Pujianto Pujianto
Pusat Kajian Ekonomi dan Kebijakan Kesehatan, Universitas Indonesia

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Probabilitas dan determinan pemanfaatan asuransi kesehatan di Indonesia (berdasarkan data IFLS tahun 2015) Miftakhun Nafisah Yannis Putri; Pujianto Pujianto
Berita Kedokteran Masyarakat (BKM) Vol 35, No 2 (2019)
Publisher : Fakultas Kedokteran Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (616.299 KB) | DOI: 10.22146/bkm.42546

Abstract

The probability and determinants of the utilization of health insurance in Indonesia: analysis of 2015 IFLS data Purpose: This study investigates the probability and the determinants of use of health insurance in Indonesia.Method: The Indonesian Family Life Survey (IFLS) 2015 data were used and analyzed by logistic regression/probit. Age, gender, marital status, family status, education, employment status, and area of residence were used as determinant variables.Results: The proportion of utilization of health insurance is 39.9%. A total of 60.02% of health insurance owners do not use health insurance and issueout of pocket (OOP) fees. Age variables (0.037), education (0,000) and residential areas (0,000) were significantly significant (p-value <0.05) for the use of health insurance.