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THE FINANCING RESTRUCTURING LEGAL ANALYSIS FOR DEBTORS AFFECTED BY COVID-19 IN SHARIA MULTIFINANCE INSTITUTIONS Andi Aina Ilmih; Kami Hartono; Ida Musofiana
Jurnal Pembaharuan Hukum Vol 8, No 2 (2021): Jurnal Pembaharuan Hukum
Publisher : UNISSULA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26532/jph.v8i2.16064

Abstract

This study focuses on problematic financing by debtors affected by Covid-19 at Islamic multi-finance institutions in Semarang City, with the aim of finding the reality of the form of problematic financing experienced by debtors during the Covid-19 Pandemic. This study uses an empirical juridical approach, data analysis using descriptive-analysis methods. Based on the research that has been done, the regulation of the Financing Restructuring Law is guided by POJK Number 11/POJK.03/2020 concerning National Economic Stimulus as a Countercyclical Policy on the Impact of Coronavirus Disease 2019 which regulates asset determination, financing restructuring and provision of new funds. The impact arising from the existence of a financing restructuring policy for debtors affected by Covid-19 can be viewed from the following aspects: (1)Juridical Aspect, meaning that there are no sanctions for the financing institution as a creditor if it does not follow or apply, only based on the willingness of the creditor; (2) Economic Aspect, can help debtors to recover and stabilize the economy so that they can fulfill promises (achievements) to creditors; and for creditors the impact on financial activities or transactions that occurred during the Covid-19 pandemic can still be stable; (3)Psychological Aspects, meaning that one side fosters a strong mentality and confidence for creditors/financing customers to fulfill their obligations, and on the other hand, the existence of the presence of financial institutions is maintained in the future.
Ketro Tourist Village: Community Empowerment Through the Village Tourism Program Economic Recovery Strategy to Welcome to The G20 Presidency Ida Musofiana; Aprilia Rizki Saputri
International Journal of Law Society Services Vol 2, No 2 (2022): International Journal of Law Society Services
Publisher : LAW FACULTY UNISSULA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26532/ijlss.v2i2.26886

Abstract

There are many benefits and impacts of tourism development and development if it is planned and directed properly. The development of Indonesian tourism as a whole is the result of the work of various parties including the Government, the private sector, and the community. The national tourism development policy is an effort to encourage actors in the tourism sector to achieve the goals outlined and the goals set. This article aims: to explain the concept of Ketro Tourist Village and its implementation strategy. This community service uses a qualitative method with an emphasis on descriptive research. The results of this community service show that the Ketro Tourist Village concept is to encourage actors in the tourism sector in achieving the goals outlined and the goals set, it is believed that the tourism sector is a mainstay sector that can contribute to increasing the country's foreign exchange, both directly and indirectly. And the implementation strategy of Ketro Tourist Village in the implementation of Tourism Development in an area is carried out to spur growth both physically and non-physically. Based on this understanding, it is important that the objectives of the implementation of tourism development, especially in Sragen Regency, include the Arrangement of Tourism Facilities and Infrastructure b). Increase various potentials around the reservoir. c). Development of Tourism Objects by establishing a Home Stay as a Tour Package. Whereas the implementation of Tourism Development in Sragen Regency has had a significant impact on the existence of social changes both in terms of economy and in terms of Social and Cultural aspects.