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All Journal Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan
Crisanty Sutristyaningtyas Titik
Universitas Trunojoyo Madura
Economics, Econometrics & Finance

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ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT MENABUNG MASYARAKAT PADA PT BANK RAKYAT INDONESIA (PERSERO) TBK CABANG BANGKALAN Dewi Sharaswati; Crisanty Sutristyaningtyas Titik; Henny Oktavianti
MediaTrend Vol 8, No 2 (2013): Oktober
Publisher : Trunojoyo University of Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/mediatrend.v8i2.1775

Abstract

The purpose of this research is to analyze the influence of the independent variable in the partial (singly) against interest saving society and to know the most dominat influence the interest saving society in Bangkalan. The data are used in the research is the primary data obtained from the dissemination of questionnaires to consumers who become the respondent as well as secondary data obtained from BI (Bank Indonesia) and the central statistical office Bangkalan. Data tested reliability and validity, the method used in this research is quantitative analysis method of ologit (Ordered Logit) using STATA 10. Significant variables that influence is income variable, gift, age and reputation of banks, while no effect significant variables is interest rest, facilities, security and education. Variables that have a dominant influence on the interest saving society is a income variable.
ANALISIS PRILAKU NASABAH DALAM PEMBIAYAAN DI BANK SYARIAH MANDIRI Diah Wahyuningsih; Crisanty Sutristyaningtyas Titik; Henny Oktavianti
MediaTrend Vol 9, No 1 (2014): Maret
Publisher : Trunojoyo University of Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/mediatrend.v9i1.771

Abstract

The main purpose of this research is to analyze customer behavior to takefinancing of sharia banking. These analyzing are: first, to know people perception aboutsharia banking. Second, to analyze the fact of customer motivation to proposefinancing. And the last, to know customer perception about riba and nisbah.This research use descriptive method base on explanatory research. Primarydata were collected by questioner and interview to customer of Bank Syari’ah MandiriBangkalan that be case study at this research.The result of this research are: first, customer perception of sharia bankingshow that majority of respondents are weakly tend (87,5%), include the comprehensionabout the kind of financing. Second, service factor (ease and speed process), believefactor, and benefit factor (less nisbah of financing). And the third is customerperception about of riba and nisbah. The answer of customer tend to see the differentboth of them from system side.
Co-Authors Dewi Sharaswati Henny Oktavianti Jopie Tamtelahitu Sembiring, Rinawati