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The Response of Performance to Merger Strategy in Indonesian Banking Industry: Analyses on Bank Mandiri, Bank Danamon, and Bank Permata Lestari, Murti; Arsyad, Lincolin
Gadjah Mada International Journal of Business Vol 12, No 2 (2010): May - August
Publisher : Master of Management, Faculty of Economics and Business, Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (296.921 KB)

Abstract

This study analyzes the responses of performances of BankMandiri, Bank Danamon, and Bank Permata to merger strategy.This paper harnesses the quantitative approach with structuralbreak analysis method and impulse response function. Theplausible findings indicate that the merger of Bank Permataproduces a better performance response in comparison to theconsolidation of Bank Mandiri and the merger of Bank Danamon.The merger of Bank Permata does not result in performanceshocks, and the structural break does not prevail either. On theother hand, the consolidation of Bank Mandiri and the mergerof Bank Danamon result in structural breaks, particularly in thespread performance. In order to return to the stable position, themergers of Bank Mandiri and Bank Danamon require a longertime than does the merger of Bank Permata. This researchindicates that for large banks, the mergers and acquisitions(retaining one existing bank) will deliver a better performanceresponse than will the consolidations (no existing bank).Keywords: impulse response function; merger; structural break
DAMPAK KRISIS EKONOMI DAN MASUKNYA BANK UMUM PADA PASAR KREDIT USAHA MIKRO KECIL TERHADAP KINERJA BANK PERKREDITAN RAKYAT (BPR) DIY Lestari, Murti
KINERJA Vol 18, No 1 (2014): Kinerja
Publisher : Faculty of Economics Universitas Atma Jaya Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24002/kinerja.v18i1.517

Abstract

The economic crisis and the entry of commercial banks in the small micro-credit market is estimated to have an impact on rural banks (BPR) business. By using time series data, and using performance measures such as the performance of rural banks lending, third-party funds (savings and deposits), lending rates, and spreads, the study concluded that the entry of commercial banks in the small micro-credit markets do not interfere (negative affect) the performance of BPR DIY. In terms ofthe economic crisis, the response performance of BPR DIY show mixed reactions. In terms of lending and third-party funds, the economic crisis actually makes BPRis able to raise his credit and increase the ability to collect deposits. While in the case of the determination of interest rates, the crisis negatively affect the interest rate (lower lending rates). Similarly, for a variable spread, the crisis also have negative impacts, which means that with the economic crisis, the ability of BPR take spread decreases.Keywords: rural bank, micro and small enterprises credit, crisis economy
PENGARUH PAKET NUTRISI TERHADAP PERTUMBUHAN DAN HASIL SELADA SECARA HIDROPONIK Lestari, Murti; listiawati, Agustina; arifin, nur
Jurnal Sains Pertanian Equator Vol. 6 No. 1 (2017): April 2017
Publisher : Fakultas Pertanian Universitas Tanjungpura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26418/jspe.v6i1.19692

Abstract

Selada adalah salah satu tanaman hortikultura yang merupakan sumber vitaminn dan mineral yang dibutuhkan oleh tubuh. Ketersediaan lahan pada saat ini merupakan permasalahan utama yan menjadi penghambat kegiatan pertanian. Sefara teknis sistem hidroponik dapat digunakan sebagai cara budidaya dengan keterbatasan tersebut. Paket nutrisi untuk tanaman hidroponik dalam penelitian ini dapat merakit sendiri dan paket nutrisi yang memang sudah tersedia khusus untuk hidroponik. Penelitian ini bertujuan untuk mendapatkan paket nutrisi terbaik bagi pertumbuhan dan hasil selada secara hidroponik. Penelitian dilaksanakan pada bulan Mei 2016 sampai Juli 2016. Penelitian ini menggunakan metode Rancangan Acak Lengkap (RAL), terdiri dari 4 perlakuan diulang sebanyak 6 dan setiap ulangan terdiri dari 5 sampel sehingga total pengamatan sebanyak 120 tanaman. Perlakuan tersebut adalah A (1/2 MS), B (MS), C (Good Plant), D (Hidrofarm Viggie A+B). Variabel pengamatan dalam penelitian ini adalah jumlah daun (helai), berat segar tanaman (g), volume akar (cm3) dan berat kering tanaman (g). Hasil penelitian menunjukkan bahwa pemberian paket nutrisi terhadap pertumbuhan dan hasil selada secara hidroponik memberikan pengaruh nyata terhadap variabel jumlah daun, berat segar dan volume akar, sedangkan pada berat kering berpengaruh tidak nyata. Pemberian paket nutrisi Hidrofarm viggie mix A+B dan Good Plant merupakan paket nutrisi lebih baik dibandingkan paket nutrisi lainnya. Kata Kunci : Paket Nutrisi, Hidroponik, Pertumbuhan dan Hasil, Selada.