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All Journal Journal of Natural Sciences and Mathematics Research BAREKENG: Jurnal Ilmu Matematika dan Terapan Unisda Journal of Mathematics and Computer Science (UJMC) Zeta - Math Journal JURNAL AXIOMA : Jurnal Matematika dan Pembelajaran Square : Journal of Mathematics and Mathematics Education Jurnal Nuansa Akademik: Jurnal Pembangunan Masyarakat Journal of Mathematics: Theory and Applications JES-MAT (Jurnal Edukasi dan Sains Matematika) Journal Focus Action of Research Mathematic (Factor M) Journal of Holistic Medical Technologies
Seftina Diyah Miasary
Universitas Islam Negeri Walisongo Semarang
Religion Agriculture, Biological Sciences & Forestry Biochemistry, Genetics & Molecular Biology Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Mechanical Engineering Neuroscience Physics Social Sciences Transportation Other

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Journal : Unisda Journal of Mathematics and Computer Science (UJMC)

 1 
PERBANDINGAN JUMLAH WISATAWAN ASING DAN DOMESTIK DI KABUPATEN BANYUMAS Seftina Diyah Miasary; Novita Eka Chandra
Unisda Journal of Mathematics and Computer Science (UJMC) Vol 3 No 2 (2017): Unisda Journal of Mathematics and Computer Science
Publisher : Mathematics Department of Mathematics and Natural Sciences Unisda Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (161.731 KB) | DOI: 10.52166/ujmc.v3i2.466

Abstract

Tourism is part of the tax and income of a region. Based on data from the Central Bureau of Statistics Banyumas district, tourism in Banyumas district is very rapid. Banyumas district strategic location factor, many foreign and domestic tourists who visit to enjoy the tourist attractions and even the existing culinary. The study used data taken from the Central Bureau of Statistics Banyumas district in 2002 until 2014. After doing research on tourists in Banyumas district obtained that there are differences in the number of foreign and domestic tourists, and there is no difference in average length of stay foreign and domestic tourists in the district of Banyumas .
Penentuan Premi Tahunan Dan Cadangan Manfaat Asuransi Jiwa Dwiguna Murni pada Status Last Survivor dengan Tiga Orang Tertanggung Fika Riza Syifamillah; Emy Siswanah; Seftina Diyah Miasary
UJMC (Unisda Journal of Mathematics and Computer Science) Vol 8 No 2 (2022): Unisda Journal of Mathematics and Computer science
Publisher : Mathematics Department, Faculty of Mathematics and Sciences Unisda Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/ujmc.v8i2.3693

Abstract

Last-survivor life insurance is life insurance with more than one life (multiple life) in which premium payments end when the policyholder dies for the last time. Last-survivor status can be applied to various types of insurance, including pure endowment life insurance. Pure endowment life insurance is insurance that provides a death benefit if the insured is still alive within the agreed timeframe. Furthermore, two costs that insurance companies must consider are the amount of premiums and benefit reserves. The premium is the amount of money paid by the insurer to the insurer for their participation in the insurance, while the benefit reserve is the amount of funds that the insurance company needs to prepare to pay losses to the participant during the coverage period. The purpose of this study is to calculate the annual premiums and reserves for pure endowment life insurance benefits based on last survivor status for three insured people. Based on the results of calculating the benefit reserve using the prospective method, the older the insurance member, the lower (smaller) the chance of survival. That is, the greater the likelihood that the three members will die before the insurance contract expires, the less likely the insurance company will pay the sum insured. This causes the premium to be paid to be smaller. The value of the benefit reserve from the initial year of insurance to the end of the insurance contract period, which is the 25th year, is getting smaller every year.
Penentuan Premi Tahunan Dan Cadangan Premi Dengan Metode New Jersey Asuransi Endowment Status Joint Life Menggunakan Suku Bunga Stokastik Miasary, Seftina Diyah; Umami, Riza Lathifatul; Siswanah, Emy
UJMC (Unisda Journal of Mathematics and Computer Science) Vol 9 No 2 (2023): Unisda Journal of Mathematics and Computer science
Publisher : Mathematics Department, Faculty of Mathematics and Sciences Unisda Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52166/ujmc.v9i2.5953

Abstract

Joint life endowment status insurance is insurance that pays out if the participant dies during the policy participant's first death or survives until the conclusion of the insurance period. The purpose of this study is to calculate the amount of joint life endowment status life insurance premium reserves using the New Jersey technique in the CIR model with stochastic interest rates. The CIR model's stochastic interest rate value based on Bank Indonesia interest rates from 2018 to 2022 is 0,075. According to the calculations, the resulting annual premium is lower since the number of individuals who survive is greater than the number of persons who die over the insurance period. Furthermore, the size of the New Jersey premium reserve is zero in the first year and becomes closer to the compensation value as the insurance period proceeds.
Co-Authors Ariska Kurnia Rachmawati Baehaqi Emy Siswanah Fara Lukita Umul Amaliah Fika Riza Syifamillah Hanin Aisya Fakihati Isnawati, Ayus Riana Lulu Choirun Nisa Marlin Ramadhan Baidillah Marmu'asyifa, Hana Zhafira Novita Eka Chandra Tauki Rohman Muzaki Ulna, Jihan Ramadhani Ar-Raafi’ Umami, Riza Lathifatul