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ANALISIS VARIABEL-VARIABEL YANG MEMPENGARUHI PEMBIAYAAN MURABAHAH PADA BANK SYARIAH MANDIRI PERIODE 2008.01-2011.12 Mustika Rimadhani; Osni Erza
Media Ekonomi Vol. 19 No. 1 (2011)
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (345.964 KB) | DOI: 10.25105/me.v19i1.833

Abstract

Murabaha financing is the most dominant in Indonesia Islamic banking compared to other financial products, it also dominates the Islamic banks in other countries. This method is becoming very popular because it is the nature of murabaha financing has required rate of profit that is definitely in accordance with the terms agreed upon. This study aims to determine the variables that influence the murabaha financing at Bank Syariah Mandiri, which consists of Third Party Funds (TPF), Profit Margin, Non-Performing Financing (NPF), Financing to Deposit Ratio (FDR). The data used in this study is a secondary data with monthly period 2008:012011:12. The analysis technique used is the Multiple Linear Regression by OLS (Ordinary Least Square). Based on the research results that the Third Party Funds (TPF) has positive and significant, Margin keutungan negative and insignificant, NPF has positive and significant effect, FDR has negative and insignificant.Keywords :Murabaha Financing, Third Party Funds (TPF), Profit Margin, NonPerforming Financing (NPF), Financing to Deposit Ratio (FDR)
ANALISIS EFISIENSI INDUSTRI GULA DI INDONESIA DENGAN METODE DATA ENVELOPMENT ANALYSIS (DEA) TAHUN 2001 – 2010 Silvi Marta; Osni Erza
Media Ekonomi Vol. 18 No. 3 (2010)
Publisher : Lembaga Penerbit Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (294.802 KB) | DOI: 10.25105/me.v18i3.845

Abstract

This study aims to determine the efficiency of the sugar industry factories inIndonesia. These plants are PG Jatitujuh, PG Karangsuwung, PG Sindanglaut, PG Subang,PG Tersanabaru, PG Gondangbaru, PG Jatibarang, PG mojo, PG Pangka, PG Rendeng. Data used in this study is secondary data, the source data comes from the Indonesian Sugar Council with the years of the study was taken from 2001 to 2010. Variables used in this study consisted of three input variables and two output variables. Variable input consists of thecane milled, the total area, kapasits rollers, while the output variables consist of sugar production and production drops. The results of processing by using the Data Envelopment Analysis (DEA) in the period 2001-2010 shows that there are only three plants in a row is consistent with maintaining the efficiency of 100%. Three factories are PG Jatitujuh, PGJatibarang and PG Sindanglaut. While the other two factories, namely PG Rendeng and PGGondangbaru showed a decreased efficiency level of performance each year with numbers below 100%.Keywords: Efficiency, DEA, Sugar Company, Total Cane ground, Area, Milling Capacity,Production of Sugar and Molasses Production.
Pengaruh Realisasi Transfer Dana Desa terhadap Peningkatan Pertumbuhan Ekonomi 62 Kabupaten di Indonesia Muhammad Rizki; Osni Erza
Moneter : Jurnal Ekonomi dan Keuangan Vol. 2 No. 4 (2024): Oktober : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v2i4.901

Abstract

The disparities in characteristics across regions in Indonesia can lead to unequal development. The central government directs development activities in the regions with a primary focus on villages and underdeveloped areas. The Village Fund, sourced from the state budget (APBN), is allocated to villages and can be used to finance various development activities, which are expected to be a solution to the development disparities in villages and underdeveloped areas. The objective of this research is to examine the impact of the realization of Village Fund Transfers on economic growth in 62 underdeveloped districts.