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All Journal BISNIS: Jurnal Bisnis dan Manajemen Islam Ijtimā`iyya: Journal of Muslim Society Research
Hastin Tri Utami
Institut Agama Islam Negeri Purwokerto
Humanities Economics, Econometrics & Finance Social Sciences

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ANALISIS PERBEDAAN LITERASI KEUANGAN NASABAH CREDIT UNION DAN NASABAH BAITUL MAAL WATTAMWIL (SURVEI PADA CREDIT UNION MINO MARTANI SOKARAJA DAN BAITUL MAAL WATTAMWIL MUHAMMADIYAH DANA MENTARI PURWOKERTO) Hastin Tri Utami
BISNIS Vol 6, No 2 (2018): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v6i2.4567

Abstract

This paper aims to analyze the difference between financial literacy of Credit Union Customers who have financial education and Baitul Maal Wattamwil Customers who do not have financial education in term of behavior, knowledge and attitude. The data was collected by conducting survey. The object of this study is 60 persons consist of 30 credit union customers and 30 BMT customers. The result of this study shows that there is no significance difference between financial literacy of Credit Union Customers who have financial education and Baitul Maal Wattamwil Customers who do not have financial education in term of behavior, knowledge and attitude. This study is only to examine the difference between the financial literacy of the CU customer who has get financial education and BMT customer who has not gotten financial education. The next study is hoped to analyze the different object before and after given financial education or different objects such as students, banking customers, and housewife. This study is only analyzing in term of three aspects; behavior, knowledge and attitude of the customers. Therefore, the further study can enhance other aspects such as gender, education level, etc.
Analysis of Factors Affecting The Success of Business Performance in Leading Products of Micro and Small Medium Enterprises in Central Java Fathul Aminudin Aziz; Hastin Tri Utami
Ijtimā`iyya: Journal of Muslim Society Research Vol 6 No 1 (2021)
Publisher : Postgraduate Program, State Institute on Islamic Studies Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (333.816 KB) | DOI: 10.24090/ijtimaiyya.v6i1.6349

Abstract

Purpose: This study aims to determine the internal factors and external factors that influence the success of Micro and Small Medium Enterprises’s business performance of leading products in Central Java. Respondents in this study were 181 MSMEs delivered from various regencies in Central Java Province. Methodology: Hypothesis testing conducted by performing multiple linear regression tests with SPSS 25 for windows. Main Findings: The results of the study showed that internal factors: human resources, the use of accounting information and the use of information technology had a significant positive effect on the success of business performance and external factors which are government support and the business climate also had a significant positive effect on the success of business performance. Implication: The future studies could be more specialized in the types of MSMEs such as: business food, batik or handicraft so that the research results can be compared. Further research can also add both internal or external variables such as owner knowledge, business age, business scale or competitiveness. Future studies can also use other variables as moderating or intervening variables. Novelty/Originality of this Study: To date, there are no studies that examine internal factors (the ability of human resources, the use of accounting information and the use of information technology) and external factors (government support and business climate) affecting the success of business performance in leading products of micro and small medium enterprises in central java
Co-Authors Fathul Aminudin Aziz