Umi Julaihah
UIN Maulana Malik Ibrahim Malang

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ANALISIS DAMPAK KEBIJAKAN MONETER TERHADAP VARIABEL MAKROEKONOMI DI INDONESIA (PENERAPAN VECTOR ERROR CORRECTION MODEL) Julaihah, SE., M.Si,, Umi
IQTISHODUNA IQTISHODUNA (Vol 4, No 1
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (459.822 KB) | DOI: 10.18860/iq.v3i1.240

Abstract

The objectives of this study are to analyze the effect of monetary policy on Indonesian economy and to know policy variable such as monetary aggregate that have contribution in explain the variability of macroeconomic variables. The data sample used in this study are quarterly time series data from 1983.1 - 2003.2. Those data are base money, one month commercial bank deposit interest rate, consumer price index, gross domestic product, and exchange rate (rupiah/dollar). A method of analysis in this study is Vector Error Correction Model (VECM). The advantages of VECM are because it has: (i) impulse response function that can trace the response of one endogen variable because shock/innovation of others variables in the model; (ii) variance decomposition that can show the contribution of one variable endogen in explained the variability of others endogen variables. The result of impulse response function shows that economic growth did not response the shock of base money. Although base money has significant effect on inflation but this model leaves a price puzzle and liquidity puzzle. The result of variance decomposition shows that base money contributes only 5% on inflation but it did not give any contribution on economic growth fluctuation. The interesting result is policy variables (base money) have best contribution in explain the fluctuation on exchange rate. Then, it asserts that shock of policy variable is responded by exchange rate faster than other macroeconomic variables.
FINANCIAL LITERACY FOR EARLY CHILDHOOD: PARENTAL FINANCIAL PERCEPTION AND SOCIALIZATION Umi Julaihah; Nurlaeli Fitriah; Yhadi Firdiansyah
Al Hikmah: Indonesian Journal of Early Childhood Islamic Education (IJECIE) Vol 7 No 2 (2023): Desember 2023
Publisher : Universitas Al-Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/ijecie.v7i2.647

Abstract

Financial literacy becomes one of basic life skills that should be instilled to ones since their early childhood. This is based on the argument that a good financial attitude and behaviour are not an instant process. The current study tried to gain information about the financial literacy of kindergarten parents, as well as their perceptions and socialization regarding financial literacy education to their children. This study applied a quantitative descriptive study using a questionnaire. Also, a parent meeting was used as a media for collecting data. The findings showed that parents had a fairly good financial literacy as well as good perceptions and socialization of financial literacy education to their children. Although several financial behavior should be improved such as having a budget plan as well as regular savings. For their children, parents also already have good financial habits by providing them with piggy banks and pocket money to be managed. An interesting finding was found that several parents are afraid to talk to their children about money. However, after attending the parent meeting about financial literacy for kids, they know what money management topic should be introduced to kids. Thus, this study is expected to provide a new insight for policymakers in order to design a collaborative and an effective financial education with parents.