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Peran Lembaga Keuangan Syariah dalam Industri Halal sudut Pandang Maqosid Syariah Saiful Bakhri; Kasuwi Saiban; Misbahul Munir
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Mei
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (285.537 KB) | DOI: 10.55757/tasharruf.v3i1.88

Abstract

This paper explores the contribution of Islamic financial institutions in the halal industry from the point of view of maqashid sharia. Financial transaction activities are aimed at achieving mashlahah or economic prosperity for each person and citizen. However, the implementation of this mashlahah as the conceptual framework of sharia maqashid requires criticism that can contribute instantly to sharia business activities. The formulation of each Islamic banking and financial product is inseparable from the study of ushul fiqh and sharia maqashid. Linked to Islamic banking products, ushul fiqh with a maqashid sharia perspective shares philosophical perspectives and rational thoughts about contracts in each Islamic banking product. With the Maqashid Syariah approach, Islamic banking and financial products can grow well and can respond to rapidly changing business progress. This research uses content analysis by conducting a literature review on the theme. This paper formulates that Islamic financial institutions are driven by spirituality and ethical values ​​derived from maqashid al-syari'ah
Teori Aset dalam Perspektif Fiqih Islam dan Pengembangan Industri Halal M. Luthfillah Habibi; Kasuwi Saiban; Misbahul Munir
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Mei
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (446.168 KB) | DOI: 10.55757/tasharruf.v3i1.112

Abstract

An understanding of assets from a sharia perspective is very important in relation to the halal industry. This is because assets are the object of the transaction as well as one of the pillars of ta'aqud which is the majority of the Intiqolul Milkiyah method. By looking at the urgency of understanding assets from a sharia perspective, this study attempts to conduct a study of assets to produce a systematic asset description. The method used is a literature study. Excavation of this asset description refers to the Qur'an, Al Hadith and books of fiqh to obtain depth of analysis. Finally, this research formulates that haram products are divided into four, namely from the aspect of its essence, how to get it, where to get it and when to get it. In addition, this study also formulates that only assets that have sharia value can be transacted with syar'iyah contracts. And understanding fiqh in relation to the development of the halal industry will greatly help the growth and development of the halal industry in a massive, comprehensive and integrative manner.
Pengembangan Pendidikan Vokasi Perspektif Maqāṣid al-Syar’ah dalam Mewujudkan Sumber Daya Manusia yang Produktif Maslahah Moch Mahsun; Kasuwi Saiban; Misbahul Munir
Bidayatuna Vol 5 No 2 (2022): Oktober
Publisher : Lembaga Penelitian, Penerbitan dan Pengabdian Masyarakat - Islamic Institute of Syarifuddin Lumajang, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/bidayatuna.v5i2.1718

Abstract

In particular, human development is subject to the search for fulfillment through an educational process based on Maqāṣid al-Syar'ah. The point of Maqāṣid al-Syar'ah is to protect mankind and protect them from harm in this world and the hereafter from each individual. This research is aqualitative research through a literature review review with descriptive analysis. This study results that the practice of 6 important things in Maqâshid al-syarî'ah is expected to be the main reference in implementing life practices,especially from the fields of spirituality, education, economics and health. This is used as a form of balancing integrated Islamic and general knowledge, this research only focuses on the preparation of human resources in terms of education
Pengaruh Kinerja Driver Terhadap Pendapatan Dengan Variabel Usia Sebagai Moderasi Imam Fahruddin; Misbahul Munir; Indah Yuliana
Jurnal Ilmu Ekonomi Vol. 7 No. 02 (2023): Jurnal Ilmu Ekonomi
Publisher : Program Studi Ekonomi Pembangunan Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jie.v7i02.23150

Abstract

The purpose of this study was to determine the effect of performance on income and the role of age in moderating the effect of performance on income. This research was carried out using the MRA (Moderate Regression Variable) approach with a sample of 150 respondents from the entire motorcycle taxi population in Malang. After confirming the validity of the questionnaire data and the classical assumption test, the results of this study can be explained as follows. First, performance has a positive and significant effect on income, meaning that the higher the performance of the drivers, the income of the drivers will increase. Both ages play a role in moderating the performance of the drivers to increase revenue. In the sense that age plays a role in strengthening the influence of the performance of drivers on income.
EFFECT OF FINANCIAL LITERACY AND LOCUS OF CONTROL ON MSME PERFORMANCE IN MAESAN DISTRICT, BONDOWOSO REGENCY Arini Dinan Haq; Misbahul Munir
JPIM (Jurnal Penelitian Ilmu Manajemen) Vol 7 No 2 (2022): JPIM (Jurnal Penelitian Ilmu Manajemen)
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jpim.v7i2.1076

Abstract

Quantitative method. A sample of 100 MSME actors using non-probability sampling technique and proportional stratification allocations were divided into 90 micro businesses, 9 small businesses and 1 medium business. The collection tool is in the form of a questionnaire. Data analysis used SPSS 23 multiple linear regression. The results of the study stated that financial literacy had a significant positive effect on financial performance, while locus of control had no effect on MSME financial performance. And simultaneously there is a positive and significant influence between locus of control and financial literacy on the financial performance of MSMEs in Maesan District, Bondowoso.
OPTIMALISASI NILAI EKONOMI LIMBAH INDUSTRI TAHU SEBAGAI BIOGAS PERSPEKTIF MAQASHID SYARIAH: STUDI PADA INDUSTRI TAHU DESA BICORONG KABUPATEN PAMEKASAN Ach Salehoddin Al Ayubi; Misbahul Munir; Ahmad Djalaluddin
Currency (Jurnal Ekonomi dan Perbankan Syariah) Vol. 5 No. 1 (2026): Currency
Publisher : LP2M AL-KHAIRAT PAMEKASAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32806/currency.v5i1.2148

Abstract

Limbah industri tahu yang tidak dikelola dengan baik dapat menimbulkan pencemaran lingkungan serta mengganggu aktivitas sosial ekonomi masyarakat. Di Desa Bicorong, Kabupaten Pamekasan, limbah tersebut diolah menjadi biogas sebagai solusi lingkungan sekaligus sumber nilai ekonomi baru. Penelitian ini bertujuan untuk menganalisis: (1) bentuk penciptaan nilai ekonomi dari pengelolaan limbah tahu menjadi biogas; (2) dampak ekonomi, sosial, dan lingkungan dari pemanfaatan biogas; serta (3) optimalisasi nilai ekonomi limbah tahu dalam perspektif maqashid syariah. Penelitian ini menggunakan pendekatan kualitatif dengan metode studi kasus yang dilakukan di Desa Bicorong. Data diperoleh melalui observasi partisipatif, wawancara mendalam, dan dokumentasi, kemudian dianalisis menggunakan model Miles dan Huberman. Keabsahan data diuji melalui triangulasi sumber dan metode. Hasil penelitian menunjukkan bahwa: pertama, pengelolaan limbah tahu menjadi biogas mampu menciptakan nilai ekonomi melalui transformasi limbah menjadi energi alternatif (Waste to Value), menghasilkan nilai tambah, meningkatkan efisiensi biaya energi (Cost Saving), serta mendorong produktivitas pertanian dan kontribusi terhadap pendapatan desa (Multiplier Effect). Kedua, pemanfaatan biogas memberikan dampak multidimensional, yaitu secara ekonomi mengurangi pengeluaran dan meningkatkan hasil, secara sosial memperkuat kerja sama serta mengurangi konflik, dan secara lingkungan menurunkan pencemaran. Ketiga, optimalisasi ini dalam perspektif maqashid syariah tercermin pada Hifz al-Nafs melalui lingkungan yang lebih sehat, Hifz al-Mal melalui efisiensi dan peningkatan produktivitas, serta Hifz al-Bi’ah sebagai tanggung jawab ekologis. Penelitian ini merekomendasikan penguatan dukungan pemerintah desa, peningkatan teknologi, dan pengembangan kapasitas masyarakat untuk keberlanjutan program biogas.
Peran Lembaga Keuangan Syariah dalam Industri Halal sudut Pandang Maqosid Syariah Saiful Bakhri; Kasuwi Saiban; Misbahul Munir
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Tasharruf : Journal of Islamic Economics and Business (Mei)
Publisher : Universitas Nahdlatul Ulama Pasuruan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v3i1.88

Abstract

This paper explores the contribution of Islamic financial institutions in the halal industry from the point of view of maqashid sharia. Financial transaction activities are aimed at achieving mashlahah or economic prosperity for each person and citizen. However, the implementation of this mashlahah as the conceptual framework of sharia maqashid requires criticism that can contribute instantly to sharia business activities. The formulation of each Islamic banking and financial product is inseparable from the study of ushul fiqh and sharia maqashid. Linked to Islamic banking products, ushul fiqh with a maqashid sharia perspective shares philosophical perspectives and rational thoughts about contracts in each Islamic banking product. With the Maqashid Syariah approach, Islamic banking and financial products can grow well and can respond to rapidly changing business progress. This research uses content analysis by conducting a literature review on the theme. This paper formulates that Islamic financial institutions are driven by spirituality and ethical values ​​derived from maqashid al-syari'ah
Teori Aset dalam Perspektif Fiqih Islam dan Pengembangan Industri Halal M. Luthfillah Habibi; Kasuwi Saiban; Misbahul Munir
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Tasharruf : Journal of Islamic Economics and Business (Mei)
Publisher : Universitas Nahdlatul Ulama Pasuruan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v3i1.112

Abstract

An understanding of assets from a sharia perspective is very important in relation to the halal industry. This is because assets are the object of the transaction as well as one of the pillars of ta'aqud which is the majority of the Intiqolul Milkiyah method. By looking at the urgency of understanding assets from a sharia perspective, this study attempts to conduct a study of assets to produce a systematic asset description. The method used is a literature study. Excavation of this asset description refers to the Qur'an, Al Hadith and books of fiqh to obtain depth of analysis. Finally, this research formulates that haram products are divided into four, namely from the aspect of its essence, how to get it, where to get it and when to get it. In addition, this study also formulates that only assets that have sharia value can be transacted with syar'iyah contracts. And understanding fiqh in relation to the development of the halal industry will greatly help the growth and development of the halal industry in a massive, comprehensive and integrative manner.
Customer Perceptions of Murabahah Financing on MSMEs Muflih Khallab Al Mustaqim; Muhammad Djakfar; Misbahul Munir
AL-ARBAH: Journal of Islamic Finance and Banking Vol. 2 No. 2 (2020)
Publisher : Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/al-arbah.2020.2.2.7259

Abstract

Purpose - This study aims to examines the concept and implementation strategy of murabahah financing in the development of MSMEs and customer perceptions of murabahah financing at Bank BRI Syariah Jambi Branch Office.Method - This research uses a qualitative approach with a type of case study. The research data were obtained by conducting in-depth interviews, observation and documentation. MethodMiles and Huberman were used as data analysis techniques by way of data reduction, data presentation and drawing conclusions / verification.Result - Murabahah financing at BRI Syariah Bank Jambi Branch Office using murabahah with installments (bitsaman ajil). The next concept is to combine the wakalah and murabahah contracts. The strategy chosen in an effort to increase murabahah financing is to implement two strategies simultaneously, namely the internal strategy and the external strategy. Meanwhile, the perceptions of murabahah financing customers on the development of MSMEs are generally satisfied with the systems, regulations and services provided. However, customers' understanding of the concept of Islamic banking is still minimal.Implication - Optimizing the strategy for increasing financing and disseminating the understanding of the Islamic banking concept to customers and the general public at large.Originality- This study aims to determine the perceptions of Islamic bank customers about murabahah financing in Jambi City.