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PENGARUH LITERASI KEUANGAN DAN MODAL SOSIAL TERHADAP INKLUSI KEUANGAN MASYARAKAT USIA PRODUKTIF DI SUMBAWA: Indonesia Hanifah Sri Nuryani; Rani Israfiani
Journal of Management and Business Vol 4 No 2 (2021): Edisi Desember
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Teknologi Sumbawa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (919.188 KB) | DOI: 10.37673/jmb.v4i2.1302

Abstract

The purpose of this study was to analyze the effect of financial literacy and social capital on the financial inclusion of productive age people in Alas sub-district, Sumbawa district. The method used is quantitative with a research sample of 100 respondents obtained by purposive sampling method. The data obtained was processed using data analysis techniques consisting of Research Instrument Test, Classical Assumption Test, Multiple Linear Regression Analysis, Hypothesis Testing and Coefficient of Determination Test through the Statistical Package for the Social Sciences (SPSS) version 16.0 software. The results of the analysis in this study indicate that (1) Financial literacy has a positive and significant influence on the financial inclusion of people of productive age in Alas sub-district, Sumbawa Regency. (2) Social capital has a positive and significant influence on the financial inclusion of productive age people in Alas sub-district, Sumbawa Regency. (3) Financial literacy and social capital together have a significant influence on the financial inclusion of productive age people in Alas sub-district, Sumbawa Regency.