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Sacrificial Worship (Qurban) Motivation Determinant Factors of Tuatunu Population in Pangkalpinang City Hendra Cipta
Global Review of Islamic Economics and Business Vol 8, No 2 (2020)
Publisher : Faculty of Islamic Economics and Business, State Islamic University Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/grieb.2020.082-02

This article intends to find an answer to the high level of community participation in Tuatunu Urban Village in the City of Pangkalpinang, Bangka Belitung Islands Province in the sacrificial worship (qurban) motivation during the Eid al-Adha feast day. Tuatunu Urban Village only has a population of approximately 9,000 inhabitants and the average livelihood of its inhabitants is as pepper, rubber, and pineapple farmer. But in Eid al-Adha 2019, the level of participation of the people who follow the sacrificial worship from the five mosques in this area is highest when compared to the seven sub-districts in the Municipality of Pangkalpinang. Tuatunu Urban Village sacrifices approximately 32 cows at Eid al-Adha 2019, where seven people bear one cow. This urban village celebrates Eid al-Adha like Eid al-Fitr where residents visit each other's neighbors. This article is the result of quantitative research with the dependent variable is a sacrificial worship motivation and the independent variables are religiosity, generosity, avoid harm, and social status. This study found that the variables that influence the motivation to sacrificial worship the people of Tuatunu Urban Village are the factors of religiosity, social status, and avoid harm while the elements of generosity do not significantly influence the motivation to sacrifice.

Rate of Return Risk pada Perbankan Syariah di Indonesia Hendra Cipta
Edugama: Jurnal Kependidikan dan Sosial Keagamaan Vol 6 No 2 (2020): Edugama: Jurnal Kependidikan dan Sosial Keagamaan
Publisher : PASCASARJANA IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/edugama.v6i2.1601

The rate of return risk is one of the risks that Islamic banks in Indonesia should pay attention to. The purpose of this research is to predict the factors that affect the rate of return risk of Islamic banking in Indonesia (namely Islamic Commercial Banks and Sharia Business Units) from 2015 to 2019. The research methodology used is multiple regression with the EViews data processing application. version 9. The results of this study found that the deposit variable has a significant positive effect on the rate of return risk, while the BI-rate variable does not effect on the rate of return risk of Islamic banks in Indonesia. Rate of return risk merupakan salah satu risiko yang harus menjadi perhatian oleh bank syariah di Indonesia. Maksud dari penelitian ini adalah untuk memprediksi faktor-faktor yang mempengaruhi rate of return risk perbankan syariah di Indonesia (yaitu Bank Umum Syariah dan Unit Usaha Syariah) dari tahun 2015 sampai dengan tahun 2019. Metodologi penelitian yang digunakan adalah regresi berganda dengan aplikasi pengolah data EViews versi 9. Hasil penelitian ini menemukan bahwa variabel deposito mempunyai pengaruh signifikan positif terhadap rate of return risk sedangkan variabel BI-rate tidak berpengaruh terhadap rate of return risk bank syariah di Indonesia.

The Potential Synergy of Halal Industry and Islamic Banking in Bangka Belitung Province: SWOT Analysis Hendra Cipta; Hatamar Hatamar
Integrated Journal of Business and Economics (IJBE) Vol 7, No 1 (2023): Integrated Journal of Business and Economics
Publisher : Fakultas Ekonomi, Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijbe.v7i1.510

The synergy between the halal industry and sharia banking is essential to creating a halal ecosystem in Bangka Belitung Province. Meanwhile, this synergy has not been seen at this time. This qualitative research was conducted through a SWOT analysis to answer the causes of the lack of synergy between Islamic banking and the halal industry. The findings of this research show that the strength of this synergy is the majority Muslim population and religious harmony, abundant natural resources. The weakness of this synergy is that national regulations are not evenly distributed to support the halal ecosystem, and there are many obstacles to the development of Islamic banking. In terms of opportunities, this synergy can be seen in the rapid development of financial technology, the many types of halal industry businesses giving many options for Islamic banks to make financing products. Meanwhile, on the threat, this synergy is constrained by the low level of public literacy.

Faktor-Faktor Yang Mempengaruhi Kepatuhan Wajib Pajak Dalam Membayar Pajak Bumi dan Bangunan (Studi Pada Desa Jeriji Kecamatan Toboali) Oktiya Ningsih; Hendra Cipta; Himmatul Ulyah
Indonesian Journal of Accounting and Business Vol 4 No 2 (2023): Indonesian Journal of Accounting and Business
Publisher : Jurusan Akuntansi, Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijab.v4i2.48

Penelitian ini bertujuan untuk mengetahui pengaruh kesadaran pajak, pengetahuan pajak dan sanksi pajak terhadap kepatuhan wajib pajak pada Desa Jeriji Kecamatan Toboali. Penelitian ini menggunakan metode uji asumsi klasik, analisis regresi linier berganda, uji t, uji F, dan koefisien determinasi dengan bantuan program SPSS. Berdasarkan hasil penelitian menunjukkan bahwa variabel kesadaran wajib pajak berpengaruh positif terhadap kepatuhan wajib pajak menunjukkan nilai signifikansi 0,031 < 0,1 dan nilai thitung 2,192 > ttabel 1,662. Pengetahuan wajib pajak tidak berpengaruh positif terhadap kepatuhan wajib pajak memperoleh nilai signifikansi 0,724 > 0,1 dan nilai thitung 0,355 <ttabel 1,662. Sanksi wajib pajak berpengaruh positif terhadap kepatuhan wajib pajak menunjukkan signifikansi 0,000 <0,1 dan nilai thitung 4,463 > ttabel 1,662. Pengaruh kesadaran wajib pajak, pengetahuan wajib pajak dan sanksi wajib pajak secara simultan berpengaruh positif terhadap kepatuhan wajib pajak menunjukkan nilai signifikansi 0,000 < 0,1 dan nilai Fhitung 12,191 > Ftabel 2,15.

Determinant Factors Of Profitability Of Islamic Banks In 2017-2021 With Capital Adequacy Ratio As a Variable Intervening Eka Wita Sari; Ahmad Irvani; Reka Meilani; Hendra Cipta
Al-bank: Journal of Islamic Banking and Finance Vol 3, No 2 (2023): July - Desember 2023
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v3i2.9088

This study aims to analyze the effect of Non Performing Financing (NPF) and Finance to Deposit Ratio (FDR) on Islamic bank profitability mediated by Capital Adequacy Ratio (CAR). This study uses secondary data in the form of panel data (pooled data), which is a combination of cross section data and time series data. The analysis technique uses path analysis. The results showed that FDR has no influence on CAR while NPF affects the CAR of Islamic banks. FDR and NPF directly have no influence on the ROA of Islamic banks. CAR variable is only able to be intervening between NPF and ROA while FDR variable indirectly through CAR variable has no significant effect on ROA of Islamic banks.

Pengaruh Pengetahuan dan Brand Image Bank Syariah terhadap Minat Menabung Santri Pondok Pesantren di Kabupaten Bangka Fazaria Fazaria; Hendra Cipta; Mahfudz Reza Fahlevi
JYRS: Journal of Youth Research and Studies Vol 4 No 1 (2023): Jurnal JYRS Juni 2023
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/jyrs.v4i1.3645

Knowledge of sharia banks andbrand image has an important role for the survival of an Islamic bank. Islamic banking is a service industry that carries out its business activities based on Islamic principles. The majority of Indonesians, including Muslim entrepreneurs, to students like the santri choose Islamic banks to conduct transactions based on an understanding of Islamic banking and brand image. This makes the students interested in saving in Islamic banks. However, based on previous knowledge and researchbrand image have influence but not significant. This study aims to review and analyze the effect of knowledge andbrand image sharia banks on the interest of Islamic boarding school students in saving in Bangka Regency. The research used is quantitative research with techniquessimple random sampling, while for data measurement usingscale likert. Data collection techniques used are questionnaires and documentation. Data analysis techniques using descriptive statistics and inferential statistics (validity test, reliability test, classical assumption test, multiple linear regression test and hypothesis testing). The results of this study indicate that the knowledge variable influences the intention to save Islamic boarding school students in Bangka Regency, with a value of tcount(5,128) > ttable(1.652142), with a significance level of 0.000 <0.05. Variablebrand image effect on the intention to save Islamic boarding school students in Bangka regency, with a value of tcount(6,319) > ttable(1.652142), with a significance level of 0.000 <0.05. Variable knowledge andbrand image simultaneously influencing the intention to save Islamic boarding school students in Bangka Regency, with a value of Fcount(86,236) > Ftable(3,04).

Pengaruh Pelatihan dan Penempatan Kerja terhadap Kinerja Karyawan Bank Pembiayaan Rakyat Syariah Bangka Belitung Cabang Koba Kabupaten Bangka Tengah Riska Aprilia; Hendra Cipta; Riyani Fitri Lubis
JYRS: Journal of Youth Research and Studies Vol 4 No 1 (2023): Jurnal JYRS Juni 2023
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/jyrs.v4i1.3730

Performance is an important aspect in managing employees in a company, this is because companies need employees who have quality and are competent in their fields to achieve the goals of an organization. One form of activity carried out by the company is to conduct job-related training to increase knowledge and job placement with different levels of competency. This research aims to determine the effect of Training and Job Placement on Employee Performance both partially and simultaneously. This research uses Human Resource Management theory related to employee performance. This research is field research with a quantitative approach. The population in this study were employees of the Bangka Belitung Sharia People's Financing Bank, Koba Branch, Central Bangka Regency, totaling 30 respondents. The sampling technique uses saturated sampling in which all members of the population are sampled. The data sources used in this research are primary data and secondary data. Primary data is obtained from the results of respondents' answers via questionnaires, while secondary data is obtained from information collected as necessary supporting data. The analysis techniques used are validity testing, reliability testing, classical assumption testing, multiple linear regression testing and hypothesis testing. The research results based on the t test show that the training variable and work placement variable have a positive and significant effect on employee performance. This is proven by the training factor which obtained a tcount value of 7.906 > ttable 2.048 with a sig level of 0.000 < 0.05. Meanwhile, the job placement factor obtained was tcount 5.560 > ttable 2.048 with a sig level of 0.000 < 0.05. The research results based on the F test show that training variables and work placement variables have a positive effect on employee performance with a Fcount value of 153.184 > Ftable 4.21 with a sig level of 0.000 < 0.05. The R Square value obtained was 95.9%, while the remaining 4.1% was influenced by other variables not examined in this research.

Determinant Factors Of Profitability Of Islamic Banks In 2017-2021 With Capital Adequacy Ratio As a Variable Intervening Eka Wita Sari; Ahmad Irvani; Reka Meilani; Hendra Cipta
Al-bank: Journal of Islamic Banking and Finance Vol 3, No 2 (2023): July - Desember 2023
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v3i2.9088

This study aims to analyze the effect of Non Performing Financing (NPF) and Finance to Deposit Ratio (FDR) on Islamic bank profitability mediated by Capital Adequacy Ratio (CAR). This study uses secondary data in the form of panel data (pooled data), which is a combination of cross section data and time series data. The analysis technique uses path analysis. The results showed that FDR has no influence on CAR while NPF affects the CAR of Islamic banks. FDR and NPF directly have no influence on the ROA of Islamic banks. CAR variable is only able to be intervening between NPF and ROA while FDR variable indirectly through CAR variable has no significant effect on ROA of Islamic banks.

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