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All Journal ETIKONOMI Economic Journal of Emerging Markets Excellent JEJAK INFERENSI Jurnal Ekonomi & Studi Pembangunan Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Ziswaf : Jurnal Zakat dan Wakaf Jurnal Ilmiah Ekonomi Islam JPPM (Jurnal Pengabdian dan Pemberdayaan Masyarakat) Journal of Islamic Monetary Economics and Finance JURNAL MANAJEMEN DAN BISNIS INDONESIA Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Unisia Jurnal Informatika Ekonomi Bisnis FINANCE : International Journal Of Management Finance Journal of Finance and Islamic Banking IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita
Jaka Sriyana
Universitas Islam Indonesia
Religion Humanities Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Faktor-Faktor Penentu Tingkat Kemiskinan di Kabupaten Bantul Azizah Kurniasih; Jaka Sriyana
Unisia No. 76: Tahun XXXIV Triwulan I 2012
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/unisia.vol34.iss76.art5

Abstract

This research is designated to discover how education, unemployment and health influence the poverty with particular reference to the Province of Jogjakarta. Poverty is a complicated problem which involve other various aspects and hence the solution for such problem can not be taken separately among those problems. Poverty link to the low income, illiteracy, and other various problems. Especially in BantuI regency, problem of poverty is relatively high, this can be seen that there are 15 undeveloped villages within 17 sub regencies. The research shows that that the variable of education positively, though not significantly affect the level of poverty. Again, the variable of unemployment also affect positively and significantly the level of poverty. And it is also proven that the healthiness negatively but significant affects the level of poverty.Key words: education, unemployment, healthiness, poverty  
Pengaruh Pengeluaran Pembangunan Terhadap Perekonomian kabupaten Majalengka Jaka Sriyana; Fitri Rosyidah
Unisia Volume XXX Nomor 64 Juni 2007
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/unisia.v0i64.5696

Abstract

This paper focusses on fiscal policy practice in local government. This research attempts to analyze the impact of government spending for education, health and infrastructure to regional gross domestic product in Kabupaten Majalengka for the period of 1988-2004. We used simple linear regression to test the relationship between independent variabels and dependent variable. In this research, we try to adopt the Skiner (1987). The result of analysis shows that all independent variables, namely government sepnding for education, health and infrastructure, are statistically significant influence the dependent variable. The implications of this finding is that the level of income is strongly depend on local government activities.
Optimalisasi Pengelolaan Anggaran, Hindari Krisis Fiskal Jaka Sriyana
Unisia No 43/XXIV/I/2001
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/unisia.v0i43.5712

Abstract

For the first of long term development, Indonesia has achieved successfully the high rate of economic growth. It was caused by the government's effective economic policy. In this period the government applied a deficit fiscal, In which total expenditure is over domestic Income. In fact, the value of deficit tends to be higher each year. A high of deficit fiscal was Indicated by strongly increase In both routine expenditure and public Investment. Uncontrolled deficit fiscal policy and Increasing of government expenditure has negative effects, there were a low efficiency of fiscal management, the higher expenditure leaked, the high cost economy and the huge of foreign debt. To overcome these problems the government must create the new sources of revenue and enlarges tax reform. 
Exploring the Philosophy of the Local Wisdom of “Gusjigang” for Understanding Zakat and Tax Compliance Nita Andriyani Budiman; Mukhamad Nurkamid; Jaka Sriyana; Akhsyim Afandi; Budi Gunawan; Sri Mulyani
ZISWAF Vol 10, No 1 (2023): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v10i1.16696

Abstract

Zakat and tax play a crucial role in fostering the development of a country. Zakat is an obligation for Muslims, while tax is an obligation for all citizens. Therefore, this research aims to explore the prevailing local wisdom in the Kudus community, in order to gain insights into how these obligations are observed and complied with. The local wisdom philosophy of the Kudus community, known as ‘Gusjigang’, originated from the esteemed heritage of Holy Sunan. It embodies the values of good behavior, studiousness, and tenacious trading (entrepreneurship). Grounded by this philosophy, this study aims to comprehend the motivations behind the adherence of local entrepreneurs to zakat and tax using a case study approach. Following this, in order to gather relevant data, qualitative open-ended interviews and document analysis were employed as the primary source of data collection. Through this process, it was found that the prioritization of zakat over tax stems from the religious regulations and laws, which  take precedence over the mandates of fellow human beings. It is also important to note that from the perspective of the zakat administration, the distribution of zakat was considered more transparent and fairer as evidenced by the insights gleaned from the interviews. 
Analisis Faktor-Faktor yang Memengaruhi Tingkat Non-Performing Financing (NPF) di Bank Umum Syariah Indonesia Periode 2015-2021 Fitri, Syahrifa Dwi; Sriyana, Jaka
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 1 (March 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (833.936 KB) | DOI: 10.37034/infeb.v5i1.240

Abstract

The development of Islamic banking in Indonesia continues to increase. The Islamic banking industry has a bright future, one of which is supported by most of the Indonesian people who are Muslims so that the market share they have is also large. To maintain its existence, of course, Islamic banking must maintain the trust given by the community to collect and distribute funds back to the community. This study aims to examine the factors that influence the level of Non-performing Financing (NPF) in Islamic Commercial Banks, because the higher the NPF of a bank indicates poor or unhealthy banking performance. This research data is secondary data obtained from the Islamic Banking Statistics (SPS) report on the page of the Financial Services Authority (OJK). The analytical method used is the Vector Error Correction Model (VECM) with the help of an analytical tool, namely E-views.10. The results of this study indicate that in the short term the only significant variable is the NPF variable itself. While in the long term the ASSET variable has a negative and significant effect, the CAR variable has a positive and significant effect on the NPF in BUS. Then, FDR and BOPO have no effect in the long term or in the short term.
Does Financial Inclusion Increase MSME Financing at Islamic Banks During Covid 19? Wibowo, Muhammad Yusuf Perkasa; Sriyana, Jaka
Journal of Finance and Islamic Banking Vol. 6 No. 1 (2023)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v6i1.7655

Abstract

The impact of Covid-19 on MSME has necessitated solutions through MSME financing at Sharia Banks, involving the role of financial inclusion to address their financial challenges. The purpose of this study is to analyze the role of financial inclusion in stimulating MSME financing during Covid 19 with a focus on the effect of financial inclusion on MSME financing at Islamic banks during covid 19. The method used is Panel Data Analysis with the best model chosen, namely the Fixed Effect Model with GLS weights used Seemingly Uncorrelated Regression to solve autocorrelation problems and a higher adjusted R-Square value. The object of research is Islamic Banks using secondary data from 33 provinces in Indonesia during the Covid-19 period, from March 2020 to December 2022 with total of 1122 observations. The results of this study imply that any increase in financial inclusion will increase Islamic Bank Financing for the MSME sector in each province in Indonesia. Furthermore, during this period, an increase in DPK can enhance the distribution of inclusive financing, while a rise in NPF ratio can reduce it. This research contributes by demonstrating that the increased inclusivity of financial services can enable easier and more affordable access to financial products and services offered by formal institutions, particularly in the context of financing for MSME, with the aim of improving overall well-being and addressing the impact of COVID-19.
Pengaruh Faktor Internal Dan Faktor Eksternal Terhadap Non Performing Financing (NPF) Pada Pembiayaan Bank Umum Syariah Ainiah, Pocut; Sriyana, Jaka
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11901

Abstract

This research aims to analyze the influence of internal factors and external factors of Sharia Commercial Banks on the NPF for murabahah financing, NPF for musyarakah financing, NPF for mudharabah financing, NPF for ijarah financing, NPF for istishna financing, and NPF for qardh financing. The research method used is quantitative research using secondary data from Bank Muamalat Indonesia, Bank BCA Syariah, Bank Panin Syariah, Bank Bukopin Syariah, Bank Mega Syariah, and Bank Victoria Syariah, all of which are the results of financial reports published by the OJK during the quarterly period. 1 of 2013 to the fourth quarter of 2022. The results of this research are that internal factors and external factors have an influence on NPF in murabahah, musyarakah and istishna financing in sharia commercial banks. Meanwhile, the NPF for mudharabah, ijarah and qardh financing is not influenced by internal and external factors in Islamic commercial banks.
Faktor-Faktor Yang Mempengaruhi Minat Menggunakan Fintech Syariah Mira Misissaifi; Jaka Sriyana
IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Vol 10 No 1 (2021): IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita - June
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/iqtishaduna.v10i1.276

Abstract

This study aims to identify the factors that influence the interest of the people of Yogyakarta in using Islamic fintech by using the technology acceptance model (TAM). The sampling technique used purposive sampling so that the number of samples obtained was 150 respondents. This study was analyzed using a structural equation model partial least square (SEM-PLS) with the help of SmartPLS 3.2.9 software. The results of this study indicate that the intention to use sharia fintech is influenced by the individual attitude factor towards the presence of sharia fintech. Attitudes to use sharia fintech are influenced by perceived usefulness factors, perceived ease of use, and sharia compliance inherent in sharia fintech. This research can be considered for sharia fintech start-up companies in improving and optimizing the use of sharia fintech.
ISLAMIC ENDOGENOUS MONEY: EVIDENCE FROM THE ISLAMIC BANKING SYSTEM IN INDONESIA AND MALAYSIA Umam, Khoirul; Ismail, Abdul Ghafar; Tohirin, Achmad; Sriyana, Jaka
Journal of Islamic Monetary Economics and Finance Vol. 7 No. 3 (2021)
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21098/jimf.v7i3.1351

Abstract

This paper proposes a theoretical model of endogenous Islamic money and empirically analyses the endogeneity of Islamic money supply under fiat and fractional reserve systems. The causal relations between Islamic money and macro and financial variables are assessed using the autoregressive distributed lag (ARDL) model and error-correction modelling (ECM). The results suggest that the greater the maturity and the larger the asset share in the Islamic financial system, the better the endogeneity of money. They also reveal that the profit and loss sharing system can connect the economy to money, minimise the exogenous potential of the fractional reserve requirement system, and eliminate the exogenous feature of the fiat money system. Accordingly, the study argues that an Islamic endogenous money system can be developed in fiat and fractional reserve banking systems.
ANALYSIS OF FINANCIAL ACCOUNTABILITY TOWARDS PERFORMANCE ACCOUNTABILITY THROUGH THE INTERNAL CONTROL SYSTEM AT MANGGARAI REGENCY GOVERNMENT Aloisius Hama; Akhsyim Afandi; Jaka Sriyana; Mersiana Varia Juita
Finance : International Journal of Management Finance Vol. 3 No. 1 (2025): September
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/finance.v3i1.103

Abstract

This study aims to examine the extent to which Financial Accountability influences Performance Accountability with the mediating role of the Internal Control System in the Government of Manggarai Regency. The population in this study consisted of 45 employees working within the Manggarai Regency Government. Sampling was conducted using a census method. Thus, the entire population was taken as the sample, consisting of 45 employees who had worked for more than one year. The data obtained was analyzed using the Partial Least Squares (PLS) approach with the assistance of SmartPLS 3.0 software. The analysis results indicate a significant influence of several variables on Performance Accountability. First, Financial Accountability was proven to have a substantial effect on the Internal Control System. Second, the Internal Control System has a significant relationship with Performance Accountability. Third, Financial Accountability also significantly affects Performance Accountability through the mediating role of the Internal Control System in the Manggarai Regency Government.
Co-Authors Abdul Ghafar Ismail Abdul Ghafar Ismail Achmad Tohirin Ainiah, Pocut Akhsyim Afandi Ali Djamhuri Aloisius Hama Annafsun Nadzifah Azizah Kurniasih Budi Gunawan Chynthia Pradiftha Sari, Chynthia Pradiftha Fitri Raya Fitri Rosyidah Fitri Rosyidah Fitri, Syahrifa Dwi Khoirul Umam Laksono Trisnantoro Listiyani, Fahmaninda Mersiana Varia Juita Mira Misissaifi Mukhamad Nurkamid nirdukita ratnawati, nirdukita Nita Andriyani Budiman Putri Jamilah Tohirin, Achmad Wibowo, Muhammad Yusuf Perkasa