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All Journal SALAM: Jurnal Sosial dan Budaya Syar-i Islamic Guidance and Counseling Journal I-PHILANTHROPY: A Research Journal on Management of Zakat and Waqf
Melis Melis
Universitas Islam Negeri Raden Fatah Palembang
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Accounts Payable (Qardh) in Islamic Law Saprida Saprida; Choiriyah Choiriyah; Melis Melis
SALAM: Jurnal Sosial dan Budaya Syar-i Vol 7, No 2 (2020)
Publisher : Faculty of Sharia and Law UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjsbs.v7i4.15168

Abstract

AbstractThis study discusses how accounts receivable (qardh) are in Islamic law. This research is a type of library research that focuses on qualitative data management with data analysis methods using the description-analysis method. The results of this study are that qardh (accounts receivable) is an act or activity that has the purpose of helping others who are in need of material assistance, and is highly recommended because it provides wisdom and benefits for the lender and the recipient of the debt. Qardh is permissible as long as there are no elements which are detrimental to either party. While the law exceeds the payment of as much debt, if the excess is indeed the will of the debtor and not the previous agreement, then the excess may be for those who repay it, and be good for those who pay the debt. As for the additions that are desired by those who are in debt or have become agreements during the contract, this must not be prohibited in Islam.Keywords: Qardh, Islamic Law. AbstrakPenelitian ini membahas bagaimana piutang (qardh) dalam hukum Islam. Penelitian ini adalah jenis penelitian kepustakaan yang berfokus pada manajemen data kualitatif dengan metode analisis data menggunakan metode deskripsi-analisis. Hasil penelitian ini adalah bahwa qardh (piutang dagang) adalah tindakan atau kegiatan yang memiliki tujuan membantu orang lain yang membutuhkan bantuan material, dan sangat dianjurkan karena memberikan kebijaksanaan dan manfaat bagi pemberi pinjaman dan penerima hutang. Qardh diperbolehkan selama tidak ada unsur yang merugikan salah satu pihak. Sementara hukum melebihi pembayaran hutang sebanyak-banyaknya, jika kelebihannya memang merupakan kehendak debitur dan bukan perjanjian sebelumnya, maka kelebihannya mungkin bagi mereka yang membayarnya, dan baik bagi mereka yang membayar hutang. Adapun tambahan yang diinginkan oleh mereka yang berhutang atau telah menjadi perjanjian selama kontrak, ini tidak boleh dilarang dalam Islam.Kata kunci: Qardh, Hukum Islam.
Relevansi Agama dan Kemiskinan; Upaya Memahami Kemiskinan Secara Multidimensional dan Solusi yang Ditawarkan dalam Ekonomi Islam Melis Melis
SALAM: Jurnal Sosial dan Budaya Syar-i Vol 6, No 2 (2019)
Publisher : Faculty of Sharia and Law UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjsbs.v6i2.11227

Abstract

AbstractIslam has warned its people not to be unemployed so that it slips into poverty because it is feared that with poverty someone will do anything, including harming others to meet their needs. There is a hadith which says "Poverty will bring closer to disbelief." The fact shows that the unemployment rate in a country with a majority Muslim population is relatively high. Increasing people's understanding of unemployment as a bad thing, both for individuals, society and the state will increase motivation to work more seriously. Even though God promises to bear our sustenance, it does not mean without any conditions that need to be fulfilled. The most important requirement is to try to find the promised sustenance because Almighty God has created a "system" that is whoever works will get sustenance and whoever sits will lose a fortune. That is, there is a process that must be passed to get sustenance.Keywords: Religion, Poverty, Solutions, Islamic Economy AbstrakIslam telah memperingatkan umatnya agar tidak menganggur sehingga tergelincir ke jurang kemiskinan, karena dikhawatirkan dengan kemiskinan seseorang akan melakukan apa saja, termasuk merugikan orang lain demi memenuhi kebutuhan dirinya. Ada sebuah hadis yang mengatakan "Kemiskinan akan membawa lebih dekat kepada kekafiran." Fakta menunjukkan bahwa tingkat pengangguran di negara yang berpopulasi mayoritas muslim relatif tinggi. Meningkatnya pemahaman masyarakat tentang pengangguran sebagai hal yang buruk, baik bagi individu, masyarakat maupun negara akan meningkatkan motivasi untuk bekerja lebih serius. Meskipun Tuhan berjanji untuk menanggung rezeki kita semua, tetapi itu tidak berarti tanpa persyaratan apa pun yang perlu dipenuhi. Syarat yang paling penting adalah harus berusaha menemukan rezeki yang dijanjikan itu, karena Tuhan Yang Mahakuasa telah menciptakan "sistem" yaitu siapapun yang bekerja maka akan mendapatkan rezeki dan siapa pun yang duduk maka akan kehilangan rezeki. Artinya, ada proses yang harus dilalui untuk mendapatkan rezeki.Kata kunci: Agama, Kemiskinan, Solusi, Ekonomi Islam
Tren Belanja Online Pada Masyarakat Kota Palembang Masa Pandemi Covid 19 (Analisis Perilaku Konsumen Perspektif Ekonomi Islam) Melis Melis
SALAM: Jurnal Sosial dan Budaya Syar-i Vol 9, No 4 (2022)
Publisher : Faculty of Sharia and Law UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjsbs.v9i4.26889

Abstract

This paper aims to explain Islamic economic theory about consumption and consumer behavior, and later this paper will also explain the behavior of the people of Palembang City in shopping online during the Covid-19 Pandemic. This paper uses a qualitative approach. The data obtained from the literature study, namely from various sources of books on consumption in the perspective of Islamic economics. As a result, the online shopping trend of the people of Palembang city is in accordance with the corridors of Islamic law, namely the consumption principle from an Islamic economic perspective. In the concept of Islamic consumption, there are moral and social values (maslahah) which recognize the rights of others in meeting individual needs, the allocation of personal assets for zakat, infaq, shadaqah, and other benefits that are set aside by Muslim consumers in every fulfillment of their needs.Keywords: Online Shopping; Consumption; Consumer Behavior; Islamic Economy AbstrakTulisan ini bertujuan untuk menjelaskan teori ekonomi Islam tentang konsumsi dan perilaku konsumen, dan nantinya tulisan ini juga akan menjelaskan perilaku masyarakat Kota Palembang dalam berbelanja online di masa Pandemi Covid-19. Tulisan ini menggunakan pendekatan kualitatif. Data-data yang didapatkan dari studi kepustakaan, yakni dari berbagai sumber buku tentang konsumsi dalam perspektif ekonomi Islam. Hasilnya, tren belanja online masyarakat kota Palembang sesuai dengan koridor syariat Islam, yakni dalam prinsip konsumsi perpektif ekonomi Islam. Dalam konsep konsumsi Islam terkandung nilai-nilai moral dan sosial (maslahah) yang mengakui hak orang lain dalam pemenuhan kebutuhan individu, adanya pengalokasian harta pribadi untuk zakat, infaq, shadaqah, dan kemaslahatan lain yang disisihkan konsumen muslim dalam setiap pemenuhan kebutuhan yang dilakukannya.Kata kunci: Belanja Online; Konsumsi; Perilaku Konsumen; Ekonomi Islam
Psychosocial Factors Affecting Self-Regulated Learning among Indonesian Islamic College Students: The Mediating Role of Perception Feedback Diana Mutiah; Melisa Paulina; Muhammad Dwirifqi Kharisma Putra
Islamic Guidance and Counseling Journal Vol. 6 No. 2 (2023): Islamic Guidance and Counseling Journal
Publisher : Institut Agama Islam Ma'arif NU (IAIMNU) Metro Lampung in collaboration with Asosiasi Bimbingan dan Konseling Indonesia (ABKIN)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25217/0020236369200

Abstract

In facing various problems during the online learning process, individuals need to have self-regulated learning to be able to undergo online lectures optimally and effectively. Hence, student’s knowledge increases, and learning objectives are achieved. This study aims to investigate the mediating effect of self-efficacy in the relationship between perception feedback on self-regulated learning in undergraduate students. Whether the mediation had varying effects on different age levels and sex differences was also examined. The sampling technique used in this study is non-probability sampling with 410 students. This study uses a quantitative approach with path analysis. In this study, researchers used confirmatory factor analysis (CFA) using Lisrel 8.8 to test the instrument's construct validity. The results showed a direct effect from the independent variables, namely self-efficacy, family support, and an indirect effect through mediator variables, namely self-efficacy, family support, friend support, and gender. The effect of self-efficacy and family support is partial mediation on self-regulated learning. In contrast, peer support and gender demographic variables have a perfect mediating effect on self-regulated learning with perception feedback as a mediator.
Analysis of Farmers' Understanding and Compliance in Paying Agricultural Zakat in Tebedak Village, Ogan Ilir Melis Melis; Hikmah Endraswati; Annisa Astrid
Jurnal I-Philanthropy Vol 3 No 1 (2023): I-PHILANTHROPY:A Research Journal On Management Of Zakat and Waqf
Publisher : Prodi Manajemen Zakat dan Wakaf Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/iphi.v3i1.16505

Abstract

This article aims to analyze the extent to which farmers in Tebedak Village pay agricultural zakat. The method used in this writing is field research, employing a qualitative approach. The study involved 10 farmers as respondents from Tebedak Village, Ogan Ilir. Data collection techniques included observation, interviews, and documentation. Direct observation was conducted to observe problems and phenomena within the community, particularly among farmers in Tebedak Village, Ogan Ilir District. The study revealed that the majority of farmers in Tebedak Village, Ogan Ilir Regency, had a limited understanding of agricultural zakat due to insufficient knowledge and a lack of socialization from institutions, the government, and village officials regarding various types of zakat maal. Farmers often mistake zakat for infaq and alms, and consider zakat maal as a voluntary act that may or may not be paid. Furthermore, the level of compliance among farmers in paying zakat is not fully satisfactory, as revealed through interviews with the respondents. This can be attributed to their ignorance and lack of awareness about the obligation to pay agricultural zakat.
Principles of Good Corporate Governance (GCG) in Cash Waqf Management at Cash Waqf Institution Slamet Haryono; Melis Melis
Jurnal I-Philanthropy Vol 3 No 1 (2023): I-PHILANTHROPY:A Research Journal On Management Of Zakat and Waqf
Publisher : Prodi Manajemen Zakat dan Wakaf Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/iphi.v3i1.17360

Abstract

Good Corporate Governance (GCG) is a set of principles and values that aim to optimize the value of a company or organization by ensuring that decision-making and operational processes are carried out in a transparent, accountable, fair, responsible and sustainable manner. The implementation of GCG in waqf bodies is very important to ensure that waqf management is carried out effectively and efficiently so that it can provide maximum benefits for people in need. Following are some of the mechanisms for implementing GCG in waqf bodies: 1) Formation of GCG Committees Waqf bodies can establish a GCG Committee whose job is to develop GCG policies and procedures in accordance with GCG principles. 2) Transparency and Accountability The waqf agency must ensure that all activities and operations carried out are open and transparent, so as to minimize the risk of conflict of interest and corruption. 3) Formation of a Code of Ethics The waqf agency must have a Code of Ethics that regulates the behavior of all parties involved in waqf activities. 4) Training and Education Waqf bodies must provide training and education to all employees, management, and parties related to waqf activities to increase understanding and awareness of GCG principles and how to implement them within the organization. 5) Internal Evaluation and Audit Waqf bodies must conduct regular evaluations and internal audits to ensure that the implementation of GCG in waqf bodies is running well. By applying GCG principles consistently and effectively, waqf bodies can improve their performance and credibility, so that they can gain the trust of the public and provide maximum benefits for people in need.
Psychosocial Factors Affecting Self-Regulated Learning among Indonesian Islamic College Students: The Mediating Role of Perception Feedback Diana Mutiah; Melisa Paulina; Muhammad Dwirifqi Kharisma Putra
Islamic Guidance and Counseling Journal Vol. 6 No. 2 (2023): Islamic Guidance and Counseling Journal
Publisher : Institut Agama Islam Ma'arif NU (IAIMNU) Metro Lampung in collaboration with Asosiasi Bimbingan dan Konseling Indonesia (ABKIN)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25217/0020236369200

Abstract

In facing various problems during the online learning process, individuals need to have self-regulated learning to be able to undergo online lectures optimally and effectively. Hence, student’s knowledge increases, and learning objectives are achieved. This study aims to investigate the mediating effect of self-efficacy in the relationship between perception feedback on self-regulated learning in undergraduate students. Whether the mediation had varying effects on different age levels and sex differences was also examined. The sampling technique used in this study is non-probability sampling with 410 students. This study uses a quantitative approach with path analysis. In this study, researchers used confirmatory factor analysis (CFA) using Lisrel 8.8 to test the instrument's construct validity. The results showed a direct effect from the independent variables, namely self-efficacy, family support, and an indirect effect through mediator variables, namely self-efficacy, family support, friend support, and gender. The effect of self-efficacy and family support is partial mediation on self-regulated learning. In contrast, peer support and gender demographic variables have a perfect mediating effect on self-regulated learning with perception feedback as a mediator.
Co-Authors Annisa Astrid Choiriyah Choiriyah Diana Mutiah, Diana Hikmah Endraswati Muhammad Dwirifqi Kharisma Putra Saprida, Saprida Slamet Haryono