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Etika Kegiatan Produksi: Perspektif Etika Bisnis Islam Ahmad Suminto
Islamic Economics Journal Vol 6, No 1 (2020)
Publisher : University of Darussalam Gontor

In principle, production activities are bound to the level of Islamic moral and technical values, especially on the quality aspects of products. The values cover all activities during organizing production factors, choosing materials for production, production processes, quality assurance (quality), marketing, service and customer care. This guidance is not only for obeying the commands and prohibitions of Allah and His Messenger but also improving a better understanding throughout practising these moral values. This research uses a library research method with a descriptive-analytic qualitative approach, which explains and illustrates the object of research and then analyses it from the perspective of business ethics in Islam. The analysis technique is the content analysis method which contains the methods of induction, deduction, and comparison. This study aims to uncover the Ethics of Production in Islam: Perspective of Islamic Business Ethics with various case studies and information on events that the author gets. The results show that Muslim producers should consider two principles as an ethical foundation in production activities and to be in harmony with maqasid shariah. First: producing in halal circles, Islam firmly classifies goods (sil’ah) or commodities into two categories. The goods are called al-Qur’an with tayyibat, i.e. goods that are legally halal consumed and produced. Khaba'ith, i.e. goods that are legally haram consumed and produced. Second, the protection of natural resources without damaging the environment.

Intervensi Harga Produk Sekunder Pada Masa Pandemi Covid-19 Perspektif Islam Nafilatur Rohmah; Meichio Lesmana; Ahmad Suminto
Islamic Economics Journal Vol 7, No 1 (2021)
Publisher : University of Darussalam Gontor

Islam applies freedom in the market mechanism on condition that it does not conflict with the values and principles of sharia. In the condition of the Covid-19 pandemic facing the world, especially Indonesia, the government must intervene in prices for internet data product prices because the PSBB policy implemented by the government to break the chain of spread of Covid-19 has a significant impact on public opinion, especially for the lower middle class. In addition, this policy will make the demand for internet data quite high while government subsidies cannot accommodate the community's need for internet data. The purpose of this study was to determine the Intervention of Secondary Product Prices during the Covid-19 Pandemic Period from an Islamic Perspective. The research used in this research is library research. The high market demand for the internet and the decline in people's incomes make the price of internet data difficult to reach by all levels of society, this requires the role of the government. the government can make decisions or regulations regarding the maximum limit for internet data prices during this pandemic period so that the selling price can be reached by all circles of society and still provide profits or profits for the seller or producer.

The Effectiveness of Instagram Social Media as an Effort to Improve the Quality of Tax Services in the COVID-19 Pandemic in KPP Pratama Ponorogo Ahmad Suminto; Afif Al Farizi; Nur Kasanah; Meichio Lesmana; Rofi Muzaki
Al Tijarah Vol 7, No 1 (2021)
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v7i1.5563

Abstract Social Media is media created to facilitate social interaction that is interactive or two way. Social media is based on internet technology that changes the pattern of information dissemination from previously one to many audiences. The purpose of this study is to provide knowledge about how the effectiveness of Instagram social media as an effort to improve the quality of public services during the COVID-19 pandemic. The research method used is qualitative by analyzing content or content based on discourse analysis. The data source is taken from Ponorogo KPP Primary by analyzing the contents of existing content on Instagram social media accounts. The results of this study are that every institution or government agency that has social media such as Instagram on the Ponorogo KPP must pay attention to indicators of measuring service quality, so that in the midst of the pandemic COVID-19 can run effectively and efficiently.

PENGARUH PROMOSI MEDIA SOSIAL DAN WORD OF MOUTH (WOM) TERHADAP KEPUTUSAN PEMBELIAN KONSUMEN (STUDI DI TOKO BUKU LA TANSA GONTOR) Mufti Afif; Ahmad Suminto; Aulia Fathan Mubin
Journal of Islamic Economics (JoIE) Vol 1, No 2 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

The purpose of this study was to determine the effect of social media promotion (online) and Word of Mouth (WOM) on consumer purchasing decisions at La Tansa Gontor Bookstore. This research is a quantitative research with data sources obtained from primary data in the form of the results of respondents' answers to La Tansa Gontor Bookstore consumers, and secondary data in the form of written information from the web and social media. Questionnaire data was collected using random sampling technique, with an infinite number of populations. The sample used is 300 respondents. The results showed: 1) Social media promotion (online) had a positive and significant effect on consumer purchasing decisions at La Tansa Gontor Bookstore, this was because the social media admin of La Tansa Gontor Bookstore provided good and interesting and responsive information so that it could influence consumers. to make consumer purchasing decisions. 2) Word of Mouth (WOM) has a positive and significant effect on purchasing decisions because consumers are satisfied with the service and product quality offered.Tujuan dalam penelitian ini untuk mengetahui pengaruh promosi media sosial (online) dan Word of Mouth (WOM) terhadap keputusan pembelian konsumen Toko Buku La Tansa Gontor. Penelitian ini merupakan penelitian kuantutatif dengan sumber data diperoleh dari data primer berupa hasil jawaban responden konsumen Toko Buku La Tansa Gontor, dan data sekunder yang berupa informasi tertulis dari web dan media sosial. Pengumpulan data angket dilakukan dengan teknik random sampling, jumlah populasi yang tak terhingga. Sampel yang digunakan 300 responden. Hasil penelitian menunjukkan: 1)Promosi media sosial (online) berpengaruh positif dan signifikan terhadap keputusan pembelian konsumen Toko Buku La Tansa Gontor, hal ini disebabkan karena admin media sosial Toko Buku La Tansa Gontor memberikan informasi yang baik dan menarik serta responsif sehingga dapat mempengaruhi konsumen untuk melakukan keputusan pembelian konsumen. 2)Word of Mouth (WOM) berpengaruh positif dan signifikan terhadap keputusan pembelian karena konsumen mnyatakan puas dengan pelayanan dan kualitas produk yang ditawarkan.

CORPORATE SOCIAL RESPONSBILITY (CSR) DAN ISLAMIC BANKING - SERVICE QUALITY (IB-SQ) SEBAGAI UPAYA PENGUATAN BRAND IMAGE DI LEMBAGA PERBANKAN SYARIAH Ahmad Suminto; Nur Kasanah
WADIAH Vol. 5 No. 1 (2021): Wadiah : Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

This library research method with a descriptive-analytic qualitativeapproach, aims to explain the urgency of Corporate Social Responsibility(CSR) and Islamic Banking - Service Quality (IB-SQ) as Efforts toStrengthen Brand Image in Islamic Banking Institutions. The resultsindicate that, the implementation of Corporate Social Responsibility (CSR)in Islamic banking institutions is a long-term investment, because theimplementation of the Corporate Social Responsibility (CSR) program willhave a positive impact not only on banking operations, but on thecontinuity of existence in future. Second, IB-SQ (Islamic Banking ServiceQuality) is the quality of service for Islamic banking in Indonesia whichcombines the term IB (Islamic Bank) with the term BSQ (Bank ServiceQuality) to identify service quality for the banking sector, so that the termIB-SQ is used for reflect the service quality and brand image for Islamicbanking in Indonesia.

PRAKTIK MONKEY BUSINESS PADA TRANSAKSI JUAL BELI PERSPEKTIF HUKUM ISLAM (STUDI KASUS DI KABUPATEN PONOROGO) Monkey Business Practices On Transactions The Perspective Of Islamic Law (Case Study In Ponorogo District) Andilala Mansur, S.H., M.E; Ahmad Suminto, S.H., M.E
Qawanin: Jurnal of Economic Syaria Law Vol 5 No 2 (2021): Desember
Publisher : Fakultas Syariah IAIN Kediri

Penelitian ini bertujuan untuk mengungkap praktik monkey business pada transaksi jual beli, dengan sub-fokus penelitian, praktik monkey business pada akad transaksi jual beli, dan perspektif hukum Islam terhadap penetapan harga transaksi jual beli pada praktik monkey business. Metode penelitian atau pendekatan yang digunakan adalah kualitatif pendekatan studi kasus. Pengumpulan data menggunakan teknik observasi, wawancara mendalam, dan dokumentasi. Dalam penelitian ini penulis menggunakan analisa data kualitatif, yaitu analisa yang digambarkan dengan kalimat yang bersifat khusus atau faktor-faktor yang khusus dan peristiwa-peristiwa yang konkrit, yang kemudian digeneralisasikan satu kesimpulan yang bersifat umum. Hasil penelitian menunjukkan bahwa, pertama: tidak semua pedagang yang menjual dagangan yang booming, seperti penjual batu akik di Kabupaten Ponorogo melakukan pelambungan harga dalam akad jual belinya. Penjual yang tidak melakukan praktik monkey business atau pelambungan harga maka akad jual belinya sesuai dengan hukum Islam. Pada jual beli yang mengandung pelambungan harga jelas tidak sesuai hukum Islam, karena dalam Islam tindakan melambungkan harga secara zalim sangat dilarang keras dan termasuk dalam praktik jual beli najasy. Kedua: penetapan harga dalam praktik jual beli batu akik di Kabupaten Ponorogo tidak secara adil, karena tidak terbentuk melalui penawaran dan permintaan, tidak ada standar harga, dan juga tidak berdasarkan kategori kualitas dan motif batu akik. Hasil temuan atas penetapan harga dalam monkey business pada jual beli louhan, aglonema, anthurium, batu akik, dan tanaman janda bolong tidak secara adil dan alami, karena tidak terbentukmelalui penawaran dan permintaan.This study aims to reveal monkey business practices in buying and selling transactions, with a sub-focus of research, monkey business practices in buying and selling transaction contracts, and the perspective of Islamic law on pricing of buying and selling transactions in monkey business practices. The research method or approach used is a qualitative case study approach. Collectingdata using observation techniques, in-depth interviews, and documentation. In this study, the authors used qualitative data analysis, which is the analysis described by specific sentences or specific factors and concrete events, which then generalized a general conclusion. The results showed that, first: not all traders who sell booming merchandise, such as agate sellers in Ponorogo Regency, do price increases in their sale and purchase contracts. Sellers who do not practice monkey business or price tagging are in accordance with Islamic law. The sale and purchase that contains price hikes is clearly not in accordance with Islamic law, because in Islam the act of inflating prices unjustly is strictly prohibited and is included in the practice of najasy buying and selling. Second: the price fixing in the practice of buying and selling agate in Ponorogo Regency is not fair, because it is not formed through supply and demand, there is no standard price, nor is it based on quality categories and agate motifs. The findings on price fixing in monkey business on the sale and purchase of flowerhorns, aglonema, anthurium, agate, and widow bolong plants are not fair and natural, because they are not formed through supply and demand.

Muslim Entrepreneur Business Strategy in the Covid-19 Pandemic Era Nur Kasanah; Ahmad Suminto
Journal of Islamic Economics (JoIE) Vol 2, No 2 (2022)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v2i2.5108

The Covid-19 pandemic that has hit the whole world, including Indonesia, has changed people's habits and lifestyles. The implementation of social distancing, which requires people to maintain a safe distance, has a significant impact on business transactions both on a large industrial scale and entrepreneurial businesses. Many shopping centers are closed, market demand is declining, and business activities are no longer operating as usual. Indonesia, as a country with a majority Muslim population, needs Muslim entrepreneurs' role. In this situation, Muslim entrepreneurs need to rack their brains so that the business remains stable when demand declines. This article aims to analyze the business strategies carried out by Muslim entrepreneurs to survive and grow during this Covid-19 pandemic. This qualitative descriptive research methodology using a phenomenology approach shows the results that the efforts made include: believing the concept of work is worship and sustenance is a quota that must be picked up, innovating and diversifying products according to trends that are needed by the community, maintaining customer loyalty, being adaptive to technological developments and regulations, collaborating with third parties—and increasing social sensitivity through philanthropic activities, both donations and zakat, infaq, and alms so that the affected community can be helped and the economy will continue.Pandemi Covid-19 yang melanda seluruh dunia termasuk Indonesia merubah kebiasaan dan gaya hidup masyarakat. Penerapan social distancing yang mengharuskan masyarakat menjaga jarak aman, berimbas pada transaksi bisnis secara signifikan baik pada skala industi besar maupun usaha mandiri/ wirausaha. Banyak pusat perbelanjaan ditutup, permintaan pasar menurun dan aktivitas bisnis tidak lagi beroperasi seperti biasanya. Indonesia sebagai negara dengan mayoritas jumlah penduduk beragama Islam, tentu peran wirausaha muslim sangat dibutuhkan. Dalam situasi ini pelaku wirausaha muslim perlu memutar otak agar bisnis tetap stabil saat permintaan sedang menurun. Artikel ini bertujuan untuk menganalisis strategi bisnis yang dilakukan wirausahawan muslim untuk tetap bertahan dan bertumbuh di masa pandemi Covid-19 ini. Penelitian yang menggunakan metodologi penelitian kualitatif dengan pendekatan fenomenologi ini menunjukkan hasil penelitian bahwa upaya yang dilakukan antara lain: meyakini konsep kerja adalah ibadah dan rezeki adalah jatah yang harus dijemput, melakukan inovasi dan diversifikasi produk sesuai tren yang dibutuhkan masyarakat, menjaga loyalitas pelanggan, adaptif dengan perkembangan teknologi dan regulasi, melakukan kerjasama dengan pihak ketiga dan meningkatkan kepekaan sosial melalui kegiatan filantropi baik donasi maupun zakat, infak dan sedekah agar masyarakat terdampak bisa terbantu dan roda perekonomian tetap berjalan.

Factors that Influence of Behavior to Contribution in Islamic Peer-to-Peer Lending with PLS-SEM Approach: Empirical Studies in Indonesia Azidni Rofiqo; Ahmad Suminto; Daud Sukoco; M. Ali Ramadhan; Diyan Novita Sari
Journal of Islamic Economics Lariba Vol. 8 No. 1 (2022)
Publisher : Department of Islamic Economics, Islamic University of Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol8.iss1.art5

This study aims to develop a Theory of Planned Behavior by analyzing the factors that influence customers to contribute to Islamic P2P lending customers. This study uses a partial least squares structural equation model (PLS-SEM) analysis with 120 respondents. The number of respondents is determined by the five rules of thumb approach, while data collection is done by purposive sampling. This research was conducted for one year, namely in 2021-2022 with the provision that the sample was customers of Islamic P2P lending in Indonesia. The results of the study revealed that attitude, subjective norm and perceived behavior control had a significant positive effect on the intention to contribute to Islamic P2P lending. While piety and intention have a significant positive effect on behavior to contribute to Islamic P2P lending in Indonesia. The results of this study contribute to the development of the theory of planned behavior (TPB), more extensive research is needed such as research in countries that are members of the OIC to validate these results. Keywords: Muslim Behavior, Islamic Peer-to-Peer Landing, Financial Technology

Dualisme Akad Ijarah Dan Ijarah Muntahiyah Bit-Tamlik (IMBT) Perspektif Fiqh Muamalah Sisminawati Sisminawati; Ahmad Suminto
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Publisher : Universitas Muhammadiyah Ponorogo

he reality of practice in the field regarding ijarah financing contracts and ijarah vomitiyah bit-Tamlik differs from the basic theory, namely fiqh muamalah. So this article tries to recite or dialogue fiqh muamalah theory about the concept of lease with the reality of applications that occur in Islamic financial institutions. In this study, the author calls the dualism of the ijarah contract and the Ijarah Muntahiyah Bit-Tamlik (IMBT) fiqh muamalah perspective. The writing method in this study is a combination of two writing methods (mix method), namely library research and field studies (file research), with a descriptive-analytic qualitative approach. The literature study is carried out by collecting data on the thoughts and opinions of experts (experts) in several books in the library. Meanwhile, field studies are carried out through interviews and observations in Islamic financial institutions, as related objects. The results of this study indicate that ijarah Muntiyah bit-Tamlik (IMBT) is a kind of combination between a sale and purchase contract and a lease or more precisely a lease agreement which ends with the ownership of the goods in the hands of the lessee. In the IMBT contract there is a lease-purchase contract, there have been two transactions or contracts in one transaction. Because in practice payments made during the installment period can change function. If the buyer cannot pay off the installments, then the payment functions as a rent but if he is able to pay it off, it serves as a sale and purchase price.

Etika Kegiatan Produksi: Perspektif Etika Bisnis Islam Ahmad Suminto
Islamic Economics Journal Vol. 6 No. 1 (2020)
Publisher : University of Darussalam Gontor

In principle, production activities are bound to the level of Islamic moral and technical values, especially on the quality aspects of products. The values cover all activities during organizing production factors, choosing materials for production, production processes, quality assurance (quality), marketing, service and customer care. This guidance is not only for obeying the commands and prohibitions of Allah and His Messenger but also improving a better understanding throughout practising these moral values. This research uses a library research method with a descriptive-analytic qualitative approach, which explains and illustrates the object of research and then analyses it from the perspective of business ethics in Islam. The analysis technique is the content analysis method which contains the methods of induction, deduction, and comparison. This study aims to uncover the Ethics of Production in Islam: Perspective of Islamic Business Ethics with various case studies and information on events that the author gets. The results show that Muslim producers should consider two principles as an ethical foundation in production activities and to be in harmony with maqasid shariah. First: producing in halal circles, Islam firmly classifies goods (sil’ah) or commodities into two categories. The goods are called al-Qur’an with tayyibat, i.e. goods that are legally halal consumed and produced. Khaba'ith, i.e. goods that are legally haram consumed and produced. Second, the protection of natural resources without damaging the environment.

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