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PENGARUH LITERASI KEUANGAN DAN MODAL SOSIAL TERHADAP INKLUSI KEUANGAN MASYARAKAT USIA PRODUKTIF DI SUMBAWA: Indonesia Hanifah Sri Nuryani; Rani Israfiani
Journal of Management and Business Vol 4 No 2 (2021): Edisi Desember
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Teknologi Sumbawa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (919.188 KB) | DOI: 10.37673/jmb.v4i2.1302

Abstract

The purpose of this study was to analyze the effect of financial literacy and social capital on the financial inclusion of productive age people in Alas sub-district, Sumbawa district. The method used is quantitative with a research sample of 100 respondents obtained by purposive sampling method. The data obtained was processed using data analysis techniques consisting of Research Instrument Test, Classical Assumption Test, Multiple Linear Regression Analysis, Hypothesis Testing and Coefficient of Determination Test through the Statistical Package for the Social Sciences (SPSS) version 16.0 software. The results of the analysis in this study indicate that (1) Financial literacy has a positive and significant influence on the financial inclusion of people of productive age in Alas sub-district, Sumbawa Regency. (2) Social capital has a positive and significant influence on the financial inclusion of productive age people in Alas sub-district, Sumbawa Regency. (3) Financial literacy and social capital together have a significant influence on the financial inclusion of productive age people in Alas sub-district, Sumbawa Regency.
Implementation of the Village Financial System in Improving Apparatus Performance in Financial Management in Monta Baru Village, Lambu District, Bima Regency Didin Friansyah; Ahmad Yamin; Hanifah Sri Nuryani
JISIP: Jurnal Ilmu Sosial dan Pendidikan Vol 8, No 4 (2024): JISIP (Jurnal Ilmu Sosial dan Pendidikan) (November)
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jisip.v8i4.7607

Abstract

The village financial system application (siskeudes) is a tool intended for village governments in managing village finances starting from the planning, budgeting, administration and bookkeeping stages. The research objective is to describe the implementation of the Village Financial System in improving the performance of officials in financial management in Monta Baru Village, Lambu District, Bima Regency. This research uses descriptive research with a qualitative approach, data collection techniques through interviews, observation and documentation, with key informants such as the village secretary, village treasurer, Siskeudes operator and BPD chairman. The research results show that there are indicators in answering research problems, namely: 1) There is conformity between implementation and standard implementation procedures. 2) There are sanctions stipulated for errors or negligence in carrying out activities. 3) Existence output and outcome measurable. Implementation of the Village Financial system uses the Charles O Jones Model which includes: Organization, Interpretation and application. Thus, it can be concluded that the implementation of the Siskeudes System includes: Organization, 2) Interpretation, 3) Application. Meanwhile, inhibiting factors are resources and networks or devices.