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All Journal EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis An-Nisbah : Jurnal Perbankan Syariah
Yunida Een Fryanti
UNIVERSITAS ISLAM NEGERI FATMAWATI SUKARNO BENGKULU
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Energy Other

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Strategi Adaptasi Biro Tour And Travel Dalam Menghadapi Pendemi Covid-19 (Studi Kasus Pada Perusahaan Tour And Travel Haji dan Umrah PT AQM Kota Bengkulu) Melati Oktavia utami; Miti Yarmunida; Yunida Een Fryanti
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 10 No S1 (2022): SPECIAL ISSUE DNU 14 TH
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v10iS1.1991

Abstract

This study aims to determine the adaptation strategy of tour and travel bureaus in dealing with the COVID-19 pandemic. This study uses a descriptive qualitative approach with the object of AQM research in Bengkulu City with Mr. Heru Putra Perdana A.Md. as General Supervisor/IT. Data collection techniques used are interviews, observation and documentation. data analysis technique is descriptive qualitative by collecting, managing, analyzing and presenting data. The results of this study the authors conclude that Covid-19 has greatly impacted the Umrah Travel Organizer (PPIU) at PT. The Quba Mandiri Award for Bengkulu City. the adaptation strategy of the tour and travel bureau in dealing with the covid-19 pandemic, it can be concluded that the adaptation strategy used is by applying an adaptive strategy (adjustment strategy), an adaptive strategy of prospectors and defenders types, namely making adjustments to current conditions, innovations made by PT . Anugerah Quba Mandiri City of Bengkulu with the formation of a 3s team, recruiting as many employees as possible, the tamrah system (umrah savings), and booking a sit down deposit of 5 million. To restore the company's income, opening a new business, a raudoh figure is a branch of AQM such as Muslim clothes, Umrah gifts, zam-zam water, dates, etc. apply Umrah savings in cooperation with the appointed bank. People can save at any time while waiting for confirmation of departure. This strategy led to innovations aimed at attracting public interest and keeping the company afloat.
Analisis Penerapan Good Corporate Governance pada Bank Muamalat KC Bengkulu Anis Tri Handayani; Eka Sri Wahyuni; Yunida Een Fryanti
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 10 No 2 (2022)
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v10i2.2553

Abstract

This study aims to determine how the implementation of Good Corporate Governance at Bank Muamalat KC Bengkulu. In good corporate governance (GCG), there are principles that are implemented in the form of general implementation in every Islamic banking in Indonesia. This research was built with the belief that with the implementation of GCG in a company, the company has good management. In this study the authors used a descriptive qualitative approach. Based on the results of this study, it can be concluded that there is an important role between the implementation of GCG and the inhibiting and supporting factors in the implementation of GCG practices, where by applying the principles of GCG in accordance with sharia principles, the implementation of GCG implementation becomes focused and becomes better from year to year so that it becomes a motivation. the company in implementing and understanding GCG in general and based on sharia principles is also very important to be applied to each individual who is responsible for the tasks that have been mandated by Bank Muamalat KC Bengkulu in order to achieve the vision, mission, culture and code of ethics of the company according to Islam, as well as institutions who is supervising.
Peluang Investasi Emas Jangka Panjang Melalui Produk Pembiayaan Cicil Emas (Studi Kasus pada Bank Syariah Indonesia Kantor Cabang Bengkulu Adam Malik) Rahmadhani Aulia; Romi Adetio Setiawan; Yunida Een Fryanti
An-Nisbah: Jurnal Perbankan Syariah Vol. 6 No. 2 (2025): An-Nisbah: Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51339/nisbah.v6i2.3634

Abstract

Investasi emas menjadi pilihan utama masyarakat karena nilainya yang cenderung stabil dan tidak terpengaruh inflasi. Namun, keterbatasan modal menjadi kendala utama masyarakat dalam berinvestasi emas secara tunai. Bank Syariah Indonesia menghadirkan produk pembiayaan cicil emas sebagai solusi bagi masyarakat yang ingin beinvestasi emas secara bertahap yang sesuai dengan prinsip syariah. Penelitian ini bertujuan untuk menganalisis peluang investasi emas jangka panjang melalui produk pembiayaan cicil emas yang ada di BSI KC Bengkulu Adam Malik. Metode penelitian yang digunakan adalah pendekatan kualitatif. Hasil penelitian menunjukan bahwa produk cicil emas memiliki peluang besar sebagai instrumen investasi jangka panjang dengan skema pembayaran yang lebih fleksibel dibandingkan pembelian emas secara tunai sehingga dapat membantu masyarakat yang ingin memiliki emas yang terkendala dengan modal. Namun, kendala dalam pengembangannya yaitu masih kurangnya sosialisasi produk kepada masyarakat luas dan keterbatasan finansial masyarakat yang belum mampu menjangkau produk ini dan juga menggunakan DP 20%. Oleh karena itu, diperlukan strategi pemasaran yang lebih unggul untuk meningkatkan kesadaran masyarakat mengenai manfaat investasi emas melalui skema pembiayaan syariah.
Co-Authors Anis Tri Handayani Eka Sri Wahyuni Melati Oktavia utami Rahmadhani Aulia Romi Adetio Setiawan Yarmunida, Miti