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All Journal EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Journal of Economic, Bussines and Accounting (COSTING) An-Nisbah : Jurnal Perbankan Syariah JURNAL KEISLAMAN Jurnal Ekonomi, Akutansi dan Manajemen Nusantara Jurnal Economic Edu Jurnal Ekonomi, Manajemen, Akuntansi BAABU AL-ILMI: Ekonomi dan Perbankan Syariah At-Thariqah Jurnal Ekonomi
Romi Adetio Setiawan
Universitas Islam Negeri Fatmawati Sukarno Bengkulu
Religion Humanities Automotive Engineering Biochemistry, Genetics & Molecular Biology Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Tinjauan Pengawasan Terhadap Kinerja Karyawan dalam Konteks Ekonomi Islam: Studi Kasus pada Café Corner Bengkulu Febi Vernanda; Romi Adetio Setiawan
Jurnal Keislaman Vol. 6 No. 2 (2023): Jurnal Keislaman
Publisher : Sekolah Tinggi Agama Islam Taruna Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54298/jk.v6i2.3906

Abstract

This research was undertaken with the objective of comprehending the efficacy of the supervision system at Cafe Corner Bengkulu in light of Islamic perspectives derived from the Al-Qur'an and Hadith. The research methodology employed in this investigation was a qualitative descriptive approach, specifically utilizing field research. The findings of this study indicate that the supervision system implemented by the leaders at this Café aligns with Islamic principles of supervision. This is evident through the application of several indicators of Islamic supervision, such as the consistent provision of bonuses to employees exhibiting high performance, thereby motivating other employees to maintain exemplary standards of work performance. Additionally, the supervision process involves various methods, including the use of CCTV cameras, telephonic communication, and regular evaluation meetings. In conclusion, it can be inferred that Café Corner Bengkulu has implemented an Islamic-based supervision system, with its leaders exemplifying Islamic principles of supervision. The findings of this research contribute to the development of insights into supervisory practices that could potentially be applicable in other contexts. Penelitian ini bertujuan untuk memahami efektifitas sistem pengawasan di Café Corner Bengkulu dalam perspektif Islam yang bersumber dari Al-Qur’an dan Hadis. Metode Penelitian yang digunakan adalah pendekatan deskriptif kualitatif dengan menggunakan penelitian lapangan. Hasil penelitian ini menunjukkan bahwa sistem pengawasan oleh pimpinan di Cafe ini telah sesuai dengan prinsip-prinsip pengawasan Islam. Hal ini dapat dilihat dari beberapa indikator pengawasan Islami yang telah diterapkan, yaitu pemilik usaha secara konsisten memberikan bonus kepada karyawan yang menunjukkan kinerja tinggi, sehingga memotivasi karyawan lainnya untuk menjaga standar kinerja yang baik. Selain itu, proses pengawan juga melibatkan beragam metode, termasuk penggunaan kamera CCTV, komunikasi via telpon, dan pertemuan evaluasi secara rutin. Dapat disimpulkan bahwa, Cafe Corner Bengkulu telah menerapkan sistem pengawasan berbasis Islam, dimana pemimpinnya mencontohkan prinsip-prinsip pengawasan Islam. Temuan pada penilitian ini memberikan kontribusi pada pengembangan wawasan mengenai praktik pengawasan yang juga mungkin bisa diterapkan pada konteks lainnya.
The Impact of Decreasing Rubber Prices on Consumption Patterns of Society from the Perspective of Islamic Economics (A Case Study in Padang Pelawi Village, Sukaraja District, Seluma Regency) Ahmad Cholil; Romi Adetio Setiawan; Uswatun Hasanah
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 12 No 1 (2024): Januari
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v12i1.4574

Abstract

This study aims to find out how the consumption pattern of the people in Padang Pelawi Village was before and after the decline in the selling price of rubber and what was the Islamic economic view of the consumption patterns of the people in Padang Pelawi Village after before and after the decline in the selling price of rubber. This research uses a qualitative descriptive approach using field research types. The results of this study indicate that when the price of rubber before the decline in the consumption pattern of the people in Padang Pelawi Village could still be fulfilled properly. However, after the decline in the selling price of rubber, the consumption pattern of the people in Padang Pelawi Village was very difficult in terms of meeting their needs. Because of this, rubber farmers in Padang Pelawi Village sometimes look for other solutions, such as borrowing money from their neighbors and taking loans from food stalls. The view of Islamic economics on the consumption patterns of the people in Padang Pelawi Village is still not in accordance with Islamic consumption values. First, when the price of rubber is rising, people are often wasteful in terms of consuming something. Second, some people in Padang Pelawi Village spend their wealth only in halal forms and some people in Padang Pelawi Village also take actions that are not in accordance with Islamic teachings, namely by weighing the rubber latex so that it becomes heavy when weighed. Third, the people in Padang Pelawi village live in a luxurious style by buying expensive goods, but after that these items are no longer used.
EFEKTIVITAS PROGRAM KELUARGA HARAPAN (PKH) DALAM MENINGKATKAN KESEJAHTERAAN (STUDI PADA MASYARAKAT DESA RENA JAYA DALAM PERSPEKTIF EKONOMI ISLAM) Septia Nur Wardani; Romi Adetio Setiawan; Anwar Junaidi
Journal of Economic, Bussines and Accounting (COSTING) Vol. 8 No. 3 (2025): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v8i3.15638

Abstract

PKH (Program Keluarga Harapan) merupakan inisiatif bantuan sosial dari pemerintah Indonesia yang dimulai tahun 2007, bertujuan untuk menekan angka kemiskinan dan memperbaiki kondisi kesejahteraan rakyat, khususnya di daerah pedesaan seperti Desa Rena Jaya, Kecamatan Giri Mulya, Kabupaten Bengkulu Utara. Penelitian ini bertujuan untuk mengevaluasi efektivitas PKH yang mana untuk meningkatkan kesejahteraan masyarakat dari perspektif ekonomi Islam. Metode penelitian yang diaplikasikan adalah kuantitatif deskriptif dengan pengumpulan data melalui kuesioner dan wawancara. Hasil analisis menunjukkan bahwa PKH memiliki pengaruh signifikan terhadap peningkatan kesejahteraan masyarakat, dengan koefisien determinasi (R²) sebesar 92,0%. Hal ini menunjukkan bahwa PKH mampu menjelaskan 92,0% variasi dalam tingkat kesejahteraan masyarakat. Selain itu, terdapat hubungan positif yang kuat antara jumlah penerima bantuan PKH dan tingkat kesejahteraan masyarakat, yang mengindikasikan bahwa semakin banyak keluarga yang menerima bantuan, semakin tinggi pula tingkat kesejahteraan mereka. Penelitian ini juga menemukan bahwa PKH sejalan dengan prinsip-prinsip ekonomi Islam, seperti keadilan distributif, maslahah, dan tanggung jawab sosial. Dengan demikian, PKH dapat dijadikan model kebijakan bantuan sosial yang efektif untuk pengentasan kemiskinan dan peningkatan kesejahteraan masyarakat di daerah lain yang memiliki karakteristik serupa.
Pengaruh Indikator Relative Strength Index (RSI) dan Moving Average (MA) terhadap Keputusan Pembelian Saham di Pasar Modal Syariah Kota Bengkulu Leonardo Duarsie Mulya Rasyid; Romi Adetio Setiawan; Miko Polindi
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 2 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i2.31152

Abstract

Islamic capital markets have developed in various countries, each with unique investment characteristics. In this context, stock investment decisions in Islamic capital markets can be influenced by various factors. The purpose of this study is to determine the effect of applying technical analysis through the relative strength index (X1) and moving average (X2) indicators on stock purchase decisions (Y) in the Islamic capital market in Bengkulu City. To test this, this study used a quantitative method with primary data collection techniques in the form of questionnaires distributed to 100 respondents. The data analysis technique used was multiple linear regression using SPSS version 25.0. From the research results, the relative strength index and moving average indicators as shown by the T-test results, namely the relative strength index t-count value > t-table (5.096 > 1.660), the moving average t-count value > t-table (4.242 > 1.660), based on the research results and discussion, it is stated that the contribution of the relative strength index and moving average indicators simultaneously to stock purchase decisions is 64.3%, the remaining 35.7% is explained by other variables outside the model.
Pengaruh Pendapatan, Gaya Hidup, Dan Preferensi Risiko Terhadap Perilaku Berhutang Pada Konsumen Muslim : Studi Pada Dealer Honda Nusantara Sakti (NSS) Cabang Pondok Kelapa Bengkulu Tengah Egi Sustiawan; Romi Adetio Setiawan; Yenti Sumarni
At-Thariqah: Jurnal Ekonomi Vol. 5 No. 1 (2025): At-Thariqah Jurnal Ekonomi
Publisher : Prodi Ekonomi Syariah IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/at-thariqah.v5i1.1978

Abstract

Each individual has their own responsibility for managing their finances and debts. Debt is one way to overcome a limited budget for something useful. Debt is not always a bad thing. The good or bad of debt depends on the individual themselves as the debt manager. The purpose of this study was to determine and analyze income, lifestyle, and risk preferences that influence debt behavior. This research method is quantitative, data collection using questionnaires to 121 research respondents. The results of the study showed that income influences debt behavior, lifestyle influences debt behavior, risk preferences influence debt behavior, and income, lifestyle, and risk preferences together influence debt behavior. Keywords: Income, lifestyle, risk preferences, debt behavior
The Digital Transformation of MSMEs and Its Alignment with Islamic Business Ethics: Evidence from the Panjang Beach Area, Bengkulu City Nadia Ananda Putri; Romi Adetio Setiawan; Nurrahmah Putry
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 4 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i4.32399

Abstract

Digital transformation has become a crucial strategy for Micro, Small, and Medium Enterprises (MSMEs) to enhance their competitiveness in the era of information technology advancement. The use of social media, marketplaces, digital payments, and various online platforms provides opportunities for MSMEs to expand their marketing reach and improve business efficiency. However, the implementation of digital transformation also requires adherence to the principles of Islamic business ethics, such as honesty, trustworthiness, fairness, and transparency in all business activities. This study aims to analyze the digital transformation practices undertaken by MSMEs in the Panjang Beach area of ​​Bengkulu City and assess their compliance with Islamic business ethics. The study employed a qualitative descriptive approach with field research methods. Informants were selected through purposive sampling, involving MSMEs actively utilizing digital technology in their business activities. Data were collected through observation, in-depth interviews, and documentation, then analyzed using the Miles and Huberman model, which includes data reduction, data presentation, and conclusion drawing. The results are expected to provide an overview of the implementation of digital transformation in MSMEs and its level of compliance with the principles of Islamic business ethics. Furthermore, this research is expected to serve as a reference for MSMEs in developing digital-based businesses that are not solely focused on economic profit but also adhere to Sharia values ​​in their business practices.
PENGARUH EDUKASI INVESTASI DAN SOCIAL MEDIA INFLUENCER TERHADAP MINAT BERINVESTASI DI PASAR MODAL SYARIAH Ledya Febrianti; Romi adetio setiawan; Yetti Afrida Indra
Jurnal Ekonomi, Akutansi dan Manajemen Nusantara Vol. 5 No. 1 (2026): Edisi Mei - Agustus In Progress
Publisher : Utiliti Project Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh edukasi investasi dan social media influencer terhadap minat berinvestasi di pasar modal syariah. Penelitian ini menggunakan pendekatan kuantitatif dengan jenis penelitian eksplanatori (explanatory research). Populasi penelitian berjumlah 260 anggota GenBI Bengkulu dengan sampel sebanyak 158 responden yang ditentukan menggunakan rumus Slovin dan teknik simple random sampling. Data dikumpulkan melalui penyebaran kuesioner dan analisis data yang digunakan dalam penelitian ini menggunakan metode (PLS-SEM) dengan bantuan aplikasi SmartPLS 4. Hasil penelitian menunjukkan bahwa edukasi investasi berpengaruh positif dan signifikan terhadap minat berinvestasi di pasar modal syariah (β=0,412; p<0,05). Social media influencer juga berpengaruh positif dan signifikan (β=0,485; p<0,001). Secara simultan, kedua variabel memberikan kontribusi sebesar 68,9% (R²=0,689) terhadap minat berinvestasi. Temuan ini menunjukkan bahwa upaya peningkatan edukasi investasi yang didukung oleh pemanfaatan media sosial melalui influencer dapat menjadi strategi yang efektif dalam mendorong minat anggota Komunitas GenBI Bengkulu untuk berinvestasi di pasar modal syariah.
ANALISIS PRAKTIK ARISAN BARANG KONSUMTIF DALAM PERSPEKTIF EKONOMI ISLAM (STUDI KUALITATIF PADA DESA AIR KELINSAR KABUPATEN EMPAT LAWANG) Aprianto; Romi Adetio Setiawan; Uswatun Hasanah
Jurnal Economic Edu Vol. 7 No. 01 (2026): Juli
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jee.v7i01.11195

Abstract

Penelitian ini bertujuan mengetahui mekanisme dan kesesuaian praktik arisan barang konsumtif di Desa Air Kelinsar, Kabupaten Empat Lawang, ditinjau dari perspektif Ekonomi Islam. Metode yang digunakan adalah penelitian lapangan (field research) dengan pendekatan kualitatif deskriptif. Informan penelitian berjumlah 8 orang, terdiri dari 4 ketua kelompok arisan dan 4 anggota arisan, yang dipilih melalui teknik purposive sampling. Data dikumpulkan melalui observasi, wawancara, dan dokumentasi, didukung data sekunder dari buku, jurnal, dan dokumen terkait, kemudian dianalisis secara deskriptif kualitatif melalui reduksi data, penyajian data, serta penarikan kesimpulan dan verifikasi. Hasil penelitian menunjukkan bahwa praktik arisan barang konsumtif di Desa Air Kelinsar dilaksanakan berdasarkan kesepakatan bersama mengenai besaran iuran, jadwal pembayaran, dan mekanisme penentuan penerima. Arisan ini bermanfaat membantu masyarakat memenuhi kebutuhan pokok serta mempererat hubungan sosial antar anggota. Dari perspektif Ekonomi Islam, praktik ini pada umumnya telah memenuhi prinsip keadilan, kerelaan, tolong-menolong (ta'awun), dan kemaslahatan, meskipun diperlukan komitmen seluruh anggota untuk menjaga kedisiplinan agar pelaksanaannya berjalan dengan baik dan berkelanjutan. Kata Kunci : Arisan Barang Konsumtif, Ekonomi Islam, Praktik Muamalah, Arisan, Penelitian Kualitatif.
Pengaruh Kejujuran Transparansi dan Kualitas Pelayanan terhadap Repeat Order pada Grabfood Kota Bengkulu Indriani Hernisyah Putri; Romi Adetio Setiawan; Syaifuddin
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 1 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i1.31088

Abstract

The development of app-based food delivery services is driving increasingly fierce competition, requiring companies to maintain customer trust and satisfaction to increase repeat orders. This study aims to reveal the influence of honesty, transparency, and service quality on repeat orders among GrabFood users in Bengkulu City. The research method used was a quantitative approach with a survey design. Data were collected through questionnaires distributed to GrabFood users in Bengkulu City and then analyzed using multiple linear regression analysis. The results showed an R-Square value of 0.359, indicating that 35.9% of the Repeat Order variable on GrabFood (Y) is influenced by Honesty (X1), Transparency (X2), and Service Quality (X3), while the remainder is influenced by other factors. In conclusion, honesty, transparency and service quality simultaneously have a positive and significant influence on repeat orders on GrabFood because it has a significance value of 0.000 which is smaller than 0.05, but partially only service quality is significant. It is recommended that future research examine other factors that may influence repeat orders, such as price, promotions, or customer satisfaction, which were not examined in this study.
Peran Ibu Rumah Tangga dalam Meningkatkan Perekonomian Keluarga melalui Home Industri Lemang Tapai di Desa Ulak Lebar Piter Martin Colindri; Romi Adetio Setiawan; Anwar Junaidi
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 2 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i2.31298

Abstract

This study aims to analyze the role of housewives in enhancing family economic well-being through the lemang tapai home industry in Pekan Masat, Ulak Lebar Village, and to examine this activity from the perspective of Islamic economics. The study employs a qualitative method with data collection techniques including observation, interviews, and documentation. The results indicate that the involvement of housewives in the lemang tapai industry contributes to increasing family income, which is used to cover basic needs, children's education, and health. Furthermore, housewives are able to balance their roles between economic activities and domestic responsibilities. From the Islamic economic perspective, lemang tapai business activities are permissible as long as they do not violate sharia principles. The study concludes that the involvement of housewives in the lemang tapai home industry plays a significant role in enhancing family welfare.
Co-Authors Ahmad Cholil Andi Cahyono Anwar Junaidi Aprianto Egi Sustiawan Febi Vernanda Indriani Hernisyah Putri Ledya Febrianti Leonardo Duarsie Mulya Rasyid Makmur Marzelino Arif Julyandri Miko Polindi Nabilah Nur Atikah Nadia Ananda Putri Nurrahmah Putry Piter Martin Colindri Rahmadhani Aulia Rival Rinaldi Septia Nur Wardani Syaifuddin Syaifuddin Syaifuddin Uswatun Hasanah Yenti Sumarni Yetti Afrida Indra Yunida Een Fryanti