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All Journal Journal of Economics, Business, & Accountancy Ventura JURNAL AKUNTANSI UNIVERSITAS JEMBER E-Dimas: Jurnal Pengabdian kepada Masyarakat Hasanuddin Economics and Business Review SAR (Soedirman Accounting Review): Journal of Accounting and Business Journal of Economic, Bussines and Accounting (COSTING) JURNAL AKUNTANSI, EKONOMI dan MANAJEMEN BISNIS Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Jurnal Equity AKURASI: Jurnal Riset Akuntansi dan Keuangan Jurnal Ilmiah Akuntansi Kesatuan Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences International Journal of Economics, Management, Business, and Social Science Jurnal Akuntansi dan Keuangan Global Advances in Business Studies Journal of Accounting Research, Utility Finance and Digital Assets (JARUDA) INQUISITIVE: International Journal of Eonomic Science Information System and Technology Equity Akurasi
Zumratul Meini
Universitas Nasional
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Social Sciences

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Journal : Hasanuddin Economics and Business Review

 1 
Analysis of Health Level Assessment of Sharia Saving-Loan and Financing Cooperative Ibrahim, Muhammad Ridwan; Meini, Zumratul
Hasanuddin Economics and Business Review VOLUME 6 NUMBER 2, 2022
Publisher : Faculty of Economics and Business, Hasanuddin University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26487/hebr.v6i2.5096

Abstract

In running their business, cooperatives need to conduct performance evaluation to determine its health level and improve the quality in the following years. KSPPS BMT Huwaiza is one of the cooperatives that provides loan and financing with mudharabah, murabahah, and ijarah contracts. In the midst of this Covid-19 pandemic, BMT Huwaiza managed to get government trust to receive revolving fund in order to support its activities. Thus, it is important to analyze the health level of BMT Huwaiza considering that this cooperative is responsible for the sustainability of the revolving fund. The performance evaluation on KSPPS BMT Huwaiza in 2017 - 2019 resulted in a health level of "Fairly Healthy" in 2017 with the score of 67.30 and 2018 with 70.95, and "Healthy" in 2019 having score of 84.60. Nevertheless, it is necessary for BMT Huwaiza to carry out further evaluation, particularly in capital and earning asset quality aspect which is still not optimal based on the assessment of health level of this cooperative. For cooperative members, by knowing the condition of current health level of the cooperative, it is hoped that they will increasingly believe that the fund managed by BMT Huwaiza will be able to continue providing benefits in the years to come.
Analysis of Health Level Assessment of Sharia Saving-Loan and Financing Cooperative Ibrahim, Muhammad Ridwan; Meini, Zumratul
Hasanuddin Economics and Business Review VOLUME 6 NUMBER 2, 2022
Publisher : Faculty of Economics and Business, Hasanuddin University, Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26487/hebr.v6i2.5096

Abstract

In running their business, cooperatives need to conduct performance evaluation to determine its health level and improve the quality in the following years. KSPPS BMT Huwaiza is one of the cooperatives that provides loan and financing with mudharabah, murabahah, and ijarah contracts. In the midst of this Covid-19 pandemic, BMT Huwaiza managed to get government trust to receive revolving fund in order to support its activities. Thus, it is important to analyze the health level of BMT Huwaiza considering that this cooperative is responsible for the sustainability of the revolving fund. The performance evaluation on KSPPS BMT Huwaiza in 2017 - 2019 resulted in a health level of "Fairly Healthy" in 2017 with the score of 67.30 and 2018 with 70.95, and "Healthy" in 2019 having score of 84.60. Nevertheless, it is necessary for BMT Huwaiza to carry out further evaluation, particularly in capital and earning asset quality aspect which is still not optimal based on the assessment of health level of this cooperative. For cooperative members, by knowing the condition of current health level of the cooperative, it is hoped that they will increasingly believe that the fund managed by BMT Huwaiza will be able to continue providing benefits in the years to come.
Co-Authors Alianti, Fiori Nika Awaloedin, Dipa Teruna Cik, Ahmad Dama Hirdayani Tuasikal Dhieka Avrilia Lantana Digdowiseiso , Kumba Dospinescu, Octavian Effendy, Siti Nur Aisyah Ekaputra, Mohamad Yandy Fauziah Fauziah Fauziah Febrian Kwarto Fitri Indriawati Fitri, Winky Trisiya Herawati, Ega Safira Herlin Tundjung Setijaningsih, Herlin Tundjung Ibrahim, Muhammad Ridwan Irma Setyawati Juliandi, Difa Karina, Arni Khairul Saleh L. Tobing Kumba Digdowiseiso, Kumba Leily Chusnul Chotimah Martiya Indriyani Marwaziyyah, Nur Izzah Maulina, Neneng Sherly Minanari Nabila, Miftha Nadya Salsabila Nugraha, Rizki Nurul Prasetyo, Dodi Eko Putri, Hardianti Eka Rahmawati, Oktaviani Rini, Nurul Alfisyah Roikhana Umiyatun Nikmah Saria, Amalia Mustika Selina Wulandari Setiyaningsih, Eva Siti Nurain Muhmad Sylvia Veronica Siregar Wulandari, Gita Ayu Andhiani