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All Journal Et-Tijarie: Jurnal Hukum dan Bisnis Syariah As-Syar'i : Jurnal Bimbingan & Konseling Keluarga AL-IKTISAB: Journal of Islamic Economic Law
Shofiyun Nahidloh
Universitas Trunojoyo Madura
Religion Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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KESIAPAN HAKIM PENGADILAN AGAMA DI MADURA DALAM MENYELESAIKAN SENGKETA EKONOMI SYARI’AH Shofiyun Nahidloh
Et-Tijarie Vol 3, No 2: Desember 2016
Publisher : Universitas Trunojoyo Madura

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Abstract

Public assumes that knowledge of the judge of religious court is moreconcentrated in marital disputes, inheritance, wills, grants, waqaf and sadaqah that be handled, rather than knowledge of sharia economy. Seeing the judge had received his various background of education levels and the representative office building conditions of the religious court, so that it would have been more ready to hear the case of economic disputes than general court. But in Madura, it does not appear yet to have a significant progress as the impact of the regulatory changes, contained in the constitution, number 7 of 1989 jo. number 3 of 2006 on the Religious Court, where there are some additional authorities to resolve some disputes in the field of shariah economic matters.Publik mengasumsikan pengetahuan hakim pengadilan agama lebih tertumpu di bidang sengketa perkawinan, waris, wasiat, hibah, waqaf dan sedekah yang ditanganinya, ketimbang pengetahuan ekonomi syariah itu sendiri. Melihat hakim telah mengenyam berbagai latar belakang jenjang pendidikan dan kondisi gedung kantor pengadilan agama yang representatif, maka pengadilan agama tentu telah dan lebih siap mengadili perkara sengketa ekonomi syariah ketimbangan pengadilan dalam lingkungan peradilan umum. Namun di wilayah Madura belum nampak adanya progress yang signifikan dari dampak adanya perubahan regulasi yang tertuang dalam dalam UU No.7 Tahun 1989 jo.UU No.3 Tahun 2006 tentang Peradilan Agama dimana ada tambahan kewenangan yaitu menyelesaikan sengketa di bidang perkara ekonomi syari’ah.Keywords: Judge PA, Dispute, Economic sharia, Madura
Childfree dalam Perkawinan Perspektif Hak Asasi Manusia dan Maqashid Asy-Syari’ah Hifdz An-Nasl Ragil Friedenta Pantow; Shofiyun Nahidloh
As-Syar'i: Jurnal Bimbingan & Konseling Keluarga Vol 6 No 1 (2024): As-Syar’i: Jurnal Bimbingan & Konseling Keluarga
Publisher : Fakultas Syariah IAIN Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/as.v6i1.5622

Abstract

The purpose of this study is to collaborate the phenomenon of Childfree in the midst of modern society and how the perspective of Human Rights and Maqashid Ash-Sharia Hifdz An-Nasl in responding to this phenomenon. Childfree shows a cultural sign that allows marriage but supports not having children. Although Indonesia has a relatively high birth rate, problems with globalization, economic difficulties, and foreign cultures lead to certain people's beliefs that marriage does not have to have children. This research uses qualitative research to describe reality systematically with accurate preparation. The results showed that there are differences of opinion regarding the phenomenon of childfree, Human Rights Perspectives Every person or couple has a personal right to decide when and how many children they want, including the choice to become childfree. No other person or entity shall prohibit this right. And the perspective of Maqashid Ash-Sharia Hifdz An-Nasl safeguards offspring (Hifdzun nasl), as Allah Almighty commands his people, through marriage that seeks to follow the sunnah of the Prophet and abstain from adultery. This is mentioned in Q.S. An-Nisa verse 3. Thus, having offspring in Islam is a recommendation. Remembering that every married couple has the right to choose not to have children.
The Conformity of Al-Bay' bi al-Taqshīṭ Practices on Mobile Phone Credit Through Fintech Akulaku and Kredivo at Babat Counters with Sharia Principles and Regulations in Indonesia Ifatun Nikmah; Holis; Ahmad Musadad; Shofiyun Nahidloh; Imamuddin bin Nahrawi
AL-IKTISAB: Journal of Islamic Economic Law Vol. 10 No. 1 (2026): AL-IKTISAB: Journal of Islamic Economic Law
Publisher : AL-IKTISAB: Journal of Islamic Economic Law

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v10i1.4

Abstract

The development of digital financial services has led to the increasingly widespread use of paylater facilities in consumer goods transactions, including mobile phone credit purchases through fintech platforms such as Akulaku and Kredivo, which are widely used at retail counters in Babat. Easy access, rapid processing, and minimal requirements make this practice attractive; however, its transactional structure raises issues related to cost transparency, late payment penalties, and compliance with sharia principles and national regulations. The main issue of this study concerns the form of mobile phone credit practices through these two fintech platforms and the extent to which their cost schemes, contractual arrangements, and penalty mechanisms align with the concept of al-bay’ bi al-taqshīṭ, the provisions of DSN-MUI Fatwas, and POJK No. 10/2022. This study aims to analyze the conformity of actual practices with sharia principles while also assessing their compliance with positive law. The research employs a qualitative method using an empirical juridical approach through the analysis of regulations, fatwas, academic literature, and in-depth interviews with counter employees and consumers using mobile phone credit services. The findings show that the transactions form a triangular scheme in which the counter merely supplies the goods, while all financing calculations, including additional charges and late payment penalties, are fully determined by the fintech system. Most consumers only understand the product price and installment amounts without being informed of the penalty structure, resulting in information asymmetry. The imposition of penalties as company revenue indicates non-compliance with sharia principles, as it closely resembles ribā nasī’ah, and does not fully meet OJK cost transparency standards. This study highlights the need to improve consumer education, contractual transparency, and penalty mechanisms so that paylater practices better reflect principles of justice and comply with sharia law and regulations.
Co-Authors Ahmad Musadad Holis Ifatun Nikmah Imamuddin bin Nahrawi Ragil Friedenta Pantow