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All Journal Jurnal Online Mahasiswa (JOM) Bidang Ilmu Sosial dan Ilmu Politik Theorems (The Original Research of Mathematics) Journal Islamic Economics Ad Diwan IIJSE
Mutiara Sari
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Religion Economics, Econometrics & Finance Mathematics Social Sciences

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KERJASAMA INDONESIA DAN ISLANDIA DALAM PENGEMBANGAN ENERGI PANAS BUMI (GEOTHERMAL) TAHUN 2009-2014 Mutiara Sari; Idjang Tjarsono
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Sosial dan Ilmu Politik Vol 3, No 2: WISUDA OKTOBER 2016
Publisher : Fakultas Ilmu Sosial dan Ilmu Politik Universitas Riau

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Abstract

This research is the study of diplomacy and strategy analyzes about Indonesia and Iceland on cooperation in geothermal energy development in 2009-2014. The purpose of this research is Indonesia as fossil fuel users are faced with the depletion of oil reserves of Indonesia due to increasing needs of Indonesia society.This makes the Indonesian government seek and develop new energy sources such us geothermal energy, so cooperation with Iceland which has succesfully in developed geothermal energy to tackle national energy security.This research used qualitative methods which is done by explaining the case based on existing facts. The techniques used to collects data to study the case to library research in the form of journals, books, official documents, report, magazine, paper, and website. The theoretical framework applied in this research are neorealism perspective, national interest concept, nation-state analysis level and decision making theory.The result of this describes the forms of cooperation between Indonesia and Iceland in geothermal energy development is to include the exploration, exploitation, the use of geothermal energy and geothermal dispatch experts to Indonesia to study Iceland regarding geothermal energy development and investments.Keywords :Cooperation, Energy, Geothermal, Development, Indonesia, Iceland
PENGEMBANGAN SITUASI DIDAKTIS BERDASARKAN HAMBATAN BELAJAR PADA MATERI STATISTIKA SMP Arif Abdul Haqq; Mutiara Sari; Sirojudin Wahid
Jurnal THEOREMS (The Original Research of Mathematics) Vol 7, No 1 (2022)
Publisher : Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/th.v7i1.4379

Abstract

Penelitian ini dilatar belakangi oleh rendahnya kemampuan pemecahan masalah khususnya pada materi statistika. Salah satu cara agar kemampuan pemecahan masalah siswa meningkat dan mendapatkan respon yang tepat yaitu dengan cara membuat desain didaktis yang dianalisis berdasarkan learning obstacle yang teridentifikasi. Penelitian ini bertujuan untuk: (1) untuk mengetahui hambatan belajar yang dialami peserta didik terkait dengan kemampuan pemecahan masalah dalam materi statistika, (2) untuk memperoleh desain didaktis awal materi statistika berdasarkan hambatan belajar peserta didik untuk meningkatkan kemampuan pemecahan masalah, dan (3) untuk mengimplementasi desain didaktis yang disusun berdasarkan hambatan belajar peserta didik yang muncul. Metode yang diterapkan dalam penelitian ini yaitu metode kualitatif dengan menerapkan jenis Didactical Desain Research yang dikembang melalui 3 tahapan yaitu analisis prospektif, analisis metapedadidaktis dan analisis retrospektif. Metode yang digunakan dalam penelitian ini berupa tes, wawancara, observasi dan dokumentasi. Penelitian ini dilakukan di SMP Negeri 1 Astanajapura dengan kelas IX D sebagai kelas yang telah mempelajari materi statistika serta kelas VIII C SMP Negeri 1 Astanajapura sebagai kelas implementasi desain didaktis. Hasil penelitian (1) mengetahui hambatan-hambatan yang dialami peserta didik pada materi statistika, (2) memperoleh desain didaktis hipotesis pada materi statistika, dan (3) mengimplementasikan desain didaktis hipotesis pada materi statistika.
The Effect of Intellectual Capital and Literacy of Sharia Bank on the Decision to Be a Customer of BSI KCP Aek Kanopan Mutiara Sari; Zuhrinal M. Nawawi; Nurul Inayah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

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Abstract

The purpose of this study is to determine the effect of Islamic competence and intellectual capital on customer decisions. This study uses quantitative methods to determine the relationship and influence between variables. The population used in this study were 223 customers of Bank BSI KCP Aek Kanopani and the number of samples was selected from the Slovin formula. The data collection technique for this study used a questionnaire or distributed questionnaires to determine the effect of intellectual capital and Islamic banking knowledge on the decision to become a customer of BSI KCP Aek Kanopan. During data analysis, variable calculations were performed using SPSS version 23.0. The results of this study indicate that the intellectual capital variable has no effect on customer decisions, the literacy variable has a significant effect on customer decisions.
ANALISIS EFISIENSI OPERASIONAL LAYANAN M-BANGKING BANK MUAMALAT (STUDI KASUS PADA KCP ZA PAGAR ALAM): OPERATIONAL EFFICIENCY ANALYSIS OF BANK MUAMALAT'S M-BANKING SERVICES (CASE STUDY AT ZA PAGAR ALAM BRANCH) Adinda, Niken; Warsiyah; Noorikha Pandayahesti Saputeri; Mutiara Sari; Eki Tiyas Nurulia
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 5 No 1 (2025): AD DIWAN
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v5i1.2096

Abstract

This study aims to analyze operational efficiency at PT Bank Muamalat KCP ZA Pagar Alam through the implementation of mobile banking services as part of the digital transformation in Islamic banking. The paradigm shift in the modern banking sector requires financial institutions, including Islamic banks, to continuously innovate in delivering services that are efficient, fast, and in accordance with Sharia principles. Mobile banking emerges as a solution to these challenges by providing customers with convenient access to banking transactions without the limitations of time and space. This research adopts a qualitative approach, with data collected through in-depth interviews with management and staff, direct observation of operational activities, and a review of relevant internal documents. The findings reveal that the adoption of mobile banking has a significant positive impact on operational efficiency. Such efficiency is demonstrated through the reduction of manual transaction costs, increased staff productivity due to decreased administrative workloads, and improved service quality experienced by customers. Moreover, mobile banking extends the outreach of Islamic banking services, enhances customer satisfaction, and supports more effective resource management. Several key factors contribute to this efficiency, including the level of digital literacy among customers, the readiness and sophistication of technological infrastructure, strong managerial support, and the alignment of mobile banking systems with Sharia principles as the foundation of the bank’s operations. Based on these findings, this study recommends that the bank should intensify educational and socialization programs on mobile banking usage, particularly for segments of society with low digital literacy. Furthermore, continuous development of mobile banking features is essential not only to improve operational efficiency but also to strengthen the competitiveness of Islamic banks in the rapidly evolving digital banking industry.
Co-Authors Adinda, Niken Arif Abdul Haqq Eki Tiyas Nurulia Idjang Tjarsono Noorikha Pandayahesti Saputeri Nurul Inayah Sirojudin Wahid Warsiyah Zuhrinal M. Nawawi