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All Journal Nizham Journal of Islamic Studies Jurnal Ekonomi Syariah Pelita Bangsa Imara: Jurnal Riset Ekonomi Islam Krigan: Journal of Management and Sharia Business
Himyar Pasrizal
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Religion Economics, Econometrics & Finance Education Environmental Science

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KONSEP MARKETING DALAM INOVASI PRODUK PERBANKAN SYARIAH Himyar Pasrizal
Nizham Jurnal Studi Keislaman Vol 1 No 1 (2013): Jurnal Nizham
Publisher : Postgraduate State Islamic Institute (IAIN) Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (264.869 KB)

Abstract

Business and banking competition getting tougher and dynamic with the flow ofmodernity, in which the bank is now not only save space but also as a place forinvestment and financial consulting making banking products in Indonesia increasinglyvaried to meet those needs. Product innovation is a keystone to the method of productdevelopment. Product innovation can deliver the product to be repackaged or newproducts. Product innovation is also done through the improvement or refinement ofexisting products, adding features, specifications and the resulting benefits. Islamicbanking should be careful in product innovation so that the demand for the productremains high. This means not only product innovation but rather product oriented tocustomer oriented. In other words, the development of innovative Islamic bankingproducts is consistent with the requirements (needs) and desires (wants) or taste currentcustomers. Which is more important in marketing and product innovation in Islamicbanking is how the product and the product innovation is not contrary to Islamic law orcontrary to the Qur'an and Sunnah. Product innovation must be done when the positionof the PLC is in decline sales.
ANALISIS KINERJA KEUANGAN PT. INDO RAMA SYNTHETICS TBK. Himyar Pasrizal; Rina Oktaria; Elfina Yenti
Imara: JURNAL RISET EKONOMI ISLAM Vol 1, No 1 (2017): IMARA: JURNAL RISET EKONOMI ISLAM
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v1i1.993

Abstract

The research problem was on the unknown quality of ????inancial performance of PT. Indo RamaSynthetics, Tbk in the form of the ratio of liquidity. Then, the purpose of the research was to analyze the????inancial performance of PT. Indo Rama Synthetics, Tbk in the form of the ratio of liquidity, solvency,activity, and pro????itability. Descriptive quantitative was used as the design of the research. The setting ofthe research itself was at PT. Indo Rama Synthetics, Tbk 2011 – 2015 period listed on IDX. It could alsobe accessed through website www.idx.co.id. The research itself was done during May to June, 2016. Thedata of the research were ????inancial reports. The ????indings re????lected that the liquidity ratio (current, quick,and cash ratio) of PT. Indo Rama Synthetics, Tbk were in low quality since it was below the industryaverage. Meanwhile the ratio of inventory to net working capital of PT. Indo Rama Synthetics, Tbk wasabove the industry average. Seeing from its solvency ratio like debt to asset ratio, debt to equity ratio,and long term debt to equity ratio, PT. Indo Rama Synthetics was in suf????icient condition because therewas an enhancement of ratio rate per years. However, the results were also remained the same for therate of average industry because it was above the average industry overall.
Pengaruh Tingkat Kesehatan, Pendidikan, Dan Pendapatan Terhadap Produktivitas Tenaga Kerja Di Kota Padang Panjang Jefri Mahendra; Alimin; Himyar Pasrizal
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2367

Abstract

An abstract is often presented separate from the article, so it must be able to The purpose of this study is to analyze partially and simultaneously the influence of the human development index, health, education and income on labor productivity in Padang Panjang City. The type of research that the author uses is causative research using secondary data. The data in this study were collected by the author through the official website of the Padang Panjang City Central Statistics Agency and the official website of the West Sumatra Province Central Statistics Agency. Data processing using multiple linear regression analysis with data processing tools is SPSS. The results of the study show that partially the variables of health, education and income have a significant effect on labor productivity in Padang Panjang City. Simultaneously, the variables of health, education and income have a significant effect on labor productivity in Padang Panjang City with a very good level of influence of 82.2%, while the remaining 17.8% is explained by other variables outside this study.
Determinasi Kinerja Pegawai: Peran Motivasi, Budaya Organisasi, Kepemimpinan, dan Disiplin Kerja Saputra, Megi; Rizal; Himyar Pasrizal
Krigan: Journal of Management and Sharia Business Vol. 3 No. 2 (2025): Desember 2025
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/krigan.v3i2.10316

Abstract

Penelitian ini bertujuan menguji peran disiplin kerja sebagai variabel mediasi dalam hubungan antara motivasi, budaya organisasi, dan kepemimpinan terhadap kinerja pegawai pada organisasi sektor publik. Celah penelitian terletak pada inkonsistensi temuan empiris mengenai fungsi mediasi disiplin kerja dalam konteks birokrasi pemerintah. Penelitian ini menggunakan pendekatan kuantitatif dengan data yang dikumpulkan dari 33 pegawai Dinas Kependudukan dan Pencatatan Sipil Kabupaten Tanah Datar, instansi dengan kinerja tertinggi di Provinsi Sumatera Barat, melalui teknik convenience sampling. Analisis data dilakukan menggunakan regresi berganda dan analisis jalur (uji Sobel). Hasil penelitian menunjukkan bahwa budaya organisasi berpengaruh signifikan terhadap disiplin kerja, sementara motivasi dan kepemimpinan tidak berpengaruh signifikan. Selain itu, kepemimpinan dan disiplin kerja berpengaruh signifikan terhadap kinerja pegawai, sedangkan motivasi dan budaya organisasi tidak berpengaruh langsung. Uji mediasi menegaskan bahwa disiplin kerja tidak memediasi pengaruh motivasi, budaya organisasi, dan kepemimpinan terhadap kinerja. Temuan ini menegaskan bahwa disiplin kerja berfungsi sebagai determinan langsung kinerja, bukan sebagai mekanisme mediasi, dalam konteks organisasi publik berbasis aturan.
Co-Authors Alimin elfina yenti Jefri Mahendra Rizal RR. Ella Evrita Hestiandari Saputra, Megi