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<![CDATA[ANGKOLA BATAK TRADITION: ISLAM, PATRILINEALITY, MODERNITY: Reviving and Challenging ]]>
<![CDATA[Muhammad Habibi Siregar]]>
<![CDATA[ TAWASUT Vol 3, No 1 (2015) ]]>
Publisher : <![CDATA[Pascasarjana Universitas Wahid hasyim Semarang ]]>
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DOI: 10.31942/ta.v3i1.1293
<![CDATA[Identity attached in a group always coincides with the perception within it. Identity of general Batak society is perceived as the masculine identity created the gap between female and male in term of the social and economy resources. Batak society who live outside of Bonapasogit likely more solid than they live in Bonapasogit. Itcan be proved by the intense meeting internal Batak community more often than in Bonapasogit. Due the penetration from other cultures force them who reside out Bonapasogit more united among them. Meanwhile, for people live in Bonapasogit the only threat coming from their own community because they didn’t face the penetration from outsiders. Especially, for female Batak community the threat is the dominating patrilineality who standstill the tradition which isn’t favored to female. In densely population in cities, marga can be used as the supported tools in relationship even many female Batak were born outside Bonapasogit still use marga for their advantage purpose, especially in bureaucracy. Meanwhile for Angkola Batak who live their hometown has the different situation due don’t get advantage the beneficiary of marga. Because of pressure from their own community Keywords: Islam; patrilineality; inheritance; human right; identity]]>
<![CDATA[LEGALITAS SUNNAH TASYRI‘IYYAH, NON-TASYR‘IYYAH (Kritik Motivasi Sahabat dalam Meriwayatkan hadis) ]]>
<![CDATA[Muhammad Habibi Siregar]]>
<![CDATA[ Journal Analytica Islamica Analytica Islamica | Vol. 1 | No. 2 | 2012 ]]>
Publisher : <![CDATA[Program Pascasarjana UIN Sumatera Utara ]]>
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<![CDATA[Kodifikasi hadis dimulai di era Umayyah khalifah Umar bin Abdi al-Aziz pada awal abad kedua dalam almanak Islam (Hijriah). Kodifikasi adalah implementasi untuk merespon kebutuhan yang sangat mendesak terhadap hadis untuk dikumpulkan. Dan takut hilangnya hadits karena kepergian (wafatnya) Sahabat secara alami. Tetapi beberapa teks korpus hukum sunnah masih multi interpretasi di tengah persepsi yang berbeda untuk menerapkan kehidupan sehari-hari. Pada tingkat akademik term sunnah tidak mengambil secara instan, tetapi dilihat dengan berbagai pendekatan seperti hukum, sejarah, filsafat, aspek-aspek lainnya. Dan juga istilah ‘adalaah (keadilan) untuk semua Sahabat itu dikritik karena adanya sejarah pertumpahan darah dalam peristiwa fitnah hanya saja untuk masalah yang sensetif ini selalu dihindari.]]>
<![CDATA[Analisis Minat Masyarakat Non Muslim Tentang Perbankan Syariah dari Tahun ke Tahun di Indonesia ]]>
<![CDATA[Faisal Fahmi]]>;
<![CDATA[Muhammad Habibi Siregar]]>
<![CDATA[ Trending: Jurnal Manajemen dan Ekonomi Vol. 3 No. 1 (2025): Januari : Trending: Jurnal Manajemen dan Ekonomi ]]>
Publisher : <![CDATA[Universitas 45 Surabaya ]]>
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DOI: 10.30640/trending.v3i1.3735
<![CDATA[Islamic banks in terms of their current development are not lagging behind with progress as well as conventional ibanks. Conventional ibanking ithat iimplements ian iinterest isystem igoes iside iby iside iwith iIslamic ibanking ithat iimplements ia iprofit-sharing isystem. iThe iproblem ifaced iby iIslamic ibanks iis ithe ilow ipublic iknowledge iabout iIslamic ibanking, iespecially icaused iby ithe idominance iof iconventional ibanking iso ithat iIslamic ibanking iis istill iunderestimated. iThe ipurpose iof ithis istudy iis ito ifind iout ihow ithe ipublic iunderstands iIslamic ibanking iin iAdi iJaya iVillage, iFlygi iBesar iDistrict, iCentral iLampung iRegency. iThis itype iof iresearch iis ifield iresearch iconducted iin iKampung iAdi iJaya. iThe inature iin ithis istudy iis ia iqualitative idescriptive imethod. iThere iare itwo isources iof idata iin ithis istudy, inamely iprimary idata isources iand isecondary idata isources. iThe iprimary idata isource iis iobtained idirectly ifrom ithe icommunity, iwhile ithe isecondary idata isource ithat ithe iresearchers iuse iis iin ithe iform iof iKampung iAdi iJaya idocuments iand ifrom ivarious ibooks. iTo iobtain ivalid idata, iresearchers iuse ia idata icollection imethod, inamely iinterviews. iAfter ithe idata iis icollected, ithe iresearcher ianalyzes iusing iqualitative idata ianalysis itechniques iusing iinductive imethods.. iThe iresults iof ifield iresearch ishow ithat ithe iunderstanding iof ithe ipublic iabout iIslamic ibanks iin iKampung iAdi iJaya iis ithat ipeople ionly iknow ithe iexistence iof iIslamic ibanks ibut ido inot iunderstand iIslamic ibanks iin idetail. iOnly isome ipeople iunderstand iabout iIslamic ibanks iand isome ieven idon't iknow iabout iIslamic ibanks iat iall. iMost ipeople ido inot iknow iwhat iproducts iand iservices iare iavailable iin iIslamic ibanks. iLack iof iunderstanding ifrom ithe ipublic idue ito ithe ilack iof iinformation iobtained ifrom iIslamic ibanks iand imedia isuch ias itelevision, iprint imedia iand isocial imedia iwhich icauses ipeople inot ito iknow iwhat iIslamic ibanks iare iand iwhat iproducts iare iin I Islamic ibanks.]]>
<![CDATA[Analisis Prinsip 5C pada Pembiayaan Multiguna di Bank Sumut Syariah KCP Lubuk Pakam ]]>
<![CDATA[Syahna Ariesta]]>;
<![CDATA[Muhammad Habibi Siregar]]>
<![CDATA[ Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 1 (2025) ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Surabaya ]]>
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DOI: 10.30651/jms.v10i1.25411
<![CDATA[Penelitian ini bertujuan untuk menganalisis penerapan prinsip 5C (Character, Capacity, Capital, Collateral, dan Condition) dalam proses pembiayaan multiguna di Bank Sumut Syariah KCP Lubuk Pakam. Pembiayaan multiguna merupakan salah satu produk perbankan yang banyak diminati oleh masyarakat karena fleksibilitas penggunaannya untuk berbagai kebutuhan. Prinsip 5C digunakan oleh bank sebagai pedoman dalam menilai kelayakan calon debitur agar dapat meminimalkan risiko pembiayaan yang tidak lancar. Penelitian ini menggunakan pendekatan kualitatif dengan metode analisis deskriptif untuk menggambarkan bagaimana Bank Sumut Syariah KCP Lubuk Pakam menerapkan prinsip 5C dalam proses evaluasi dan keputusan pembiayaan. Hasil penelitian menunjukkan bahwa Bank Sumut Syariah telah menerapkan prinsip 5C secara komprehensif, meskipun terdapat tantangan dalam aspek pengawasan kondisi ekonomi dan karakter debitur. Penerapan prinsip 5C yang efektif diharapkan dapat meningkatkan kualitas pembiayaan dan mengurangi risiko kredit macet. Penelitian ini juga memberikan rekomendasi bagi pihak bank untuk terus meningkatkan ketelitian dalam penilaian aspek karakter dan kapasitas calon debitur agar pembiayaan dapat berjalan dengan lancar dan sesuai prinsip syariah.]]>
<![CDATA[Analisis Minat Masyarakat Non Muslim tentang Perbankan Syariah dari Tahun Ke Tahun di Indonesia ]]>
<![CDATA[Faisal Fahmi]]>;
<![CDATA[Muhammad Habibi Siregar]]>
<![CDATA[ Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 1 (2025) ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Surabaya ]]>
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DOI: 10.30651/jms.v10i1.25571
<![CDATA[Islamic banks in terms of their current development are not lagging behind with progress as well as conventional banks. Conventional banking that implements an interest system goes side by side with Islamic banking that implements a profit-sharing system. The problem faced by Islamic banks is the low public knowledge about Islamic banking, especially caused by the dominance of conventional banking so that Islamic banking is still underestimated. The purpose of this study is to find out how the public understands Islamic banking in Adi Jaya Village, Flygi Besar District, Central Lampung Regency. This type of research is field research conducted in Kampung Adi Jaya. The nature in this study is a qualitative descriptive method. There are two sources of data in this study, namely primary data sources and secondary data sources. The primary data source is obtained directly from the community, while the secondary data source that the researchers use is in the form of Kampung Adi Jaya documents and from various books. To obtain valid data, researchers use a data collection method, namely interviews. After the data is collected, the researcher analyzes using qualitative data analysis techniques using inductive methods.. The results of field research show that the understanding of the public about Islamic banks in Kampung Adi Jaya is that people only know the existence of Islamic banks but do not understand Islamic banks in detail. Only some people understand about Islamic banks and some even don't know about Islamic banks at all. Most people do not know what products and services are available in Islamic banks. Lack of understanding from the public due to the lack of information obtained from Islamic banks and media such as television, print media and social media which causes people not to know what Islamic banks are and what products are in Islamic banks.]]>
<![CDATA[Prosedur Pemberian Kredit: Studi Kasus Prosedur Pengajuan Kredit Usaha Rakyat (KUR) di Bank Sumut KC Kampung Lalang ]]>
<![CDATA[Putri Suciyati]]>;
<![CDATA[Muhammad Habibi Siregar]]>
<![CDATA[ Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 1 (2025) ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Surabaya ]]>
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DOI: 10.30651/jms.v10i1.25754
<![CDATA[Abstrak Penelitian tentang Prosedur Pemberian Kredit: Studi Kasus Prosedur Pengajuan Kredit Usaha Rakyat (KUR) di Bank Sumut Kc Kampung Lalang dapat menjelaskan tentang bagaimana prosedur pengajuan Kredit Usaha Rakyat (KUR) diterapkan di Bank Sumut Kantor Cabang Kampung Lalang, yang bertujuan untuk membantu pelaku usaha mikro, kecil, dan menengah (UMKM) memperoleh akses permodalan. Penelitian ini mengidentifikasi tahapan-tahapan dalam pengajuan KUR, mulai dari pengajuan oleh calon debitur, verifikasi data, penilaian kelayakan usaha, hingga persetujuan dan pencairan kredit. Selain itu, penelitian ini juga membahas kendala yang dihadapi oleh pihak bank dan calon debitur dalam proses pengajuan, serta faktor-faktor yang mempengaruhi kelancaran prosedur tersebut. Hasil dari studi ini diharapkan dapat memberikan gambaran yang jelas mengenai sistem pengajuan KUR di Bank Sumut, serta memberikan rekomendasi untuk perbaikan dalam meningkatkan efisiensi dan aksesibilitas kredit bagi UMKM. Kata kunci: Bank Sumut, Pengajuan Kredit, UMKM]]>
<![CDATA[Planning Aisyiyah dalam Meningkatkan Ketahanan dan Keharmonisan Keluarga Pedagang Kaki Lima Di Kecamatan Medan Tembung Kota Medan ]]>
<![CDATA[Julyanda, Fanny]]>;
<![CDATA[Muhammad Habibi Siregar]]>
<![CDATA[ Jurnal Dakwah dan Komunikasi Vol. 10 No. 2 (2025) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri (IAIN) Curup ]]>
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DOI: 10.29240/jdk.v10i2.14180
<![CDATA[The author describes the planning made/designed by Aisyiyah Kecamatan Medan Tembung Medan City, namely by creating several programs that can encourage/improve the resilience and harmony of the families of street vendors. Therefore, researchers conducted Field Research using descriptive qualitative methods, using several data collection techniques in the form of observation, interviews, and documentation to obtain accurate data or information. The results that the author gets Aisyiyah provides open space for street vendors to market merchandise and help market merchandise at Aisyiyah activities. The author suggests that Aisyiyah should develop by creating workshops for street vendors and marketing them online through social media. As well as the need for government involvement to empower street vendors who can also be said to be people who are economically weak who really need care or assistance from the government so that the resilience and harmony in their families can also be intact and maintained.]]>
<![CDATA[Analisis Prinsip 5C pada Pembiayaan Multiguna di Bank Sumut Syariah KCP Lubuk Pakam ]]>
<![CDATA[Syahna Ariesta]]>;
<![CDATA[Muhammad Habibi Siregar]]>
<![CDATA[ Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 1 (2025) ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Surabaya ]]>
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DOI: 10.30651/jms.v10i1.25411
<![CDATA[Penelitian ini bertujuan untuk menganalisis penerapan prinsip 5C (Character, Capacity, Capital, Collateral, dan Condition) dalam proses pembiayaan multiguna di Bank Sumut Syariah KCP Lubuk Pakam. Pembiayaan multiguna merupakan salah satu produk perbankan yang banyak diminati oleh masyarakat karena fleksibilitas penggunaannya untuk berbagai kebutuhan. Prinsip 5C digunakan oleh bank sebagai pedoman dalam menilai kelayakan calon debitur agar dapat meminimalkan risiko pembiayaan yang tidak lancar. Penelitian ini menggunakan pendekatan kualitatif dengan metode analisis deskriptif untuk menggambarkan bagaimana Bank Sumut Syariah KCP Lubuk Pakam menerapkan prinsip 5C dalam proses evaluasi dan keputusan pembiayaan. Hasil penelitian menunjukkan bahwa Bank Sumut Syariah telah menerapkan prinsip 5C secara komprehensif, meskipun terdapat tantangan dalam aspek pengawasan kondisi ekonomi dan karakter debitur. Penerapan prinsip 5C yang efektif diharapkan dapat meningkatkan kualitas pembiayaan dan mengurangi risiko kredit macet. Penelitian ini juga memberikan rekomendasi bagi pihak bank untuk terus meningkatkan ketelitian dalam penilaian aspek karakter dan kapasitas calon debitur agar pembiayaan dapat berjalan dengan lancar dan sesuai prinsip syariah.]]>
<![CDATA[Analisis Minat Masyarakat Non Muslim tentang Perbankan Syariah dari Tahun Ke Tahun di Indonesia ]]>
<![CDATA[Faisal Fahmi]]>;
<![CDATA[Muhammad Habibi Siregar]]>
<![CDATA[ Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 1 (2025) ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Surabaya ]]>
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DOI: 10.30651/jms.v10i1.25571
<![CDATA[Islamic banks in terms of their current development are not lagging behind with progress as well as conventional banks. Conventional banking that implements an interest system goes side by side with Islamic banking that implements a profit-sharing system. The problem faced by Islamic banks is the low public knowledge about Islamic banking, especially caused by the dominance of conventional banking so that Islamic banking is still underestimated. The purpose of this study is to find out how the public understands Islamic banking in Adi Jaya Village, Flygi Besar District, Central Lampung Regency. This type of research is field research conducted in Kampung Adi Jaya. The nature in this study is a qualitative descriptive method. There are two sources of data in this study, namely primary data sources and secondary data sources. The primary data source is obtained directly from the community, while the secondary data source that the researchers use is in the form of Kampung Adi Jaya documents and from various books. To obtain valid data, researchers use a data collection method, namely interviews. After the data is collected, the researcher analyzes using qualitative data analysis techniques using inductive methods.. The results of field research show that the understanding of the public about Islamic banks in Kampung Adi Jaya is that people only know the existence of Islamic banks but do not understand Islamic banks in detail. Only some people understand about Islamic banks and some even don't know about Islamic banks at all. Most people do not know what products and services are available in Islamic banks. Lack of understanding from the public due to the lack of information obtained from Islamic banks and media such as television, print media and social media which causes people not to know what Islamic banks are and what products are in Islamic banks.]]>
<![CDATA[Prosedur Pemberian Kredit: Studi Kasus Prosedur Pengajuan Kredit Usaha Rakyat (KUR) di Bank Sumut KC Kampung Lalang ]]>
<![CDATA[Putri Suciyati]]>;
<![CDATA[Muhammad Habibi Siregar]]>
<![CDATA[ Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 1 (2025) ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Surabaya ]]>
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DOI: 10.30651/jms.v10i1.25754
<![CDATA[Abstrak Penelitian tentang Prosedur Pemberian Kredit: Studi Kasus Prosedur Pengajuan Kredit Usaha Rakyat (KUR) di Bank Sumut Kc Kampung Lalang dapat menjelaskan tentang bagaimana prosedur pengajuan Kredit Usaha Rakyat (KUR) diterapkan di Bank Sumut Kantor Cabang Kampung Lalang, yang bertujuan untuk membantu pelaku usaha mikro, kecil, dan menengah (UMKM) memperoleh akses permodalan. Penelitian ini mengidentifikasi tahapan-tahapan dalam pengajuan KUR, mulai dari pengajuan oleh calon debitur, verifikasi data, penilaian kelayakan usaha, hingga persetujuan dan pencairan kredit. Selain itu, penelitian ini juga membahas kendala yang dihadapi oleh pihak bank dan calon debitur dalam proses pengajuan, serta faktor-faktor yang mempengaruhi kelancaran prosedur tersebut. Hasil dari studi ini diharapkan dapat memberikan gambaran yang jelas mengenai sistem pengajuan KUR di Bank Sumut, serta memberikan rekomendasi untuk perbaikan dalam meningkatkan efisiensi dan aksesibilitas kredit bagi UMKM. Kata kunci: Bank Sumut, Pengajuan Kredit, UMKM]]>
