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All Journal KEUNIS Al Maal: Journal of Islamic Economics and Banking Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Pustaka Aktiva : Pusat Akses Kajian Akuntansi, Manajemen, Investasi, dan Valuta Sinergi International Journal of Accounting and Taxation

Jati Handayani

Politeknik Negeri Semarang

Author-ID : 2689687

Humanities Economics, Econometrics & Finance Education Health Professions Public Health

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Articles

Analisis Pengaruh Perilaku Konsumtif, Motivasi, Kelompok Referensi dan Kualitas Layanan Terhadap Keputusan Menabung Melina Agustina Rahayu; Mustika Widowati; Jati Handayani
Al Maal: Journal of Islamic Economics and Banking Vol 2, No 2 (2021)
Publisher : Prodi Perbankan Syariah FAI UMT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/almaal.v2i2.3201

This study analyze and obtain empirical evidence about the effect of Consumptive Behavior, Motivation, Reference Group and Service Quality on the Decisions of Saving at PT Bank Tabungan Negara (BTN) Branch Office Sharia Semarang either simultaneously or partially. The population of this research is the customers of PT Bank Tabungan Negara (BTN) Branch Office Sharia Semarang. Sample technique used is purposive sampling and accidental sampling technique, there are 135 respondents who meet the criteria. The analysis model used in this study is a multiple linier regression analysis model. The analysis technique uses F test, Determination Coefficient Test (R2), and t test which is processed using SPSS 16 program. The results of proving the hypothesis and discussion in this study indicate that (1) Consumptive Behavior, Motivation, Reference Group and Service Quality simultaneously have a significant impact on saving decisions (2) Consumptive Behavior partially has no significant effect on saving decisions. (3) Motivation partially has a significant effect on saving decisions. (4) The reference group partially does not significantly influence on saving decisions. (5) Service quality partially has significant effect on savinng decisions.

PENGARUH KUALITAS LAYANAN, KUALITAS PRODUK, DAN HARGA TERHADAP KEPUASAN NASABAH KREDIT SERBA BISA PADA PD. BPR BKK KOTA SEMARANG PERIODE JUNI 2019 Ika Puspita Ardani; Jati Handayani
KEUNIS Vol 8, No 1 (2020): JANUARI 2020
Publisher : FInance and Banking Program, Accounting Department, Politeknik Negeri Semarang

This purpose of this research is to analyze the effect of service quality, product quality, and price on customer satisfaction of Credit Serba Bisa at PD. BPR BKK Kota Semarang Period June 2019. This research is a causal applied quantitative research. The types of data used in this study are primary and secondary. Methods of data collection using questionnaires, interviews, and observation. The sampling technique used was purposive sampling technique with a sample of 100 respondents. Data testing methods used in this study are validity test, reliability test, normality test, multicollinearity test, heteroscedasticity test, autocorrelation test, multiple linear regression test, F test, t test, test the coefficient of determination R2 which shows can be used to measure customer satisfaction. The analytical method used in this study is multiple linear regression using SPSS 25. The results of the F test show that the quality of service, product quality, and price simultaneously have a significant effect on customer satisfaction on Credit Serba Bisa in PD. BPR BKK Kota Semarang. Furthermore, the t test results showed that service quality, product quality, and price partially had a significant effect on customer satisfaction of Credit Serba Bisa at PD. BPR BKK Kota Semarang.

ANALISIS PENGARUH DIMENSI PELAYANAN PRIMA TERHADAP KEPUASAN NASABAH TABUNGAN BRI KANTOR CABANG KENDAL Ayu Rosefiani Syara; Jati Handayani
KEUNIS Vol 8, No 2 (2020): JULI 2020
Publisher : FInance and Banking Program, Accounting Department, Politeknik Negeri Semarang

This study aims to determine the dimensions of service excellence consists of ability, attitude, appearance, attention, action, and accountability toward Customer Satisfaction Savings at PT Bank Rakyat Indonesia (Persero) Tbk. Branch Office Kendal.Testing method of data that used in this study was to test the validity, reliability test, normality test, multicoloniarity, test heteroskedastisitas, autocorrelation test, test analysis linear multiple, F test, t test, and test the coefficient of determination (R2) which shows the can used to measure customer satisfaction savings.Multiple linear regression method yields customer satisfaction equation = -0,937 + 0,346Ability + 0.226Attitude + 0.179Appearance + 0.207Attention + 0,381Action + 0,294Accountability + e. In F test, it is found that the dimensions of service excellence Ability, Attitude, Appearance, Attention, Action, and Accountability simultaneously have significant influence to Customer Satisfaction Savings at PT Bank Rakyat Indonesia (Persero) Tbk. Branch Office Kendal. The result of t test is influence Ability, Attitude, Appearance, Attention Action, and Accountability have significant influence to Customer Satisfaction Savings at PT Bank Rakyat Indonesia (Persero) Tbk. Branch Office Kendal.

ANALISIS PENGARUH DIMENSI KUALITAS LAYANAN CUSTOMER SERVICE TERHADAP KEPUASAN NASABAH TABUNGAN PRESMA PADA PD BANK PERKREDITAN RAKYAT BLORA (Studi Kasus Pada PD Bank Perkreditan Rakyat Blora) Ahlul Trina Hidayanti; Jati Handayani
KEUNIS Vol 7, No 2 (2019): JULI 2019
Publisher : FInance and Banking Program, Accounting Department, Politeknik Negeri Semarang

This study aims to determine the quality factors of Customer Service consists of tangible, reliability, responsiveness, assurance, and empathy toward customer satisfaction PD Bank Perkreditan Rakyat Blora The population are all customers from Tabungan Prema, they are 100 respondent. Testing method of data that used in this study was to test the validity, reliability test, normality test, multicoloniarity test, heteroskesdastisitas test, test analysis linear multiple, F test, t test, and the coefficient of determination (R2 ). wich shows the can used to measure customer satisfaction. multiple linear regression methot yields customer satisfaction equation = 0,246 + 0,295 tangible + 0,318 reliability + 0,208 responsiveness + 2,16 assurance + 0,330 empathy + e. In F test, it is found that dimention of Customer Service there are tangible, reliability, responsiveness, assurance and empathy secara simultaneously have significant effect. The result of t test is influence tangible, reliability, responsiveness, assurance and empathy have significant influence to customer satisfaction Tabungan Presma users of customer service at PD Bank Perkreditan Rakyat Blora

Pengaruh Manfaat, Kemudahan, Kepercayaan Terhadap Sikap Positif Penggunaan Layanan IB BRI Banyumanik Titin Novera; Jati Handayani; Septian Yudha Kusuma
Jurnal Pustaka Aktiva (Pusat Akses Kajian Akuntansi, Manajemen, Investasi, dan Valuta) Vol 2 No 2 (2022): Jurnal Pustaka Aktiva (Pusat Akses Kajian Akuntansi, Manajemen, Investasi, dan Va
Publisher : Pustaka Galeri Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55382/jurnalpustakaaktiva.v2i2.282

Penelitian ini bertujuan untuk menganalisis Pengaruh Manfaat, Kemudahan, dan Kepercayaan Terhadap Sikap Positif Penggunaan Layanan IB BRI Banyumanik. Populasi dalam penelitian ini adalah seluruh pengguna layanan internet banking Bank Rakyat Indonesia Cabang Banyumanik. Teknik pengambilan sampel menggunakan convenience sampling, sebanyak 96 responden. Data yang digunakan dalam penelitian ini adalah data primer yang diperoleh melalui penyebaran kuesioner. Model analisis data menggunakan Model Analisis Regresi Linear Berganda. Sedangkan teknik analisis data menggunakan Uji Statistik F, Uji Koefisien Determinasi (R2), Uji Statistik t. Hasil analisis dan pembahasan menunjukkan bahwa variabel Manfaat, Kemudahan, dan Kepercayaan berpengaruh signifikan terhadap Sikap Positif Penggunaan Layanan Internet Banking Pada PT Bank Rakyat Indonesia Cabang Banyumanik. Secara parsial, variabel Manfaat berpengaruh tidak signifikan sedangkan variabel Kemudahan dan Kepercayaan berpengaruh signifikan terhadap Sikap Positif Penggunaan Layanan Internet Banking Pada PT Bank Rakyat Indonesia Cabang Banyumanik.

PENERAPAN PERHITUNGAN HARGA POKOK PRODUKSI DAN PENGENALAN PEMASARAN DIGITAL BAGI PENINGKATAN USAHA SUSU KEDELAI SOYBOB Maria Theresia Heni W; Jati Handayani; Siti Arbainah; Septian Yudha K; Nikmatuniayah Nikmatuniayah; Rikawati Rikawati; Zulaika Putri R
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 7 No. 3 (2026): Vol. 7 No. 3 (2026)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v7i3.60221

Pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pemahaman pelaku UMKM produsen susu kedelai SOYBOB di Semarang, mengenai pentingnya perhitungan harga pokok produksi dalam menentukan harga jual yang kompetitif dan berkelanjutan serta mengenalkan konsep pemasaran digital tentang strategi pemasaran online yang efektif untuk meningkatkan daya saing produk UMKM. Metode yang digunakan adalah sebagai berikut:. (1)) Pelatihan dan pendampingan penyusunan Harga Pokok Produksi, dilakukan dalam bentuk penjelasan materi terkait konsep, proses, prosedur dan dokumentasi penyusunan Harga Pokok Produksi. (2) mengenalkan pentingnya menggunakan strategi pemasaran digital untuk meningkatkan penjualan produk sehingga dapat beradaptasi dengan perubahan teknologi dan berkembang di era digital. Setelah mitra mengikuti kegiatan pengabdian diperoleh hasil: UMKM susu kedelai SOYBOBmenjadi lebih sadar dan paham pentingnya melakukan perhitungan Harga Pokok agar dapat menentukan harga jual yang sesuai, karena selama ini harga jual ditentukan dengan perhitungan sederhana yang penting laku. Selain itu semakin paham akan pentingnya pemasaran digital untuk meningkatkan daya saing produknya.

The Effectiveness of the Msme Internal Control System is Broken Down Into: Purpose, Commitment, Capability, and Monitoring & Learning Nikmatuniayah; Marliyati; Siti Mutmainah; Jati Handayani; Lilis Mardiana Anugrahwati
Sinergi International Journal of Accounting and Taxation Vol. 4 No. 2 (2026): May 2026
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijat.v4i2.1010

This study aims to identify the Internal Control System (ISC) based on COCO and Business Continuity in Micro, Small, and Medium Enterprises (MSMEs). The population of this study was creative industry MSMEs in Semarang City. A purposive sampling technique was used to select 120 samples, each with an age of more than one year. This study used a Google form distributed to selected creative industry owners. This study employed qualitative and quantitative methods with a descriptive approach to internal control based on COCO. Data were processed through descriptive statistical tests and SPSS. This study can identify purpose, commitment, capability, and Monitoring and Learning as having a significant and indirect influence on Accounting through Going Concern. Going Concern functions as a significant mediating variable in the relationship between Purpose, Commitment, Capability, and Monitoring and Learning on Accounting. This research empirically proves that internal control systems support the sustainability of MSME businesses. Accounting practices also significantly influence MSME business continuity.

Co-Authors Ahlul Trina Hidayanti Ayu Rosefiani Syara Ika Puspita Ardani Lilis Mardiana Anugrahwati Maria Theresia Heni W Marliyati Melina Agustina Rahayu Mustika Widowati Nikmatuniayah Nikmatuniayah . Rikawati Rikawati Septian Yudha K Septian Yudha Kusuma Siti Arbainah Siti Mutmainah Titin Novera Zulaika Putri R

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