid-19 pandemic. This qualitative descriptive research methodology using a phenomenology approach shows the results that the efforts made include: believing the concept of work is worship and sustenance is a quota that must be picked up, innovating and diversifying products according to trends that are needed by the community, maintaining customer loyalty, being adaptive to technological developments and regulations, collaborating with third parties—and increasing social sensitivity through philanthropic activities, both donations and zakat, infaq, and alms so that the affected community can be helped and the economy will continue.Pandemi Covid-19 yang melanda seluruh dunia termasuk Indonesia merubah kebiasaan dan gaya hidup masyarakat. Penerapan social distancing yang mengharuskan masyarakat menjaga jarak aman, berimbas pada transaksi bisnis secara signifikan baik pada skala industi besar maupun usaha mandiri/ wirausaha. Banyak pusat perbelanjaan ditutup, permintaan pasar menurun dan aktivitas bisnis tidak lagi beroperasi seperti biasanya. Indonesia sebagai negara dengan mayoritas jumlah penduduk beragama Islam, tentu peran wirausaha muslim sangat dibutuhkan. Dalam situasi ini pelaku wirausaha muslim perlu memutar otak agar bisnis tetap stabil saat permintaan sedang menurun. Artikel ini bertujuan untuk menganalisis strategi bisnis yang dilakukan wirausahawan muslim untuk tetap bertahan dan bertumbuh di masa pandemi Covid-19 ini. Penelitian yang menggunakan metodologi penelitian kualitatif dengan pendekatan fenomenologi ini menunjukkan hasil penelitian bahwa upaya yang dilakukan antara lain: meyakini konsep kerja adalah ibadah dan rezeki adalah jatah yang harus dijemput, melakukan inovasi dan diversifikasi produk sesuai tren yang dibutuhkan masyarakat, menjaga loyalitas pelanggan, adaptif dengan perkembangan teknologi dan regulasi, melakukan kerjasama dengan pihak ketiga dan meningkatkan kepekaan sosial melalui kegiatan filantropi baik donasi maupun zakat, infak dan sedekah agar masyarakat terdampak bisa terbantu dan roda perekonomian tetap berjalan.
Etika Kegiatan Produksi: Perspektif Etika Bisnis Islam Ahmad Suminto
Islamic Economics Journal Vol. 6 No. 1 (2020)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (296.817 KB) | DOI: 10.21111/iej.v6i1.4387

Abstract

In principle, production activities are bound to the level of Islamic moral and technical values, especially on the quality aspects of products. The values cover all activities during organizing production factors, choosing materials for production, production processes, quality assurance (quality), marketing, service and customer care. This guidance is not only for obeying the commands and prohibitions of Allah and His Messenger but also improving a better understanding throughout practising these moral values. This research uses a library research method with a descriptive-analytic qualitative approach, which explains and illustrates the object of research and then analyses it from the perspective of business ethics in Islam. The analysis technique is the content analysis method which contains the methods of induction, deduction, and comparison. This study aims to uncover the Ethics of Production in Islam: Perspective of Islamic Business Ethics with various case studies and information on events that the author gets. The results show that Muslim producers should consider two principles as an ethical foundation in production activities and to be in harmony with maqasid shariah. First: producing in halal circles, Islam firmly classifies goods (sil’ah) or commodities into two categories. The goods are called al-Qur’an with tayyibat, i.e. goods that are legally halal consumed and produced. Khaba'ith, i.e. goods that are legally haram consumed and produced. Second, the protection of natural resources without damaging the environment.
Analysis of the Islamic Banking Performance Using Sharia Conformity and Net Profitability Index Model Faris Daffa’ Rosyiid; Ahmad Suminto; Naahilah Hunafaa' Al-Qudsy
Journal of Economics, Law, and Humanities Vol. 4 No. 1 (2025): Economics, Law, and Humanities
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/jelhum.v4i1.4571

Abstract

Sharia Commercial Bank is a financial institution based on Islamic principles. Mainly, measuring banking performance uses financial ratios, including financial performance in Sharia banking. For this reason, an analysis is needed to measure the level of Sharia compliance without ignoring profitability gains. The Sharia Conformity and Profitability (SCnP) model is an analytical method used to measure the performance of Islamic Banks, and it is suitable and relevant. Sharia conformity aims to evaluate the extent of Sharia banking activities. The quantitative research uses secondary data to examine eight Islamic commercial banks listed by OJK in Indonesia from 2019 to 2023. The collection technique uses documentation from the annual report of Sharia commercial bank, a statistical report obtained from the bank's official website. The data analysis technique uses the SCnP model, which Kuppusamy initiated. Sharia conformity is measured using Sharia Investment, Income, and Profit Sharing Ratio. Meanwhile, measuring profitability uses ROA, ROE, and NPM indicators. The research results show that Sharia Commercial Banks' performance is measured using the SCnP model and divided into four quadrants. The results obtained show that Bank BCAS and BNTBS occupy the Upper Right Quadrant position; Bank BSI, BJBS, and BRKS occupy the upper left quadrant position; BPDS Bank occupies the Lower Right Quadrant position; and Bank BMI and BSB occupy the Lower Left Quadrant position. Future researchers are advised to develop research on assessing the financial performance of Islamic banks using the latest research methods, such as measuring the Banking Islamicity Index, the Maqashid Syariah Index, and the real sector financial performance Index.