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All Journal I-Finance Journal Jurnal Ekonomi Islam Martabe : Jurnal Pengabdian Kepada Masyarakat NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Jurnal Ekonomi Islam E-Amal: Jurnal Pengabdian Kepada Masyarakat
Ruslaini Ruslaini
Universitas Muhammadiyah Lampung
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Social Sciences

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ANALISA KINERJA KEUANGAN BTM BINA MASYARAKAT UTAMA DI BANDAR LAMPUNG Ruslaini Ruslaini; Moh. Fakhrurozi
I-Finance Journal Vol 4 No 2 (2018): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v4i2.2884

Abstract

BTM Bina masyarakat utama (BiMU) is one of the businesses in the financial sector. The research methods used namely description and qualitative. The data based on the results of the study and annual reports of members. Economic business charityare one of the organizations' efforts for gaining of economy field goal, to ensure and to establish the religion of Islam in order to promote the economic conditions of the community, so the society can be prosperous that is blessed by God. BMT BiMU Bandar Lampung services of finance are dominated in the trade sector, it reach out 80% of the 14,299 members and they are in traditional markets especially at productive businesses; BTM BiMU Bandar Lampung has not been able to fulfill the minimum needs of the liquidity in Eid holiday.Financial Performance of BTM BiMU as follows: Current ratio, leverage ratio, profitability ratio result, they are not good enough. Based on the financial performance over 2017, it can be seen that the current ratio is less than 100, the leverage ratio showed that the value> 80 so that the debt still dominated and ROA and ROE showed that less than 1% , it indicates the lowest profit. BTM Bina Masyarakat Utama (BiMU) merupakan salah satu amal usaha di bidang keuangan. Metode penelitian yang dipergunakan deskripsi dan kualitatif. Data yang diamblil berasal dari laporan tahunan saat Rapat Anggota Tahunan. Amal usaha ekonomi adalah salah satu usaha persyarikatan untuk mencapai maksud dan tujuan persyarikatan dibidang ekonomi,yakni menegakkan dan menjunjung tinggi agama Islam serta memakmurkan kondisi perekonomian masyarakat, sehingga terwujud masyarakat berpenghasilan yang diridlai Allah SWT. Pelayanan pembiayaan BMT BiMU Bandar Lampung kepada pelaku usaha didominasi di sektor perdagangan mencapai 80 % dari 14.299 anggota dan berada di pasar-pasar tradisional terutama usaha yang produktif;BTM BiMU Bandar Lampung belum dapat memenuhi kebutuhan anggota secara maksimal terutama likuiditas di hari raya idul fitri.Kinerja keuangan BTM BiMU dilihat Current ratio, leverage ratio, profitabilitas ratio hasilnya kurang bagus. Berdasarkan kinerja keuangan selama 2017 terlihat bahwa current ratio dibawah 100, leverage ratio menunjukkan nilai >80 menunjukkan bahwa hutang masih mendominasi dan ROA dan ROE menunjukkan dibawah 1 % menunjukkan keuntungan sangat rendah.
PENINGKATAN MANAJEMEN DAN TEKNOLOGI PEMASARAN PADA UMKM OJESA (OJEK SAHABAT WANITA) DALAM MENGATASI LESS CONTACT EKONOMI MASA COVID-19 Ruslaini Ruslaini; Abizar Abizar; Nina Ramadhani; Imam Ahmad
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 4, No 1 (2021): Martabe : Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v4i1.139-144

Abstract

Ojesa (Ojek Sahabat Wanita) is an online motorcycle start-up business specifically targeted for women in the city of Bandar Lampung. Like any other startup business, Ojesa has experienced several obstacles, especially in the aspects of management and application being used; these obstacles have been a bigger challenge during the Covid-19 period. Among the challenges were the absence of planning, organizing, actuating, and controlling (POAC) functions as well as the break down of the server  which made the drivers of Ojesa experienced obstacles in communicating with consumers. The purposes of method of the activities were carried out to explore problems, to find out the urgent less contact problems in the economy during the Covid period, to conduct training and assistance in the aspects of management and marketing technology. These activities have resulted in the implementation of the management function (POAC) in the activity and recording plan, and it eventually launched new products. The upgrade Ram is set unlimited so that the consumers' demands can be served properly, automatically and in real time. There is a more integrated marketing technology development system. Also, there is an improvement in skills and management for its human resources so that they can serve customers in a friendlier, more patient and gentle manner and in the future it is expected to have a solid team and professional human resources.
ANALISIS STRATEGI PEMASARAN AMAL USAHA MUHAMMADIYAH BIDANG EKONOMI PADA MUHAMMADIYAH BISNIS CENTER (MBC) Ruslaini Ruslaini
Ekonomi Islam Vol. 11 No. 1 (2020): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aimed to analyze the marketing strategies implemented by the Muhammadiyah Business Center (MBC) and to find out as well as to analyze the company's internal and external factors by using SWOT analysis, namely: Strengths, Weaknesses, Opportunities, and Threats. This research was field research, the data sources were primary and secondary data which were done through interviews, observation as well as the document collected by reviewing various relevant references as the focus of the research. Furthermore, the data analysis referred to the marketing mix of the 7P concept (Product, price, place, promotion, people, process, product psychological evidence. Then the SWOT Matrix (Strengths, Weaknesses, Opportunities, Threats). The results of the study were based on the analysis that Muhammadiyah Business Center had implemented an appropriate marketing strategy by referring to the 7P marketing concept, while the results of the SWOT matrix could be drawn the conclusions based on a number of developments through consideration of internal and external factors which would be able as the benefit of the progress of the MBC. The marketing process and MBC services were conducted honestly, in moderation. The most appropriate strategy used by Muhammadiyah Business Center in order to be the choice of consumers in selling products was the formulation of SO strategies, namely strategies using strengths to take advantage of the opportunities. Keywords: Marketing management, marketing strategy and marketing mix, sharia marketing, SWOT analysis
ANALISIS STRATEGI PEMASARAN AMAL USAHA MUHAMMADIYAH BIDANG EKONOMI PADA MUHAMMADIYAH BISNIS CENTER (MBC) Ruslaini Ruslaini
Ekonomi Islam Vol. 11 No. 1 (2020): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (309.699 KB)

Abstract

This study aimed to analyze the marketing strategies implemented by the Muhammadiyah Business Center (MBC) and to find out as well as to analyze the company's internal and external factors by using SWOT analysis, namely: Strengths, Weaknesses, Opportunities, and Threats. This research was field research, the data sources were primary and secondary data which were done through interviews, observation as well as the document collected by reviewing various relevant references as the focus of the research. Furthermore, the data analysis referred to the marketing mix of the 7P concept (Product, price, place, promotion, people, process, product psychological evidence. Then the SWOT Matrix (Strengths, Weaknesses, Opportunities, Threats). The results of the study were based on the analysis that Muhammadiyah Business Center had implemented an appropriate marketing strategy by referring to the 7P marketing concept, while the results of the SWOT matrix could be drawn the conclusions based on a number of developments through consideration of internal and external factors which would be able as the benefit of the progress of the MBC. The marketing process and MBC services were conducted honestly, in moderation. The most appropriate strategy used by Muhammadiyah Business Center in order to be the choice of consumers in selling products was the formulation of SO strategies, namely strategies using strengths to take advantage of the opportunities. Keywords: Marketing management, marketing strategy and marketing mix, sharia marketing, SWOT analysis
MEMBANGUN EKONOMI KELUARGA DENGAN BISNIS SYARIAH MELALUI HALAL NETWORK INTERNASIONAL Mawardi Mawardi; Ruslaini Ruslaini
NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Vol 10, No 4 (2023): NUSANTARA : JURNAL ILMU PENGETAHUAN SOSIAL
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jips.v10i4.2023.2027-2036

Abstract

Sharia business is a business activity that is developed according to the rules stated in the Al-Quran and Hadith. In order to be called a sharia business or business, all aspects of the activity must apply sharia principles. In running a sharia business, HNI has an important program in building the family economy. The formulation of the research problem is (1). How is the HNI program in building the economy? (2) What are the HNI sharia business opportunities in building the family economy? This field research descriptive in nature, with data collection through interviews with related parties, observations of the environment and documentation data conducted through official HNI websites, education through on-line and off-line broadcasts. The results of the study found that in building the family economy it was carried out with 4 programs (1) inviting lifestyle changes to halal products, (2) empowering family health and family economy (3) allocating funds for product promotion in Asia and the world, (4) ) provides businesses that meet the criteria as businesses that are in great demand today. HNI opens the widest possible opportunities for everyone, the same opportunities as well as opportunities for success in building the family economy.
PERSEPSI PEDAGANG PASAR TRADISIONAL TERHADAP PENGGUNAAN SISTEM PEMBAYARAN QRIS (STUDI KASUS: PASAR INDUK TAMIN, KOTA BANDAR LAMPUNG) Elma Rizki Ramdanti; Ruslaini Ruslaini; Abizar Abizar
NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Vol 10, No 7 (2023): NUSANTARA : Jurnal Ilmu Pengetahuan Sosial
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jips.v10i7.2023.3330-3337

Abstract

Kemajuan teknologi informasi mendorong terciptanya berbagai inovasi pada sistem pembayaran yang lebih praktis, cepat, aman dan efisien. QRIS (Quick Response Code Indonesian Standard) menjadi salah satu opsi pembayaran digital yang relatif baru di Indonesia, namun kian populer dan diminati oleh masyarakat. Bandar Lampung merupakan salah satu kota di Indonesia yang telah menerapkan pembayaran QRIS di pasar tradisional sejak tahun 2021. Adanya kebijakan tersebut, pedagang tradisional di Pasar Induk Tamin dituntut untuk melek terhadap penggunaan teknologi dan memiliki kesiapan berubah dalam pelayanan bertransaksi. Tujuan dari penelitian ini untuk mengetahui persepsi pedagang pasar tradisional dalam penggunaan sistem pembayaran QRIS. Penelitian ini menggunakan pendekatan kuantitatif berbasis deskriptif melalui penyebaran kuesioner. Hasil penelitian menunjukkan penerapan QRIS sebagai metode pembayaran alternatif di Pasar Induk Tamin dinilai belum efektif, karena persepsi pedagang terhadap penggunaan QRIS memiliki persepsi negatif.
IMPLEMENTASI PRINSIP-PRINSIP GOOD CORPORATE GOVERNANCE (GCG) PADA APOTEK CEMERLANG PERSPEKTIF EKONOMI SYARIAH Zelsy Liana Ependi; Ruslaini Ruslaini; Abizar Abizar
NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Vol 10, No 9 (2023): NUSANTARA : Jurnal Ilmu Pengetahuan Sosial
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jips.v10i9.2023.4243-4252

Abstract

Penelitian ini tentang Implementasi Prinsip-prinsip Good Corpotate Governance Pada Apotek Cemerlang Perspektif Syariah. Adapun tujuannya untuk mengetahui Implementasi GCG pada Apotek Cemerlang perspektif Syariah. Penelitian ini menggunakan pendekatan kualitatif deskriptif. Teknik pengumpulan data dilakukan dengan  observasi, wawancara berjumlah sembilan orang dan dokumentasi. Kesimpulan di peroleh  bahwa pada Apotek Cemerlang mengilplementasikan   GCG ( Good Corporate Governance ) dalam menjalankan usahanya dengan menerapkan kan prinsip-prinsip kinerja tata kelola Apotek Cemerlang yaitu siddiq, tablight, amanah, dan fathanah. Penerapan GCG yang merupakan salah satu komponen sistem syariah dan dilakukan secara benar dan profesional didukung oleh empat prinsip Islam tersebut.
PELATIHAN WIRAUSAHA DAN KEMANDIRIAN FINANSIAL PADA PONDOK PESANTREN YATIM DHUAFA AL-FIRDAUS KEMILING PERMAI BANDAR LAMPUNG Ruslaini Ruslaini; Abizar Abizar; Nina Ramadhani
E-Amal: Jurnal Pengabdian Kepada Masyarakat Vol 1 No 1: Januari 2021
Publisher : LP2M STP Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47492/eamal.v1i1.385

Abstract

Al-firdaus Islamic boarding school is located in the Kemiling Permai Village, Kemiling Bandar Lampung District. This boarding school has students from various levels of education, starting from elementary, junior high and senior high school. This pesantren has a unique geographic location, which is located on the outskirts of the Bukit Kemiling Permai housing complex. Pesantren Al-firdaus want to form cottage business units and the independence of students in entrepreneurship so that they do not depend only on donors and the government. At the level of entrepreneurship fostering and financial independence of pondok still not well managed, some of the potential that can be developed for the establishment of cottage business charities is still not optimally exploited so it requires assistance. The method of community service activities carried out is to explore problems, an urgent problem was found, namely the lack of entrepreneurial skills and poor marketing techniques as well as financial management, so that entrepreneurial training, assistance in management aspects and marketing technology were carried out. The result of this activity was an increase in entrepreneurial skills, financial management and good marketing for students and administrators, promising the independence of the cottage
Co-Authors Abizar Abizar Elma Rizki Ramdanti Imam Ahmad Mawardi Mawardi Moh. Fakhrurozi Nina Ramadhani Zelsy Liana Ependi