Articles
<![CDATA[Asian Banking Crises: A Review of Valuable Lessons from Thailand, Indonesia, and Korea ]]>
<![CDATA[Roida, Herlina Yoka]]>
<![CDATA[ Jurnal Widya Manajemen & Akuntansi Vol 4, No 1 (2004) ]]>
Publisher : <![CDATA[Fakutas Ekonomi Unika Widya Mandala Surabaya ]]>
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<![CDATA[This paper examines to what extent has Asian countries suffered from the banking crisis. The paper employs a systematic framework to assess the occurrence and magnitude of Asian Banking crisis in some 'tiger countries' of Asia hit by the crisis: Thailand, Indonesia and Korea. The paper will give an overview of the financial crisis for these countries and what factors triggered the crisis. The crisis framework also allows assessing how the crisis has effect to the countries based on the some factors: macro factors, financial factors, and premature liberalization and information asymmetries. The main reason for the Asian Banking crisis was widespread crisis as well as systematic crisis. Countries that have a strong real sector links will be more affect by the crisis. It would be desirable to consider alternative policy instruments that do not place further stress on the banking sector. Finally, operating and regulator environment should be taken to minimize vulnerability of banking system.]]>
<![CDATA[Analisis Pasar Regional Kawasan Asia Timur (China, Hong Kong, Jepang, dan Korea Selatan) dalam Hubungannya dengan Pasar Dunia ]]>
<![CDATA[Roida, Herlina Yoka]]>;
<![CDATA[Sukamto, Utomo]]>;
<![CDATA[Sunarjanto, N. Agus]]>
<![CDATA[ Jurnal Widya Manajemen & Akuntansi Vol 5, No 3 (2005) ]]>
Publisher : <![CDATA[Fakutas Ekonomi Unika Widya Mandala Surabaya ]]>
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<![CDATA[This paper draws the prospect of regionalism among financial market in East Asia (China, Hong Kong, Japan and South Korea). The first part examines the correlation among them that lead to regional integration. The second part shows the possibility of integration or segmentation between East Asia countries and world. The next part, tries to draw whether last financial crises 1997 gave different result to the integration process.]]>
<![CDATA[ANALISIS RATIO KEUANGAN UNTUK MEMPREDIKSI KEGAGALAN BISNIS USAHA KECIL, DAN MENENGAH ]]>
<![CDATA[Nekhasius Agus Sunarjanto]]>;
<![CDATA[Herlina Yoka Roida]]>;
<![CDATA[Agnes Utari Widyaningdyah]]>
<![CDATA[ Jurnal Bisnis dan Ekonomi Vol 23 No 2 (2016): Vol. 23 No. 2 EDISI SEPTEMBER 2016 ]]>
Publisher : <![CDATA[Fakultas Ekonomika dan Bisnis, Universitas Stikubank ]]>
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<![CDATA[This study objective to analyze the financial ratios to predict business failure in small and medium enterprises (SMEs). The data used is the financial data of SME 2009-2015. Data analysis technique used is the binomial logistic regression. The results reveal that the model is fit and ratios that can be used to predict the business failure is working capital ratios: working capital / total assets, current assets / current liabilities, and quick / Inventory. These ratios are working capital ratios, so that SMEs need better management of the working capital. Keywords : Business failure, financial ratio, discriminant binomial logistic analysis.]]>
<![CDATA[Internasionalisasi Usaha Mikro, Kecil, Dan Menengah (Umkm) Ditinjau Dari Tipe Kepemilikan: Studi Empiris Di Jawa Timur ]]>
<![CDATA[Herlina Yoka Roida]]>;
<![CDATA[N. Agus Sunarjanto]]>;
<![CDATA[William Jayaprana]]>
<![CDATA[ Jurnal Manajemen Teori dan Terapan | Journal of Theory and Applied Management Vol. 3 No. 2 (2010): Jurnal Manajemen Teori dan Terapan - Agustus 2010 ]]>
Publisher : <![CDATA[Universitas Airlangga ]]>
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DOI: 10.20473/jmtt.v3i2.2399
<![CDATA[In the internationalization process, scales do not become an obstacle among small medium SMEs. However, the capacity to get market access is the most important consideration based the type of SMEs ownership. This reach draws the impact of ownership types to invoice internationalization. The model analysis used in this research are: (1) model 1 used to determine whether or not SMEs to export, and (2) model 2 used to determine the intensity of SMEs in exports that control by innovation (R&D expenditure), employment (SIZE) and sector choices. As a result, there is no significant impact of ownership type to the internationalization strategy. The decision mostly influenced by control variable which is sector choices, respectively.]]>
<![CDATA[Penguatan Kelembagaan Credit Union Melalui Perencanaan Keuangan ]]>
<![CDATA[Cicilia Erna Susilawati]]>;
<![CDATA[Nekhasius Agus Sunarjanto]]>;
<![CDATA[Herlina Yoka Roida]]>;
<![CDATA[Cyrillius Martono]]>;
<![CDATA[Erick Teofilus Gunawan]]>
<![CDATA[ PeKA: Jurnal Pengabdian Kepada Masyarakat Vol 4, No 2 (2021): Desember ]]>
Publisher : <![CDATA[LPPM, Universitas Katolik Widya Mandala Surabaya ]]>
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DOI: 10.33508/peka.v4i2.3559
<![CDATA[Financial planning is an important part in improving Credit Union (CU) institutions, especially for management. CU as an institution engaged in community empowerment must understand and develop its management with good financial planning. So that it can carry out the empowerment of members properly and correctly. The implementation of ABDIMAS has a positive impact on the management. Hopefully the impact of this training does not stop at the management but extends to members and the wider community]]>
<![CDATA[Integration versus Segmentation in Asian Financial Market: The Prospect of Regionalism in Asia ]]>
<![CDATA[Roida, Herlina Yoka]]>
<![CDATA[ The Indonesian Capital Market Review Vol. 1, No. 2 ]]>
Publisher : <![CDATA[UI Scholars Hub ]]>
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<![CDATA[This paper draws the prospect of regionalism among inancial market in Asia (Indonesia, Malaysia, Philippine, Singapore, China, Hong Kong, Japan and South Korea). The irst part examines the correlation among them that lead to regional integration. The second part shows the possibility of integration or segmentation between Asia countries and world. The next part, tries to draw whether last inancial crises 1997 gave different result to the integration process. The correlation between Asia regional return and world return is tested by F-test (degree of signiicant 5%). The inal part of this paper gives a picture as to how the prospect of integration or segmentation return of Asia and world can initiate a process of economic integration towards a trade block development.]]>
<![CDATA[The Role of Moderation in The Company's Age on Financial Slack's Relationship to Company Performance ]]>
<![CDATA[Ceicilia Bintang Hari Yudhanti]]>;
<![CDATA[Herlina Yoka Roida]]>
<![CDATA[ Jurnal Ilmu Manajemen & Ekonomika Vol 15, No 1 (2022): Jurnal Ilmu Manajemen dan Ekonomika, Vol. 15, No.1, December 2022 ]]>
Publisher : <![CDATA[Indonesia Banking School ]]>
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DOI: 10.35384/jime.v15i1.297
<![CDATA[This study examines whether financial slack is associated with firm performance and whether this relation-ship is moderated by firm size and firm age. This study consists of 251 firm-years covering the period from 2017to 2019 of 85 companies in the manufacturing industry listed on the Indonesia Stock Exchange (IDX). Our findings indicate that financial slack has a negative effect on company performance. This negative ef-fect is weakened if the size of the company is larger and the age of the company is more mature. In addi-tion, companies with financial slack tend not to use the slack of company financial resources for the benefit of the company. This can be attributed to the tendency of the company's management to use these re-sources to increase additional income or remuneration for managers. The management considers the com-pany's short-term performance which has an impact on increasing management's welfare. These findings emphasize that big size companies will compete with younger companies that tend to invest in research and development. Therefore, large companies will use financial slack for the benefit of the company in or-der to maintain the company's survival in the future. Mature companies have experience in managing com-pany resources and competence in gaining access to the resources needed to survive or grow. Therefore, based on experience and journey to gain access to funding, financial slack will be used for the benefit of the company. This study supports the prediction with evidence from Indonesia manufacture companies, and conclude that financial slack will be managed in aim maintain access to funding in the future.]]>
<![CDATA[PREDIKSI KEGAGALAN USAHA KECIL DAN MENENGAH (UKM): SEBUAH PERSPEKTIF KEUANGAN ]]>
<![CDATA[Nekhasius Agus Sunarjanto]]>;
<![CDATA[Herlina Yoka Roida]]>;
<![CDATA[Agnes Utari Widyaningdyah]]>
<![CDATA[ Prosiding Seminar Nasional Manajemen, Ekonomi dan Akuntansi Vol. 1 No. 1 (2016): PROSIDING SEMINAR NASIONAL MANAJEMEN, EKONOMI DAN AKUNTANSI 2016 ]]>
Publisher : <![CDATA[FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS NUSANTARA PGRI KEDIRI ]]>
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<![CDATA[Dentification of business failure is one in applying an early warning system for business activities in any scale. This identification is often run by banks to detect potential bankruptcy of a business who is given credit by banks. This study identifies the failure of SME businesses with financial approaches, using binomial logistic regression discriminant analysis. The results showed that the variable working capital / total assets, current assets / current liabilities, and quick / Inventory can predict the failure of the business (financial distress). The financial difficulties of the measured ability of SMEs in obtaining access to short-term loans. As a result, SMEs have difficulty in gaining access to loans from financial services, such as banking]]>
<![CDATA[Peran Kebijakan Dividen dalam Tata Kelola Perusahaan yang Dikontrol oleh Keluarga ]]>
<![CDATA[Tania, Ivon Natasia]]>;
<![CDATA[Roida, Herlina Yoka]]>;
<![CDATA[Martono, Cyrillius]]>
<![CDATA[ Jurnal Samudra Ekonomi dan Bisnis Vol 15 No 2 (2024): JSEB ]]>
Publisher : <![CDATA[Fakultas Ekonomi Universitas Samudra ]]>
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DOI: 10.33059/jseb.v15i2.7276
<![CDATA[The research aims to examine how family company governance influences dividend policy in the context of minority shareholder protection in 345 observations of family companies listed on the Indonesia Stock Exchange (BEI) during the 2016-2020 period. The results of this research using panel regression (random effects model) show that family ownership concentration has a non-linear relationship to dividend policy, while the level of family involvement through the board of directors and board of commissioners has a statistically negative effect on dividend policy. However, the existence of independent commissioners and lender supervision do not have a significant effect on dividend policy. Overall, this research supports agency theory that family involvement in the company can give rise to agency conflicts with minority shareholders through dividend distribution.]]>
<![CDATA[Family Ownership Concentration and Debt in Dividends Policies ]]>
<![CDATA[Roida, Herlina Yoka]]>;
<![CDATA[Yahya, Resty Fauzyah]]>;
<![CDATA[Sunarjanto, N. Agus]]>
<![CDATA[ International Research Journal of Business Studies Vol. 15 No. 2 (2022): August - November 2022 ]]>
Publisher : <![CDATA[Universitas Prasetiya Mulya ]]>
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DOI: 10.21632/irjbs.15.2.205-217
<![CDATA[This study aims to examine whether or not family control benefiting the internal and external governance mechanism to mitigate to agency problems affecting dividends in a capital market environment to improve investor protection such as Indonesia. The quantitative analysis model was used to test the hypotheses based on the panel data analysis of 58 family firms listed from 2012 to 2019, and the random effect technique (pooled EGLS). The findings indicate that internal governance mechanism (family ownership and family board representation) are irrelevant to the dividend policy. However, external governance mechanism (debt) negatively affects dividends. This means that debt plays a significant role in influencing dividend policies. In addition, it provides the issue from institutional setting, when legal protection for minority shareholders is improving, the governance role of families become less effective to monitor the firms.]]>
