Probabilitas dan determinan pemanfaatan asuransi kesehatan di Indonesia (berdasarkan data IFLS tahun 2015)

Miftakhun Nafisah Yannis Putri (Fakultas Kesehatan Masyarakat, Universitas Indonesia)
Pujianto Pujianto (Pusat Kajian Ekonomi dan Kebijakan Kesehatan, Universitas Indonesia)

Berita Kedokteran Masyarakat
Vol 35, No 2 (2019)

The probability and determinants of the utilization of health insurance in Indonesia: analysis of 2015 IFLS data Purpose: This study investigates the probability and the determinants of use of health insurance in Indonesia.Method: The Indonesian Family Life Survey (IFLS) 2015 data were used and analyzed by logistic regression/probit. Age, gender, marital status, family status, education, employment status, and area of residence were used as determinant variables.Results: The proportion of utilization of health insurance is 39.9%. A total of 60.02% of health insurance owners do not use health insurance and issueout of pocket (OOP) fees. Age variables (0.037), education (0,000) and residential areas (0,000) were significantly significant (p-value <0.05) for the use of health insurance.